Hi guys, I would like to ask a few things on pledging FD to secure credit card facilitities:

1. Is there any difference from the normal FD plan in terms the published interest rate?

2. Is there any deposit period that we have to adhere to, for example MUST be 60 months?

3. What happen to the card if we withdraw/close the FD account upon the maturity period? It will get withdrawn?

4. If I have deposited an amount that meets the minimum pledging amount say 1-2 months ago, can I request for the card facility now? Or it has to be processed at the same time as the deposit.

My current fav is MBB.    (Just the cc ... )

If Citibank have some sort of auto annual fee waiver like swipe 12 times, sure more people will consider it as save us time calling CS for waiver.

Just discovered that for FD pledging to secure credit card facilitities, there are lien charges imposed based on the credit limit.   

mbb and cimb dont practice that anymore. other bank, dont know

Thanks for the response! Recently Citibank is upgrading the Platinium to the PremierMiles.

Miles & hye, I know what he meant. Citibank offering PremierMiles to existing Platinum Cardholders. Someone mentioned this in my blog.

Hm. Re post. Im new with Credit Card. Isit Alliance Card You-Nique is Credit Card? How with da rate? Where can i check da interest rate?

I guess I am one of them who got the upgrade. I am still contemplating if I should make the move. I have no use of the points in my platinum now as the points are collected way faster through my AMEX Gold CC so wondering if I should just for the sake of getting a VS.....opinions? I do travel quite abit due to my work nature and the non expiry miles sound like a good deal. Getting a free trip every other decade sounds pretty cool.

+1. Personally I don't see this as an upgrade too and yes ... the qualifications criteria is lower.  Given the choice of reward system, I still think MBB offer better value.  Perceived prestige is not there as anyone can get it.

Yeah ... new layout rather distracting.
But the forum need funds to operate ... so I guess no choice lah.

My 23"  screen is fine with FireFox 

Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support.

And I also think Admin should thank guys like us for creating more income for them, hahaha

I felt as if we were influential enough until Citibank need to sponsor us here! Still, our opinions on credit card products are independent and never card issuer bias.

I am sure I missed more names

and of course our Mods b00n, hye and MilesAndMore. Looking back I must say hye and MilesAndMore deserved to be Mods as both contributed in answering many of LYN members questions.

and the original Thread started on Credit Card was hackwire where his title for the Thread was Which Credit Card got more Benefits, Anything about credit card 

Yah, Citibank need to contact you, Miles and Me if they want to have a product that everybody wants, hahaha

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conflict with
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use on the spot redemption like at coffee bean

I can foresee that mostly the questions will be about annual fee waiver basing on previous posts here.

I thought it was RM150K, alexwsk, time to revise 1st post.

I just posted my latest article at my blog thanking of you who have visited it and read my articles. I also would like to thank wshoh for pointing out to me some time early this year or last year that I had very few post prior to 2011 and that I should post more frequent.

Anyway, click below to see my latest credit cards as of date

http://creditcardsmalaysia.blogspot.com/20...s-guide-to.html

Hello guys hsbc
it appears that the Annual Fee Waiver (Subject to min 12 swipes per year) <-- just wondering does this includes autobill? If i apply autobill and pay once every month is it counted as a swipe?

Just cancelled my Citibank card yesterday coz I don't think it's worthwhile to keep.

I was forwarded to the Card Cancellation and Retention Officer and of course the girl's job is to persuade me not to cancel the card. What were the topics of discussion ?

- PremierMiles card benefit.
- MAS discounts
- Platinum card features
- Points
- Exchange rate

Spent a good 30 minutes on the phone. The girl tried but was overwhelmed with my counter "discussion" especially of the various forex cc rates practiced by all banks. SCB being the highest and MBB being the lowest - everyone else falls in between. Points system also got a good lengthy discussion - I focused on Enrich points conversion and MBB 5x points system.

There were times she was  . I think bro MilesAndMore, Gen-X need to be hired by Citibank to revamp their promos. Then only their cards will fly again 

can my supplementary card be link to my existing CimbClicks account????or I need to make a new account for the cc??
need it to view my account transaction...

Also used my CIMB WMC to get free flat white at Dome for dinner and then later 10% discount at Alexis for tiramisu and meringue at The Gardens. If you guys go to The Garden Flying Chillies Thai restaurant where CIMB and Citibank cards get 15% and 10% discount respectively, you must try their sizzling butter prawn (Miles, as good as the Ocean in KK).

just called in Citibank, and they said that their gomen and annual fees can't be waived for their Platinum Cash back card, so gotta cancel it