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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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sam0919
post Jul 6 2011, 04:42 PM

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ok thanks bro
SUSDavid83
post Jul 6 2011, 11:09 PM

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For the Citibank RM 50 cash back, do I really need to apply 2 cards? Shit! I just submitted the application online. I thought of getting this to replace the UOB ONE Platinum that I failed to get.

Will clarify with the officer who may call me tomorrow. Otherwise, if really need to apply 2 cards, then I don't want it anymore.
cute_boboi
post Jul 7 2011, 09:51 AM

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QUOTE(David83 @ Jul 6 2011, 11:09 PM)
For the Citibank RM 50 cash back, do I really need to apply 2 cards? Shit! I just submitted the application online. I thought of getting this to replace the UOB ONE Platinum that I failed to get.

Will clarify with the officer who may call me tomorrow. Otherwise, if really need to apply 2 cards, then I don't want it anymore.
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Check T&C here.

QUOTE
Eligibility
2. Subject to these terms and conditions, the Campaign is open to any of the following persons applying for principal Citibank Credit Cards during the Campaign Period via “Citibank Online” or via “SMS”:
(a) New-to-bank applicants applying for at least TWO (2) principal Citibank credit cards via Citibank Online or short messaging service (“SMS”); or
(b) Existing Citibank Cardholders applying for at least ONE (1) new principal Citibank credit card AND ONE (1) Citibank Ready CreditTM facility via Citibank Online or SMS; and
© in either case, all applicants must opt for Citibank’s E-Statement service.


Fermions
post Jul 7 2011, 11:17 AM

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usually how long i can get my cc after i apply?
DM3
post Jul 7 2011, 11:30 AM

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Petrol with HSBC Amanah MPower Visa Platinum Credit Card-i

From 7 Jul 2011 (Thu) - 31 Dec 2011 (Sat)
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Enjoy 6% Cash Back on both groceries and petrol with HSBC Amanah MPower Visa Platinum Credit Card-i.

Total monthly spend must be a min of RM200 (accumulated or in a single transaction) per participating month. Max Cash Back of RM50 per eligible Cardmember per participating month.

Participating merchants: Shell, Caltex, Petronas, Giant, Tesco and Carrefour.

Terms and conditions apply.

Call 03-2059 9299 for enquiries.


Added on July 7, 2011, 11:37 amnot so attractive as its tier based.
http://www.hsbcamanah.com.my/1/PA_1_1_S5/c...etrol_groceries

This post has been edited by DM3: Jul 7 2011, 11:37 AM
cute_boboi
post Jul 7 2011, 11:48 AM

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Someone will come up with 7% later rolleyes.gif

or maybe 6.5% blink.gif

Then another comes out with 7.25% doh.gif

Gen-X
post Jul 7 2011, 11:53 AM

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QUOTE(cute_boboi @ Jul 7 2011, 11:48 AM)
Someone will come up with 7% later  rolleyes.gif

or maybe 6.5%  blink.gif

Then another comes out with 7.25%  doh.gif
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That's too little, they have to beat AmBank 20% cash back tongue.gif
ronnie
post Jul 7 2011, 01:06 PM

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QUOTE(DM3 @ Jul 7 2011, 11:30 AM)
Petrol with HSBC Amanah MPower Visa Platinum Credit Card-i

From 7 Jul 2011 (Thu) - 31 Dec 2011 (Sat)
Enjoy 6% Cash Back on both groceries and petrol with HSBC Amanah MPower Visa Platinum Credit Card-i.

Total monthly spend must be a min of RM200 (accumulated or in a single transaction) per participating month. Max Cash Back of RM50 per eligible Cardmember per participating month.

Participating merchants: Shell, Caltex, Petronas, Giant, Tesco and Carrefour.

Terms and conditions apply.

Call 03-2059 9299 for enquiries.


Added on July 7, 2011, 11:37 amnot so attractive as its tier based.
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Reference: http://www.hsbcamanah.com.my/1/PA_1_1_S5/c...eries_promo.pdf

Tipu punya offer...
I need to spend RM833.33 on Petrol, Grocery + RM2166.68 (other local spends) to get maximum RM50(6%) + RM10.83(0.5%)
Total Cash-back = RM60.83

Nett Cash-Back Rate = 2.03% doh.gif doh.gif rclxub.gif whistling.gif

This post has been edited by ronnie: Jul 7 2011, 01:11 PM
gerrardling
post Jul 7 2011, 01:26 PM

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QUOTE(ronnie @ Jul 7 2011, 01:06 PM)
Reference: http://www.hsbcamanah.com.my/1/PA_1_1_S5/c...eries_promo.pdf

Tipu punya offer...
I need to spend RM833.33 on Petrol, Grocery + RM2166.68 (other local spends) to get maximum RM50(6%) + RM10.83(0.5%)
Total Cash-back = RM60.83

Nett Cash-Back Rate = 2.03%  doh.gif  doh.gif  rclxub.gif  whistling.gif
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congratz hsbc, u just beat citibank in terms of creating the trap, tricks and gimmicks in your promotion
beyond86
post Jul 7 2011, 01:41 PM

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QUOTE(gerrardling @ Jul 7 2011, 02:26 PM)
congratz hsbc, u just beat citibank in terms of creating the trap, tricks and gimmicks in your promotion
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in order to survive in a so competitive commercial market....got to do this doh.gif
kei18kun
post Jul 7 2011, 03:30 PM

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QUOTE(Gen-X @ Jul 7 2011, 11:53 AM)
That's too little, they have to beat AmBank 20% cash back  tongue.gif
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only have 200k to share per month, very fast finish. I won't get tricked again when the same thing with PBB. Now just stay loyal with MBB 2, best card to have thumbup.gif
SUSDavid83
post Jul 7 2011, 03:54 PM

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QUOTE(cute_boboi @ Jul 7 2011, 09:51 AM)
Check T&C here.
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Thanks for the info.

Applied one card only - Citibank Cashback Platinum.

Only can get RM 50 cash back for GST.
cute_boboi
post Jul 7 2011, 04:10 PM

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QUOTE(Gen-X @ Jul 7 2011, 11:53 AM)
That's too little, they have to beat AmBank 20% cash back  tongue.gif
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I recall there is a 100% cash back/refund, sort of a contest or something few months/years ago. HSBC CC ?

gerrardling
post Jul 7 2011, 05:00 PM

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is petrol included as retail transaction ?
jeffreyho
post Jul 7 2011, 05:57 PM

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Hi, all. I just been rejected for ocbc ti. Can any bro teach me how to write an appeal letter or format and mail to what address? Tx for helping...
Gen-X
post Jul 8 2011, 08:04 AM

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QUOTE(cute_boboi @ Jul 7 2011, 04:10 PM)
I recall there is a 100% cash back/refund, sort of a contest or something few months/years ago. HSBC CC ?
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I cannot recall 100% contest, was it UOB? EON has a 50% cash back contest. But those are contest so chances of winning it is very slim. Furthermore it is no really 100% or 50% because there's a cap to it too.


QUOTE(gerrardling @ Jul 7 2011, 05:00 PM)
is petrol included as retail transaction ?
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yes

wiNd
post Jul 8 2011, 03:07 PM

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btw, do u guys know which CC provides the best rebate for overseas/online transaction? thanks!
kanethesun
post Jul 8 2011, 05:43 PM

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hey guys, I receive the Super Contest letter from EON Bank & Reader Digest, just want to check is that a scam or a real prize winning?
tifosi
post Jul 8 2011, 05:52 PM

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QUOTE(wiNd @ Jul 8 2011, 03:07 PM)
btw, do u guys know which CC provides the best rebate for overseas/online transaction? thanks!
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So far I know Maybank Visa/Master offers one of the best conversion rate.

QUOTE(kanethesun @ Jul 8 2011, 05:43 PM)
hey guys, I receive the Super Contest letter from EON Bank & Reader Digest, just want to check is that a scam or a real prize winning?
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You should call EON bank and inquire.
TSalexwsk
post Jul 8 2011, 07:30 PM

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QUOTE(kanethesun @ Jul 8 2011, 05:43 PM)
hey guys, I receive the Super Contest letter from EON Bank & Reader Digest, just want to check is that a scam or a real prize winning?
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i'll stay away from RD if i were u
http://thestar.com.my/news/story.asp?file=...9237&sec=nation

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