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I just realised that Standard Chartered has implemented a new security measure for credit card payment lately. An email alert contains brief info of your purchase and payment amount, will be sent to your email address upon over certain payment threshold.

So far, I received emails alert whenever my payment over RM3k for both retail purchase and online payment. No phone call from the customer service officer anymore.

Guys, pls check your registered email address with SCB!!


Any other bank has implemented the similiar security measure?

I have also received calls from SCB offering me PRE-APPROVED personal loan of RM30K with attractive interest rate. According to the customer service officer, i just need to go to their Jln Ampang branch to fill up a form and sign, and the 30K will be mine. Not sure how attractive is the rate as I rejected the offer and didn't enquire further info. I thought all these pre-approved loan thing is forbided by BNM?

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Added on June 13, 2011, 11:14 pmI also like your saying, sitting on pile of cash!!!

This post has been edited by tanch78: Jun 13 2011, 11:14 PM

To add on, item 1 only applies to payment using MBB2 AMEX. MBB2 Master/Visa will earn you 1 x treat points

Yes. RM50 GST for both MBB2 Amex+Master OR Amex+Visa.

Pls check out the following thread specifically for MBB2Cards. Welcome to join the community!

http://forum.lowyat.net/topic/1904158

I simply don't understand why some of you need CL up till 50k / 100 CL. Have you ever ultilise 50% of it?

Whenever I get a new credit card, I need to call up the bank to reduce my CL of 20% till 50% for certain card. And the customer service officer just stunned when I called to make the CL deduction request. I travel quite frequent, if my card being stolen and used to buy things. I will cry until no tears.

But thank good. Now I now that my credit card liability due to fraud case is restricted to RM150.

Thanks for your correction. yes, it is Rm250.

BNM issued guidelines in 2003 that limits consumer liability in cases of fraud to only RM250. See the actual document here. (Courtesy of tishaban) (thanks awaynoway for the updated link)