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 Public Mutual v3, Public/PB series funds

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cheahcw2003
post Aug 23 2011, 11:00 PM

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QUOTE(Irresistible @ Aug 23 2011, 10:49 PM)
This is the right time to buy such equity fund ?  Among the three, which give the best return ? which has the lowest risk ?
Which GOOD bond fund is still open ?
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You can search in http://my.morningstar.com for the fund performance
cheahcw2003
post Aug 24 2011, 10:43 PM

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QUOTE(kucingfight @ Aug 24 2011, 09:46 AM)
check out funds like PBOND, PBIBF , u'll be suprised on the returns
Even then a better than average bond like PBFI is having 7-8% return consistently.

@ bro wongmunkeong,

as i fully agree with u. bonds are steady n slow, suitable for conservatives and for those who like to balance their portfolio
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PBond, PBIBF 3 years annualised return is better than ASB.
PBFI's 3 years annualised return also surpassing ASW, ASM, AS1M. Those who are not able to invest in PNB's fixed price fund, may take this as an alternative.


Added on August 24, 2011, 10:53 pmuser posted image

Sources: Morningstar.com

This post has been edited by cheahcw2003: Aug 24 2011, 10:53 PM
cheahcw2003
post Aug 25 2011, 05:13 PM

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QUOTE(Irresistible @ Aug 25 2011, 04:51 PM)
How to know which PUBLIC  Bond   OR PUBLIC EQUITY FUND is still OPEN ?
Thanks  notworthy.gif
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it is published in the public mutual website, under "news and updates"


Added on August 25, 2011, 5:17 pm
QUOTE(kucingfight @ Aug 25 2011, 04:24 PM)
yaya it's closed, he's just showing you the potential of good bonds' return
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thanks for the explanation. Besides the funds that closed. The next best fund that still open with track record is PBFIxed income fund. The portfolios are quite healthy


This post has been edited by cheahcw2003: Aug 25 2011, 05:17 PM
cheahcw2003
post Aug 26 2011, 12:01 AM

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QUOTE(lowyat2011 @ Aug 25 2011, 11:58 PM)
Hi all,

When a fund is closed, we can't buy the fund anymore (till it open again), but we can sell/switch them, right? Unlike the stock market... stock 'suspend', cannot trade/buy/sell. Am I right?

Thanks.
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yes, can sell cannot buy
cheahcw2003
post Aug 26 2011, 02:09 AM

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QUOTE(monsta2011 @ Aug 26 2011, 01:43 AM)
if someone sells does that mean i can buy even if the fund is closed?
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If the fund is closed, means you cannot buy anymore, unless u sign the direct debit b4 the fund closed.
ASW/AS1M is different, they are fully subsribed not closed, fully subsribed means when someone sell, and have available unit then u can buy
cheahcw2003
post Aug 27 2011, 10:34 AM

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QUOTE(Kaka23 @ Aug 27 2011, 09:48 AM)
any news psmallcap giving out dividend?
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we will rather wish no dividend declared
cheahcw2003
post Aug 27 2011, 01:09 PM

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QUOTE(JinXXX @ Aug 27 2011, 12:58 PM)
im currently holding some eq n cap growth funds.. looking to having some bond funds..

any nice good bond funds that i can invest in.. since the best one's are closed already...
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PB Fixed Income Fund - with good 5 years record
Public Strategic Bond Fund - launched less than a year, but prpgress well so far.


Added on August 27, 2011, 1:10 pm
QUOTE(jingle1103 @ Aug 27 2011, 01:03 PM)
may i know if i wanna top up my PB fund with cheque, i need to payable to public bank bhd or public mutual bhd?
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Public Mutual Bhd

This post has been edited by cheahcw2003: Aug 27 2011, 01:10 PM
cheahcw2003
post Aug 27 2011, 01:23 PM

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QUOTE(JinXXX @ Aug 27 2011, 01:17 PM)
thanks will look into those funds tongue.gif

the latest qtrly report out ??
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yes, the July monthly repory is out and can be download from the PM website
cheahcw2003
post Aug 29 2011, 08:46 PM

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QUOTE(kparam77 @ Aug 29 2011, 08:32 PM)
ya..taht is the concept of unit trust. the units remain same or increase/reinvest the units.

distribution is actualy from own pocket. from left handover th right hand.
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meaningless to investors only make govt hhappy, as double tax imposed on the investment income

cheahcw2003
post Aug 31 2011, 06:53 AM

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QUOTE(cherroy @ Aug 30 2011, 03:01 PM)
No, it is not taxed twice.
It is imputation.
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what do u meant by imputation?
cheahcw2003
post Sep 6 2011, 10:42 PM

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QUOTE(insaint708 @ Sep 6 2011, 04:52 PM)
PB series under Public Bank not performing?
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not because of not performing, it's just that agent get nothing from selling PB series funds.
cheahcw2003
post Sep 8 2011, 12:22 AM

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QUOTE(kparam77 @ Sep 7 2011, 09:34 PM)
EPF returns consider BOND returns, so, to max epf money, u need to inveest in high or higher risk fund.
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If u invest in the right bond fund of public mutual, the return will beat the epf return, they have 5-10 years record to prove it right.
cheahcw2003
post Sep 8 2011, 12:50 AM

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QUOTE(lowyat2011 @ Sep 7 2011, 10:12 PM)
blush.gif  How about... transfer as much $ from EPF to bonds fund after EPF paid its interest (every April?), left the $ in bonds fund for 6-8 months and hope the NAV value appreciate, then sell/transfer back all the $ into EPF (before Dec 31) and enjoy the next year interest smile.gif ---> at least let the $ to have chance to grow more within the 6-8 months tongue.gif

Sorry for causing all the misunderstanding... blame it to my left/right/centre/up/down brain... keep thinking how $ can grow more...  blush.gif
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why spend all the hassle of transfer in and out from the epf to bond fund? epf dividend is paid on monthly rest basis, the moment u withdraw fr epf, interest stop accumulating. Plus u need to pay 0.25% every time u buy bond funds.
cheahcw2003
post Sep 8 2011, 01:03 AM

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QUOTE(whojen @ Sep 8 2011, 12:32 AM)
Overseas Bond not local..quite dangerous now smile.gif
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depending which country u talking about. US T bills rates are regarded as risk free rate, even their bond hv been dowgraded recently, it is still considered safe. Austalia/NZ soverign bond are also considered safe.
cheahcw2003
post Sep 8 2011, 07:10 PM

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QUOTE(kucingfight @ Sep 8 2011, 04:05 PM)
yeap i invested some in PSKF..juz for fun..lol..but okla..usually bonds don perform the 1st yr
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surprisingly Public Strategic Bond and Public Islamic Strategic Bond funds already "performing" on their 1st year.....
cheahcw2003
post Sep 19 2011, 11:12 PM

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QUOTE(David83 @ Sep 19 2011, 09:20 PM)
1413.12 for today's KLCI closing.

Time to go for PIX?
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wait for another 200 points drop
cheahcw2003
post Sep 23 2011, 05:03 PM

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QUOTE(kent05 @ Sep 23 2011, 04:47 PM)
any one can recommend public series bond fund? is PSTBF good?
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So far PSTBF out perform the peers. I m talking abt the funds that still avail for subscription.
cheahcw2003
post Sep 23 2011, 06:04 PM

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QUOTE(kent05 @ Sep 23 2011, 05:50 PM)
ic..tks...nid do DDI every month as well?
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Up to u, I did one lump sum investment. Bond fund prices doesn't fluctuate much, DDI as the purpose of regular force saving is ok, or else it doesn't serve tge purpose of average up or average down.
cheahcw2003
post Sep 26 2011, 11:27 PM

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Was informed by the agents that they will still enjoy the commission for selling bond funds, but tge commission is only 10% of tge 0.25% which is 0.025%, anyone can confirm?
cheahcw2003
post Sep 27 2011, 03:08 AM

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QUOTE(Bonescythe @ Sep 26 2011, 11:48 PM)
Like this agent really eat sand.. Not even can eat grass
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Better than nothing becoz b4 that agent earn nothing from selling bond fund

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