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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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wshoh
post May 23 2011, 12:38 PM

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QUOTE(gerrardling @ May 23 2011, 12:18 PM)
citibank clear card is a good card for those who like to watch movies.
1. buy 1 free 1 on friday for GSC
2. buy 1 free 1 on fri for cineleisure at the curve
3. buy 1 free 1 on weekend for TGV
4. buy 1 free 1 coffee bean on everyday

rclxms.gif
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For TGV, this groupon-type offer will give similar benefits. Only problem with these offers whether through credit card or groupon-type website is that you are forced to join the regular queue, instead of the special queue for collecting tickets already purchased (c/f reserved) online.

BTW, the above deal has so far been renewed from time to time after it expires.

Also, for those with iPhones, do download the Maxis Movies app where you get buy 1 free 1 on Tuesdays for a limited time - both TGV & GSC.

This post has been edited by wshoh: May 23 2011, 12:44 PM
wshoh
post May 23 2011, 03:26 PM

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Purchases from Apple Online via CIMB/Direct Access Credit Card

For information purposes, I as well as other CIMB/DA credit card users have had our accounts charged higher than the amount invoiced by Apple Online (Malaysia, but based in Singapore) - I have filed an official dispute with CIMB/DA and am currently awaiting their response (Refer to iPad 2 online order status thread).

If no kind soul starts an individual topic as regards this matter soon, I will do so when I find the time.

Without going into the T&Cs of the CIMB/DA credit card agreement, I reason based on the fact that other banks including HSBC, Citibank, MBB, SCB and Alliance (as reported in this thread as well as the iPad thread) only charge the amount as invoiced by Apple Online, CIMB is treating Apple Online transactions very differently, which explains the higher charges.

Will report back on progress of the matter when news/more info is available. If legal methods don't work, I guess there are always extra legal options - Facebook and LYN comes into mind.

*edited* @ronnie Thanks for the additional feedback and also for highlighting it here. @Gen-X Thanks for your tip.

*UPDATED*

This may explain - but still not very satisfactory. CIMB is the only bank in Malaysia with such a practice then?

This post has been edited by wshoh: May 23 2011, 07:44 PM
wshoh
post Jun 6 2011, 09:55 AM

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QUOTE(Alec.Yong @ Jun 5 2011, 11:57 PM)
I do have experience on this.
Few years ago, my spending reached my CL, however, i m still can use my card up to RM2K, which exceed my CL.

So, i guess it's depending on which bank, not all bank allow this? Luckly that bank didn't charge me overlimit fee..
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From personal experience as well, I have swiped above my CL various times with no problems and no overlimit fee (AMEX Gold Credit Card as well as MBBKard2) subject to the amount. As I expected to exceed CL, I did telephone AMEX's CS beforehand who informed me that there is usually an allowance of RM1,000 (above the CL granted) for those with good credit/payment records. Once you exceed the aforesaid allowed sum, transactions will be declined.


As an update to my earlier post on "Purchases from Apple Online via CIMB/Direct Access Credit Card" at pg 1 and in the spoiler below, CIMB/DA declined my transaction dispute as well as appeal for waiver of the extra cross border fee charges. Well, once their BT promotion is over and there is no additional incentive, perhaps it's time to cut the card.

» Click to show Spoiler - click again to hide... «


This post has been edited by wshoh: Jun 6 2011, 10:02 AM
wshoh
post Jun 15 2011, 06:35 PM

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QUOTE(Gen-X @ Jun 15 2011, 05:40 PM)
» Click to show Spoiler - click again to hide... «

Actually, I will be going to Swiss Watch Gallery later this evening to check out what promotion they are offering UOB Preferred Plat card members (received invitation from UOB via  sms last week and had to reply to confirm). Anyone going there?
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OT, but if the price of the watch is the main criteria and not the buying experience, ask the watch sifus ck77 or patryn33 at The Watch Thread v3 for recommendations. Cash normally gets you a better price but not all the time - do read up the topic to get an idea of the authorised discount level given by authorised distributors (AD) for a particular watch brand. Just be careful not to get poisoned tongue.gif
wshoh
post Jul 6 2011, 12:16 PM

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QUOTE(charymsylyn @ Jul 1 2011, 08:26 PM)
http://en.wikipedia.org/wiki/Crossing_of_c...#Crossed_Cheque

All cheques in Malaysia are now printed crossed, you don't need to do anything.
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You should still cross "OR BEARER", it is not pre-crossed.

There is no need to write "Not negotiable Account Payee Only" on the cheque though as it is now pre-printed.
wshoh
post Feb 19 2012, 11:51 PM

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QUOTE(Gen-X @ Feb 18 2012, 12:23 PM)
I have decided to consolidate all my blogs into a single blog as of today. The new blog is called GenX GenY GenZ smile.gif

I have updated several of my previous articles in this new blog, click below to read them:

Introducing My New Blog - GenX GenY GenZ. Because of complains by ronnie and gerrardling, it's in white now sad.gif Hope you guys happy with new background smile.gif
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Good and informative read, as always! Thank you for your efforts smile.gif

BTW, perhaps you can suggest that your readers convert your 'background' with a tool such as Readability if they are not comfortable viewing your blogs - using a bookmarklet would be the simplest non-install method (I'm one of those 'silent complainers' out there!).

Just added your RSS feed to my list of subscriptions!
wshoh
post Feb 20 2012, 01:47 AM

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QUOTE(Gen-X @ Feb 20 2012, 12:32 AM)
Bro, long time no see you post here. And thanks for signing up as the 3rd person smile.gif

I am considering to opt out of RSS feed next month onwards as I want my readers to view my blog as it is.
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Ya, because you, Miles, hye and other regular contributors are doing such a good job here that I have nothing valuable to add - been a passive reader for the most part.

Anyway, for the grand-parents, parents and parents-to-be here, Motherhood Expo is taking stage this week as follows:

» Click to show Spoiler - click again to hide... «


Going to get a stroller and other baby stuff there! Exhibitors include Combi and Philips Avent.

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