From memory - within a month.

Is it a good time to invest in Unit Trust now?
Stock market tumbling downwards in last 2 weeks and read some news in The Star business that it will continue falling...wonder did you all still see opportunity in Unit Trust?

Nope - U can only be a rep of one fund house UNLESS U sit for gawd knows what exam and register with SC or something, then U can represent a few. I think there are less than50 or so people that has the license to do so.

Sifus - please correct & add details yar. My memory's getting foggy - read and met up with a few of these fellows 2 to 3 years ago

Greetings everyone!

I'm a new member and also quite new to investing. I do have a few questions that I hope someone can give me some pointers. I'm trying to perform asset allocation and buying some funds that meets my criteria and one of the main determinant in asset allocation is to find out the fund's investment style (value, blend, growth) and type of holdings (small, mid, large-cap). But from what I gather these info is not readily available.

So my main question is: is there a place where I can obtain these info on a particular fund?
Thanks and sorry for the long post! 

I'm looking for steady dividends and capital growth (in that order). what would you recommend?

david explain me the other way around of calculating SC.
SC is not from value invest in RM but the value of NAV.
I do get the correct amount using david formula.

Unless, you had something to explain differently!

Public Saving Fund, Public SmallCap, Public Growth Fund. These are the funds that suit my appetite. To each his own.

This is the right time to buy such equity fund ?  Among the three, which give the best return ? which has the lowest risk ?
Which GOOD bond fund is still open ?

This is the ONE BIG problem i have with PM agents, they don recommend bond BECAUSE they can't get commission from it. SIMPLE.
Being a agent urself, i fail to see how you comprehend the whole understanding of fundamental financial planning. 
I think there was a study done before, comparing a 10-15yr of an individual investing in equities vs bond, and in the end, returns are somewhat similiar 
AND also, dividend funds are not good, it's merely passing the income from right to left hand WITH tax incurred
check out funds like PBOND, PBIBF , u'll be suprised on the returns
Even then a better than average bond like PBFI is having 7-8% return consistently.

@ bro wongmunkeong,

as i fully agree with u. bonds are steady n slow, suitable for conservatives and for those who like to balance their portfolio

Hah? Got sales target one ah. 30k seems a bit hard to achieve if i just want to invest thru myself

But i thought if using DDI, can kept buying the fund eventhought it's closed already? Or my PM consultant lie to me?

Btw, can all the PM funds be bought using DDI? Coz i saw some fund like PISEF don't allowed for regular investment... Regular investment = DDI, rite?

Which aggresive PM fund is recommended beside P SMALLCAP for long term capital growth?

from the link below
LINK Try too select PISEF in the comparison...

How about PISSF & P SMALLCAP? Performance not as good with the funds that u mentioned above?

I don't think RI is same with SI (DDI) Standing Instruction.
I know the meaning of II and AI, but I still don't know how one investment been callled Regular Investment (RI)

It's a capital growth fund, so income distribution is not part of its objectives.
However, fund managers still tend to do give out dividend anyway due to investor's expectations. 

may i know if i wanna top up my PB fund with cheque, i need to payable to public bank bhd or public mutual bhd?

what method are available for "payment" for the topup from publicmutual online ?

i dont have PBbank account

thats why i want to know what method of payment they accept for topup and open new account(other funds)

cause if its like paying bill can transfer from credit card or other bank account like direct debit(like how u pay airasia tix using mb2u)

then i want to consider applying for it.. else no point.. can help me on this ?

Just want to know... my consultant mentioned that if i wanna invest thru DDI, i am required to sign an agreement or somesort like that... is it necessary?

If i top up my fund thru PMO, do my consultant still received their commission?

Anyone have opinions regarding PUBLIC SINGAPORE EQUITY FUND? I'm looking to buy this fund.