Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
125 Pages « < 21 22 23 24 25 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

views
     
FirstOne
post Jul 4 2011, 01:30 AM

Getting Started
**
Junior Member
168 posts

Joined: Aug 2008
How's the reputation of alliance bank credit card? any info?
Gen-X
post Jul 4 2011, 07:16 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

I guess most of you guys would have known by now that CIMB have extended thier 0% 6 Months BT plan to end of the year but not the 1 year plan.

Click here to read my short article on CIMB Balance Transfer until December 2011.


QUOTE(haniez @ Jul 3 2011, 04:56 PM)
hi all,
i got question.my credit card has expired.
can i renew it or need to apply a new application?
I m aware that normally bank will send you a notices or new card few month before the actual expiry date.but in my case i didn't receive any letter/ card.probably because the letter is not posted correctly to my address.
i hope somebody can guide me whether i can still renew it or need to apply a new application.
thanks in advance
*
a new card should have been sent to you before the existing card expired. Call Customer Service to check if they have sent it out.


QUOTE(FirstOne @ Jul 4 2011, 01:30 AM)
How's the reputation of alliance bank credit card? any info?
*
The card it self no problems, but the Customer Service got room for much improvement. Click on below link to read my article and then when in at my blog, click on Alliance on the right column under Labels

Click here to read my article titled Malaysia Top 10 Credit Cards



ronnie
post Jul 4 2011, 01:44 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Anybody redeem the vouchers at Mastercard Shopathon Rewards ?
FirstOne
post Jul 4 2011, 04:05 PM

Getting Started
**
Junior Member
168 posts

Joined: Aug 2008
@Gen-x thx ya =)
xjeez
post Jul 4 2011, 05:18 PM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
QUOTE(ronnie @ Jul 4 2011, 01:44 PM)
Anybody redeem the vouchers at Mastercard Shopathon Rewards ?
*
I submitted but they requested for the actual receipt to be sent to them via registered mail.

Too much trouble and effort for me to follow through just for a RM10 voucher tongue.gif

SUScastelloz
post Jul 4 2011, 06:57 PM

Getting Started
**
Junior Member
181 posts

Joined: Oct 2007


Whats the use of debit card when I still can use my credit card and top money in my credit card and treat it just like i use the debit card?
rachel_xxx
post Jul 4 2011, 08:16 PM

Look at all my stars!!
*******
Senior Member
2,294 posts

Joined: Sep 2009
QUOTE(castelloz @ Jul 4 2011, 06:57 PM)
Whats the use of debit card when I still can use my credit card and top money in my credit card and treat it just like i use the debit card?
*
There are many ppl still resist from applying credit card cos they are afraid that they will over spend thus they prefer debit card. And it is extremely difficult to change their mindset even you show them all the benefits from a to z.
ronnie
post Jul 4 2011, 11:52 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(xjeez @ Jul 4 2011, 05:18 PM)
I submitted but they requested for the actual receipt to be sent to them via registered mail.

Too much trouble and effort for me to follow through just for a RM10 voucher tongue.gif
*
You mean without sending to them, you won't get the voucher you redeemed ?
spikey2506
post Jul 5 2011, 09:56 AM

Professional Bum
******
Senior Member
1,839 posts

Joined: Mar 2005



Hi all. I have a question here. I cancelled my Visa Ikhwan Petronas card last month and now my account shows that I have a negative balance, meaning that the bank owes me. Will they give me a cheque? Or will they refund me in some other ways? I still have my Maybankard 2 account with them.
ronnie
post Jul 5 2011, 10:08 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(spikey2506 @ Jul 5 2011, 09:56 AM)
Hi all. I have a question here. I cancelled my Visa Ikhwan Petronas card last month and now my account shows that I have a negative balance, meaning that the bank owes me. Will they give me a cheque? Or will they refund me in some other ways? I still have my Maybankard 2 account with them.
*
Call the CS to transfer the -negative balance to your other Maybankard CC.
maru
post Jul 5 2011, 10:31 AM

Regular
******
Senior Member
1,191 posts

Joined: Sep 2004


how many cards i can hold from 1 bank?
xjeez
post Jul 5 2011, 11:06 AM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
QUOTE(ronnie @ Jul 4 2011, 11:52 PM)
You mean without sending to them, you won't get the voucher you redeemed ?
*
I don't think so, they noted its compulsory and gave me 7 days to 'comply' vmad.gif

Excerpt below.

QUOTE
For verification process, kindly submit the following documents via registered mail following this email notice. Please submit the required document by 11/07/2011. 

Address: MasterCard® Shopathon Rewards ProgramNo. 15, Block B, Lot 756, Jalan Subang 3, 47610 Subang Jaya, Selangor, Malaysia 
List of documents required:
•  the original Qualifying Transaction charge slip;
•  Name, contact numbers & mailing address - within Malaysia only (a recipient must be available at this address at all times) typed or written legibly; and
•  a clear legible copy of your IC/Passport;
Kindly allow 7 working days for the verification. An email notification will be sent to you on the status of the verification.
Titan_Gunners
post Jul 5 2011, 11:11 AM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(maru @ Jul 5 2011, 10:31 AM)
how many cards i can hold from 1 bank?
*
Based on new BNM rules, no limit for annual incoming more than rm36K.
2 cc for annual income less than rm36K.
Jet23sky
post Jul 5 2011, 11:24 AM

Love is Peace~~~~~
******
Senior Member
1,339 posts

Joined: Jan 2003
I plan to cancel one credit card. Either CIMB or Maybank. What are the things you are concern of when you need to choose which one needs to be canceled? Limit? Service? Benefit? Thanks.
Human Nature
post Jul 5 2011, 11:35 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
For me: Benefit > Service/Convenience > Credit Limit
maru
post Jul 5 2011, 11:36 AM

Regular
******
Senior Member
1,191 posts

Joined: Sep 2004


QUOTE(Titan_Gunners @ Jul 5 2011, 11:11 AM)
Based on new BNM rules, no limit for annual incoming more than rm36K.
2 cc for annual income less than rm36K.
*
sorry i mean how many credit card for 1 bank itself

like how many i can hold from citibank? as far as i know its 2 principle...

anyone holding 3 cards from 1 bank?


Added on July 5, 2011, 11:38 am
QUOTE(Jet23sky @ Jul 5 2011, 11:24 AM)
I plan to cancel one credit card. Either CIMB or Maybank. What are the things you are concern of when you need to choose which one needs to be canceled? Limit? Service? Benefit? Thanks.
*
benefit and limit.....

cimb not much benefit while the maybank 2 card better.....

if u got amex...

This post has been edited by maru: Jul 5 2011, 11:38 AM
Jet23sky
post Jul 5 2011, 11:38 AM

Love is Peace~~~~~
******
Senior Member
1,339 posts

Joined: Jan 2003
QUOTE(Human Nature @ Jul 5 2011, 11:35 AM)
For me: Benefit > Service/Convenience > Credit Limit
*
Which bank do you think it has the most benefit? I didn't actually check the reward points. Because i rarely use credit card, so getting something like traveling voucher is like miles away. haha
Human Nature
post Jul 5 2011, 11:47 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
^ it depends on your personal usage pattern. The hot ones now are Maybank2 and OCBC Titanium. Refer to the pinned recommendation thread for more info :-)
shiroikun
post Jul 5 2011, 12:01 PM

Regular
******
Senior Member
1,168 posts

Joined: Jun 2006


Anyone applied citibank premiermiles CC? It is a Visa Signature card but only required RM60k per annum... This is weird right? While the Plat card needs RM100k per annum. This is the highest card we can get from Malaysia for citibank?
Jet23sky
post Jul 5 2011, 12:08 PM

Love is Peace~~~~~
******
Senior Member
1,339 posts

Joined: Jan 2003
QUOTE(Human Nature @ Jul 5 2011, 11:47 AM)
^ it depends on your personal usage pattern. The hot ones now are Maybank2 and OCBC Titanium. Refer to the pinned recommendation thread for more info :-)
*
Hmmm... But i don't think i would like to get 3 CC. If i cancel one of the credit card and apply OCBC credit card. Will they reject me due to the fact that i cancel one credit card before? I did pay my debts on time though. tongue.gif

If i have existing credit card now, would it have a better percentage of getting OCBC card after they have reviewed my current credit card?

This post has been edited by Jet23sky: Jul 5 2011, 12:09 PM

125 Pages « < 21 22 23 24 25 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0308sec    0.37    6 queries    GZIP Disabled
Time is now: 4th December 2025 - 08:25 PM