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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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Gen-X
post Jul 6 2011, 12:29 AM

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QUOTE(Sifha238 @ Jul 6 2011, 12:21 AM)
My basic salary is 2200, can apply OCBC Titanium ? OCBC Visa gold only right ?

I want to stick with 1 bank cc only, maybe I'll cancel Al-Ikhwan if OCBC better, fee waiver for life right ?
*
before you go apply for OCBC Gold, you better go check it out because the cash back is really pathetic.
Sifha238
post Jul 6 2011, 12:33 AM

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QUOTE(Gen-X @ Jul 6 2011, 01:29 AM)
before you go apply for OCBC Gold, you better go check it out because the cash back is really pathetic.
*
Then better I stick with my current cc rclxub.gif

MilesAndMore
post Jul 6 2011, 08:39 AM

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QUOTE(hye @ Jul 5 2011, 09:45 PM)
Yeah ... new layout rather distracting.
But the forum need funds to operate ... so I guess no choice lah.
*
For some reason, the banner has become too big and it doesn't fit my pc or my laptop screen anymore sad.gif

Gen-X
post Jul 6 2011, 09:06 AM

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QUOTE(gerrardling @ Jul 5 2011, 08:28 PM)
looks like citibank sponsor this credit card section already. any official citibank thread ?
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QUOTE(alexwsk @ Jul 5 2011, 09:31 PM)
ironically, NO laugh.gif
that's why they must sponsor

i prefer the old layout though  yawn.gif
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hahaha, better not start a thread on CitiBank Afterwards too many negative comments and CB may pull out from here.

QUOTE(hye @ Jul 5 2011, 09:45 PM)
Yeah ... new layout rather distracting.
But the forum need funds to operate ... so I guess no choice lah.
*
Yah, Couldn't figure out where there were coloured anti-slip mats (like the one in my car dash board) on both sides of my screen LOL.

QUOTE(MilesAndMore @ Jul 6 2011, 08:39 AM)
For some reason, the banner has become too big and it doesn't fit my pc or my laptop screen anymore  sad.gif
*
My 23" screen is fine with FireFox tongue.gif

Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support. And I also think Admin should thank guys like us for creating more income for them, hahaha
gerrardling
post Jul 6 2011, 09:12 AM

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QUOTE(Gen-X @ Jul 6 2011, 09:06 AM)
hahaha, better not start a thread on CitiBank Afterwards too many negative comments and CB may pull out from here.
Yah, Couldn't figure out where there were coloured anti-slip mats (like the one in my car dash board) on both sides of my screen LOL.
My 23"  screen is fine with FireFox  tongue.gif

Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support. And I also think Admin should thank guys like us for creating more income for them, hahaha
*
prefer they spend money on improving their card benefit.

more cash back !
no more annual fee !
no more tricks and gimmicks !

This post has been edited by gerrardling: Jul 6 2011, 09:12 AM
hye
post Jul 6 2011, 09:27 AM

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QUOTE(Gen-X @ Jul 6 2011, 09:06 AM)
Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support. And I also think Admin should thank guys like us for creating more income for them, hahaha
*
This part I gotta agree.
I felt as if we were influential enough until Citibank need to sponsor us here! Still, our opinions on credit card products are independent and never card issuer bias.
Gen-X
post Jul 6 2011, 10:41 AM

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QUOTE(gerrardling @ Jul 6 2011, 09:12 AM)
prefer they spend money on improving their card benefit.

more cash back !
no more annual fee !
no more tricks and gimmicks !
*
hahaha, I expected you to taruk CB Shell card but you added more tongue.gif If got Citibank thread, potential customers all will think twice with you around biggrin.gif

QUOTE(hye @ Jul 6 2011, 09:27 AM)
This part I gotta agree.
I felt as if we were influential enough until Citibank need to sponsor us here! Still, our opinions on credit card products are independent and never card issuer bias.
*
Where else in Malaysia you can find a group of people from various fields talking non stop about CC for years? Here are (or were) the regulars

David83 - which named the Thread CREDIT Card Thread v2, Everything about the world of plastic.
ronnie
zenquix
alexwsk
soitsuagain
guanteik
ychwang
feralee
yewkhuay
aeronlim
WaCKy-Angel
charymsylyn
cute_boboi
vin-ann (use to be very active and TS)
tinkerbel
Syd G
winner
arsenal
Shinichi
tachlio
tgeoklin
ellimist
andrekua
Darkmage12
dr2k3
eddievh
TeraPox
mustang
muscaa
cenkudu
jack2
Putraskyline
kei18kun
Reventon
bingozero
tishaban
sailou
GHz
he-sham
andyfriends
santaclaus
wirelessdude
ck_tonny

I am sure I missed more names

and of course our Mods b00n, hye and MilesAndMore. Looking back I must say hye and MilesAndMore deserved to be Mods as both contributed in answering many of LYN members questions.

and the original Thread started on Credit Card was hackwire where his title for the Thread was Which Credit Card got more Benefits, Anything about credit card

And now we have gerrardling and chemistry to answer newbies questions biggrin.gif

This post has been edited by Gen-X: Jul 6 2011, 10:47 AM
ronnie
post Jul 6 2011, 10:43 AM

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Glad to help out in the CC threads.... when is Maybank, SCB, OCBC, UOB,... sponsoring ? brows.gif
hye
post Jul 6 2011, 11:01 AM

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QUOTE(Gen-X @ Jul 6 2011, 10:41 AM)
and of course our Mods b00n, hye and MilesAndMore. Looking back I must say hye and MilesAndMore deserved to be Mods as both contributed in answering many of LYN members questions.

and the original Thread started on Credit Card was hackwire where his title for the Thread was Which Credit Card got more Benefits, Anything about credit card 

And now we have gerrardling and chemistry to answer newbies questions  biggrin.gif
*
Thanks for the compliments. I can't remember anymore when was my first post in here.
But I'm sure I was not around when the first thread started.

Wondered what happened to my fan club ? rolleyes.gif Oh those memories ....


Added on July 6, 2011, 11:07 am
QUOTE(ronnie @ Jul 6 2011, 10:43 AM)
Glad to help out in the CC threads.... when is Maybank, SCB, OCBC, UOB,... sponsoring ? brows.gif
*
Next round perhaps ? Though I wondered whether it is the bank or the LYN staff who approached the banks for advertising space.

Citibank need to do something to regain their market share. No new products for a long time and existing card offerings are a bore and a mismatch to current consumers needs. I think Maybank is quickly eating into their market share very quickly, especially since MBB2 cards appeared in the market.

This post has been edited by hye: Jul 6 2011, 11:07 AM
Gen-X
post Jul 6 2011, 11:10 AM

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QUOTE(hye @ Jul 6 2011, 11:01 AM)
Thanks for the compliments. I can't remember anymore when was my first post in here.
But I'm sure I was not around when the first thread started.

Wondered what happened to my fan club ?  rolleyes.gif Oh those memories ....


Added on July 6, 2011, 11:07 am

Next round perhaps ? Though I wondered whether it is the bank or the LYN staff who approached the banks for advertising space.

Citibank need to do something to regain their market share. No new products for a long time and existing card offerings are a bore and a mismatch to current consumers needs. I think Maybank is quickly eating into their market share very quickly, especially since MBB2 cards appeared in the market.
*
Aiyah, your fan club all left you. since you become Mod, no more fun, no one dares to go against you or else they be banned hahaha

Yah, Citibank need to contact you, Miles and Me if they want to have a product that everybody wants, hahaha
WhiteWing
post Jul 6 2011, 11:16 AM

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Just now a RHB telemarket called me up and offer me a RHB Travel Money card,I feel this card is useless to me and I said don't want. He said call me back again. Will those ppl simply tell bank that I say yes because I say don't want. LOL !!
gerrardling
post Jul 6 2011, 11:18 AM

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this thread is very informative. since i got a lot of info here, its time for me to contribute to other ppl. BT + cashback(without any terms and condition, tricks or gimmicks) are the main benefit ppl are looking for nowadays.
TSalexwsk
post Jul 6 2011, 11:40 AM

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QUOTE(hye @ Jul 6 2011, 11:01 AM)
Citibank need to do something to regain their market share. No new products for a long time and existing card offerings are a bore and a mismatch to current consumers needs. I think Maybank is quickly eating into their market share very quickly, especially since MBB2 cards appeared in the market.
*
yea, instead of Free external harddisk and RM50 cash back banner, i want RM188 cash back and unlimited 5% everyday banner laugh.gif
citibank management, are you reading????
this is the only way to beat everyone else in the industry, no more headache with M2 AMEX

if Maybank management is reading this, time to extend M2 AMEX benefits to your M2 Visa/Master biggrin.gif
wshoh
post Jul 6 2011, 12:16 PM

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QUOTE(charymsylyn @ Jul 1 2011, 08:26 PM)
http://en.wikipedia.org/wiki/Crossing_of_c...#Crossed_Cheque

All cheques in Malaysia are now printed crossed, you don't need to do anything.
*
You should still cross "OR BEARER", it is not pre-crossed.

There is no need to write "Not negotiable Account Payee Only" on the cheque though as it is now pre-printed.
cenkudu
post Jul 6 2011, 12:28 PM

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forgot to redeem Amex Gold CC points before cancelling the card. waste about 3k point
cute_boboi
post Jul 6 2011, 12:29 PM

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Thanks for mentioning my name smile.gif tongue.gif

Anyway, the 500GB free HDD (samsung still fine with me) looks tempting. I browse through Citibank website and here is what I deduce:

(1) 500GB HDD is limited to first 1000 approved applicants shakehead.gif
- Unless it is guaranteed gift for me, I won't apply it.

(2) If you get the 500GB HDD, you will need to pay the RM50 GST for each card.
doh.gif

(3) For those above >1000 applicants, then waive/free the RM50 GST
- Consolation prize cry.gif

(4) (i) For new comers (or those cancelled >2 yrs ago to qualify for this promo), you need to apply 2x cards in order to get EITHER the 500GB or RM50
(ii) For existing Citibank CC holders, you need to apply 1x NEW CC from them.
- Means pay RM100 GST if get HDD doh.gif

(5) Once get the card, must use minimum 3x times before Sep.
- This one is still ok.

Correct me if I'm wrong.
I got nothing against Citibank. I will get and use this card for 1 year if:
* guarantee I get the HDD
* Waive all GST and annual fee for 1 year, no matter 1 or 2 CC

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ronnie
post Jul 6 2011, 01:05 PM

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QUOTE(cenkudu @ Jul 6 2011, 12:28 PM)
forgot to redeem Amex Gold CC points before cancelling the card. waste about 3k point
*
If you still have an active Maybank CC, you can still ask them to credit into the other Maybank CC. Call up the CS. don;t waste the 3000 points
MilesAndMore
post Jul 6 2011, 01:31 PM

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QUOTE(Gen-X @ Jul 6 2011, 09:06 AM)
My 23"  screen is fine with FireFox  tongue.gif

Argh... really ? I nearly click delete a few times when i actually wanted to quote other people's post sweat.gif


QUOTE(Gen-X @ Jul 6 2011, 09:06 AM)
Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support.
Yeah. I want to thank the admin and b00n too for all their supports. Thanks! tongue.gif


QUOTE(Gen-X @ Jul 6 2011, 09:06 AM)
And I also think Admin should thank guys like us for creating more income for them, hahaha
LOL


QUOTE(hye @ Jul 6 2011, 09:27 AM)
I felt as if we were influential enough until Citibank need to sponsor us here! Still, our opinions on credit card products are independent and never card issuer bias.
Couldn't agree more!


QUOTE(Gen-X @ Jul 6 2011, 10:41 AM)
I am sure I missed more names
Wow... you actually remember all of them. Sai lei laugh.gif


QUOTE(Gen-X @ Jul 6 2011, 10:41 AM)
and of course our Mods b00n, hye and MilesAndMore. Looking back I must say hye and MilesAndMore deserved to be Mods as both contributed in answering many of LYN members questions.
Again, thanks for the vote of confidence tongue.gif


QUOTE(Gen-X @ Jul 6 2011, 10:41 AM)
and the original Thread started on Credit Card was hackwire where his title for the Thread was Which Credit Card got more Benefits, Anything about credit card 
Ah... the original. Reminds me of The Vampire Diaries laugh.gif


QUOTE(Gen-X @ Jul 6 2011, 11:10 AM)
Yah, Citibank need to contact you, Miles and Me if they want to have a product that everybody wants, hahaha
Very well said! Let's work together to come up with a totally new unbeatable card. We know we can because we know the consumers laugh.gif

QUOTE(cute_boboi @ Jul 6 2011, 12:29 PM)
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Sharp eyes!
sam0919
post Jul 6 2011, 04:22 PM

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hi guys. i would like to ask ...there is a hsbc amanah in cheras taman connaught...i just applied a hsbc gold card thru a forumer here..can i make my credit card payment thru hsbc amanah branch which located in cheras taman conauught?
Gen-X
post Jul 6 2011, 04:29 PM

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QUOTE(sam0919 @ Jul 6 2011, 04:22 PM)
hi guys. i would like to ask ...there is a hsbc amanah in cheras taman connaught...i just applied a hsbc gold card thru a forumer here..can i make my credit card payment thru hsbc amanah branch which located in cheras taman conauught?
*
you can make payments in any HSBC Amanah and even HSBC branches.

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