u can ask ur agent to email u the latest stsment. u will know abt the profit/lost.
ur agent email u on oct, by the time now the price already diff, up or down.

is there any dividedns declared for ur bond fund before oct, if yes, sure the price will drp after the divididedn.
top up during lower price will give u more profit if the price appreciate. n also can average down ur buying price as per explain by deserkids.

buy cheap sell high for profits.

u better check again with ur agent.

how u guys determine when is the best time to top up?

may i ask wats the best bond fund still open for investment from public mutual? thanks...........

Never time the market. Usually it won't really work.

I'll stick to Dollar Cost Averaging and put in additional on top of that if I have additional cash. The additional cash would go to those funds which NAVs are below my average purchase price.

Good strategy!

Best-est time, in my humble opinion, to top up (sorted by most oomph as (1.) ):
1. Based on your Entry rules built upon:
a. Asset Allocation
b. Projected cash savings
c. Investments' timeline, growth & income requirements

2. Based on value
a. market crashes (fear is a big problem to execute here for most folks)
b. constant periodic value averaging (no fear/greed but takes a bit more effort than Dollar Cost Averaging)

3. Based on blind (no fear/greed) and constant periodic Dollar Cost Averaging

4. Based on your own plans (eg. Trend, Enter when below your holdings' average NAV, Enter when NAV less than 3 years moving average NAV, etc.)

IMHO, other than the above, one literally is just rolling the dice unplanned. Then again, i've met a few (very few) lucky folks Well, since i'm not born rich or incredibly long-shot lucky, i guess i'll have to toil using the approaches above

This post has been edited by wongmunkeong: Dec 30 2011, 08:04 AM

public mutual fund unit trust......trust ur on fund instead of put ur trust on other funds..unless u dont mind to allocate a fund for 10-20 years goin concern..

???

We cannot time the market and price determination by Public Mutual. Someday KLSE data is up, but Public Mutual fund price may be down. Another question, how much when it's up, how much when it's down? So the best is to do DCA.

I don't do reinvestment of my DR anyway.

Public Mutual declares distributions for 5 funds

Fund | Gross Distribution / Unit
Public Savings Fund | 7.50 sen per unit
Public Focus Select Fund | 2.00 sen per unit
Public Strategic Bond Fund | 3.00 sen per unit
Public Islamic Strategic Bond Fund | 3.00 sen per unit
Public Islamic Enhanced Bond Fund | 3.00 sen per unit

URL: http://www.publicmutual.com.my/LinkClick.a..._zw%3d&tabid=87

anyone had any idea how long it took them to update the data in UTConnect? I'm really new here. I sell a fund to a customer on 15dec2011.

UTC Connect does not show you about your customer, but only your commission.
You need to have CAMS if you want to see your customers' investment. You should be able to see 15Dec transaction in CAMS now.

can public mutual online able to sell my units online?

Yes - Redeem/Sell back to Public Mutual, Buy, Open new fund account, check transactions, etc.

Do i need public bank account?

No, you don't need a Public Bank account to open a Public Mutual Online account, but it does make initial / additional investments convenient. (via online banking). For repurchases/ selling of units they'll just send you a cheque.

public mutual agents and all those agents who promote themselves with their signature come come,

public mutual NO.1 yes?

then how the F do you explain the ptuiiiii funds like PCSF, PCIF, PGSF whereby since launch till today, not making money? DDI until now also not making money?

on this remark, help me understand why Public China Ittikal Fund with DDI since 2/1/08 monthly is still negative (23.60%) as at yesterday's price? Average price is 0.2168 vs current market price is 0.1656.

Public Mutual agents come come explain. 4 F ing years and still negative 23.60% with DDI!!!!