Which Bank Offers The Lowest Interest Rate?
I'm looking to only loan a small amount of RM8000.
I work at a GLC with my monthly pay at RM2300~.
Please advice. Thank you.

Hi,
I am looking for a 10k loan, but my current condition is i have just recently changed job for 1 month, am i eligible to take up this amount, or even take up any loans?

u can try to attract along with company offer letter or confirmation letter

mostly your pl will approved

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Added on November 21, 2011, 2:38 pm9.88% divide by 12 = 0.82% monthly

This post has been edited by samsungXP: Nov 21 2011, 02:38 PM

still waiting for their call

This post has been edited by jayro_88: Nov 21 2011, 04:41 PM

better is u to call hsbc to check the status.they always late to let u know the status

I thinking to get bout RM10k PL for helping my parents new house renovate as well prepare for my wedding.

It is wise action?

They told me 5 working days. so thought of calling them tomorrow. hoping for the best result.

Not wise at all. Is better save up money.

Hmm..i was thinking bout help for renovation..

Just got spam email about personal loan.
i don't apply it just want to share.
don't know either this is true or not.
seems to good to be true.

http://pcboost.jimdo.com/easy-bank-loan-me...n-dengan-mudah/

tq.

I personally think that if the advertisement is being forwarded to BNM or KFH, the said person of that site might get a hell from both party especially on mis-presentation. Don't think any sane banks would allow such advertisement without being vett through by their legal unit to clear of any legal implications.

Anyone took Ocbc loan here? received 2 sms this month promoting personal loan with 7.2% per annum and up to 100k without guarantor and processing fees.

This post has been edited by potenza10: Nov 22 2011, 03:24 PM

Called hsbc this morning. they said my pl status can only be known by tomorrow only. and tomorrow is the fifth day of my personal loan. still cant stop thinking why took so long time to process one.

My PL had been approved last Friday with Alliance bank. Thanks to one of the forumer here. But the weird thing is bank never informed me that my PL had been approved. I only know when the money had been credited on Friday.

Wah..nice..been wondering why my pl with alliance bank.. got rejected

7.2% ? if not mistaken depents on customer details rite ? such as CCRIS, jz my 2cent

haha. hope your PL with HSBC will be approve. I thought also that Alliance bank will reject my application because they never call me, they just call for my verification last week.

Called hsbc just now. they said it is still under process. today already the 5th day. Why took them soo long...

U'll get 7.2% if your base income is very high.

If you are earning around 2-3k, the interest rate will be 11.25%.

If you are earning around 5-6k, the interest rate will be 10.25%.

And that will also depend on the amount you are borrowing, iinm.

I've applied with them and submitted last monday, and they called me up on that day for verification.

They told me that it will take 3 working days to know the result, but I think sure kena reject one la.

Hahahahha...hopefully will be approved this time.