Alliance Plat
1. Minimum 0.6% cash back and up to 2% but capped for spending up to RM5K PLUS 1X reward Points for local spending.
2. Unlimited KLIA Plaza Premium Lounge
3. 2X reward Points for overseas spending.
4. Points are evergreen
5. Auto annual fee waiver with 12 swipes.

The thing with Alliance Plat is get the MasterCard where the overseas rate is lower compared to the Visa (mentioned by zenquix and observed the same in my case). Click here to see overseas transactions with my CC.

This post has been edited by Gen-X: Jun 7 2011, 12:42 PM

But's tier calculation, right ? You don't get real 2%.

I wonder why Citibank cc offers are so lousy in Malaysia. Just look at what Citibank has to offer in our neighbour Singapore. The Citi Rewards cc in VS & WMC form is just so tempting.

other that cash plat leh? cz in order to get the trolley bag, i have to apply for 2 citi cards.

eh~ when it reverts back to 0.5%? I received a letter i will change to 0.3% cash back...
but just checked online.. is back to 0.5%~~may be many ppl tend to cut it~
http://www.standardchartered.com.my/person...t-platinum.html

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Added on June 7, 2011, 3:22 pmAlli Plat.. 0.6% + 0.5% (point) = 1.1% (which is minimum and can reach until 2.5%) at least still better than SCB 0.5%+0.5% = 1%.

Both provide unlimited access of KLIA Premium Lounge....

This post has been edited by andy_lyy: Jun 7 2011, 03:22 PM

Alliance's TBP can be converted to CASH ?

I just realised that Standard Chartered has implemented a new security measure for credit card payment lately. An email alert contains brief info of your purchase and payment amount, will be sent to your email address upon over certain payment threshold.

So far, I received emails alert whenever my payment over RM3k for both retail purchase and online payment. No phone call from the customer service officer anymore.

Guys, pls check your registered email address with SCB!!


Any other bank has implemented the similiar security measure?

Nope, but can convert to Enrich Points.

Just FYI, the returns for Giant, JJ and Parkson cash voucher works out to be 0.46%

Anyway, below is link to Alliance Cash Back, once you spent above RM2550, you get 2% for remaining RM2450. Total max cash back about RM68/month

http://www.alliancebank.com.my/ccard_cashback.html

If you like spend RM5,000 locally, approximate total returns = 1.36% (cash) + 0.46% (voucher) = 1.82%

anyone apply citibank card lately?
website mention got free trolley bag if apply master & visa card.

Market base in Singapore is very small with many cc providers to compete with.
Do you also know that MBB and CIMB cards is also aggressively promoted in Singapore ?

In Singapore, UOB got AMEX and it gives 10X points. Takashimaya Amex gives cash back 6%.

what to do, MALAYSIAN products, always cheaper or else better when out of the country

Maximum cash back is RM68.25 per month

Also note that no bonus point is awarded for petrol transaction and government-related transaction (quit rent, assessment bill)

Went to Papa John and when I reached home, found out that the cashier peeled the double sided tape used to conceal the 3-digits. I just paste it last night. I am getting paranoid with the recent case.

Did you inquire why the cashier hand is so itchy?

Unfortunately I only realise about the tape when I reached home. Quickly open my wallet and saw the crease one its edge.

WTA. If I erased the CVV from the card, is it still valid and accepted by merchants?
What is the best method to conceal it?

just make sure u sign up for mastercard secured and VBV for visa to prevent any illegal online purchase

But not every banks have implemented 3D Secure e.g. Citibank.

that's the thing i am worry about citibank. best way is erase the cvv and write it down. you cant remember all ur credit card cv if u have 5 cc