I normally received some kinda fund quarterly review from public mutual. i guessed ur agent can provide you that report.

Can download from the PM website also

The detailed report refers to the annual report? You can download from Public Mutual Online. You must have the access to download them.

There're annual report and quarterly reports.

Dear Unitholder, We are pleased to attach the market wrap for the week ended 9 December 2011 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

What's the minimum age of starting investing in Public mutual? I'm 18 this year and would like to give it a shot

18 years old is minimum if not mistaken..

Dear Unitholder, We are pleased to attach the market wrap and bond market review for the week/fortnight ended 16 December 2011 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

The monthly report for Nov is available for downloading from PM website

PMB & FIMM should play lowyat as well, so many offenders around.

Periodically I receive Statement from PM. How do I calculate my profit/loss from the information provided from the statement?

the latest balance units X latest price = profit/loss

Hi all,

i need some advise on unit trust matter. I had invested some amount into my fund and i got this email from the agent.

:Pls be informed your bond funds u have invested with us is now making a 3.7 growth @ 666.83 profit as at 12/10/2011 closing price.

Meanwhile, would like to suggest to average down your cost by placing additional investment of 40% of your initial investment. The market sentiment is very volatile for the last quater of 2011. The initial cost was 0.6066(NAV) when invested at 1sy quater of this year. The latest NAV of this fund is at 0.516. Thus, with this additional investment it will lower down the cost of 0.6066 as well. It will also helps the investor to breakeven the profit when the NAV surges.

Can anyone pls explain me abt this and your advise pls.
I appreciate for your time. Thanks.

when u start buy ur fund? its NAV during ur 1st investment?
ur agent state that ur fund making 3.7% growth @ 666.83 profit..wats it mean? since u earn y stil wan u invest more to lower down ur cost?
if u feel uncomfortable with top up, just tell ur agent u dun wan top up, cz he cnt simply say wan u top up then u nd top up..mk it clear better.

desertkids:

this is what my agent emailed me. Im not really sure what does it means...

ur agent even not call u out for discuss/explanation 2u?

based on da little info i get above..

ur agent wan u invest more into the fund u buy..because the NAV per unit price is lower(0.516) compare to 0.6606(assume ur ori NAV when u buy) which means u make loss now! tats y i curious y ur agent say u make gain?
so assume now u make loss..u cn minimize ur loss by lowering ur total investment cost,look at exp below

ur initial investment - 10k
ur initial unit - 10000/0.6606 = 15137.75 unit

ur current investment value(if u sold now) - 15137.75 x 0.516 = 7811.08 (u loss 2.2k)

so if u top up another 40% of ur initial value now(4k)
new invest unit - 4000/0.516 = 7751.94 unit
total unit in hand - 15137.75 + 7751.94 = 22889.69 unit
so ur average price per unit is 14000/22889.69 = 0.6116

so ur agent mean u invest more now so u get gain more if da NAV rise more than 0.6116.

sorry the info i get from you is very limited so i duno assumption above is right or not.

Another assumption i can mk from ur statement is...
ur fund is gain since u buy the fund. but current NAV is lower than NAV of Q1..so when u buy more unit at this low price, mean even da price get fall again ur loss oso not tat significant cz ur average value per unit is lower.

just my 0.000000000000002cents..

Hi,

I am staying in overseas so, she just emailed me. Anyway, if i loss, why did she told me that i get 3.7 growth@666 profit as at 12/10/2011?

Most probably talking about 2 different fund, I don't think a bond fund can have 20% capital loss? Unless the 3.7% is the dividend payment for an equity fund?

Just check how many units you have (including reinvested dividend) and times with the current NAV, you should have a good idea of your fund profit/loss.

This post has been edited by gark: Dec 29 2011, 05:31 PM

hi, as i say i duno much about your investment(when u start,initial nav,total invest)..so i oso duno ur fund is earn or loss.
bt the main purpose of ur agent's email is ask u to top up to lower the average cost of unit. her point of view is good for u since constantly investment is good for long term investment.

okay then.
thanks man, I appreciate it a lot!