Personal Loan - V2, which banks offer the best deal?
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 Nov 15 2011, 12:47 PM
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Junior Member
10 posts Joined: Apr 2011 
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QUOTE(jayro_88 @ Nov 15 2011, 12:32 PM) bank rakyat only offer to gov workers and only listed private company with their bank only. Last week already went there. listed private co?hahaha dats y my loan not approve...   but they offer low rates rite... |
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Nov 15 2011, 12:56 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley 
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QUOTE(summer_ikh @ Nov 15 2011, 12:47 PM) listed private co?hahaha dats y my loan not approve... they didn't tell u?? but they offer low rates rite... tomorrow going to HSBC. want to ask them about the PL. |
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Nov 15 2011, 01:04 PM
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Junior Member
10 posts Joined: Apr 2011
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QUOTE(jayro_88 @ Nov 15 2011, 12:56 PM) they didn't tell u?? ok..gudluck to u... tomorrow going to HSBC. want to ask them about the PL.  i'll survey which bank can give better rates 1st..coz wanna do some investment later  |
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Nov 15 2011, 02:04 PM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam 
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QUOTE(jayro_88 @ Nov 15 2011, 12:56 PM) they didn't tell u?? Hey, later update with ur with ur PL application with HSBC.. tomorrow going to HSBC. want to ask them about the PL. |
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Nov 15 2011, 02:33 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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QUOTE(bobbey @ Nov 15 2011, 02:04 PM) Hey, later update with ur with ur PL application with HSBC.. Tomorrow ok.BTW, the reason need to go HSBC coz my loan application with CIMB got rejected. This morning they sent sms to me. Dont know what reason they reject.  |
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Nov 15 2011, 02:41 PM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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Currently I been waiting for the PL application answer from Alliance, yesterday they had call my office for verification. I apply through one of the forumer here. Hope can get a yes from them.
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Nov 15 2011, 02:42 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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QUOTE(bobbey @ Nov 15 2011, 02:41 PM) Currently I been waiting for the PL application answer from Alliance, yesterday they had call my office for verification. I apply through one of the forumer here. Hope can get a yes from them. A few weeks ago applied through Alliance bank. They also rejected my application. hope doesn't happen to u.This post has been edited by jayro_88: Nov 15 2011, 02:43 PM |
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Nov 15 2011, 02:46 PM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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QUOTE(jayro_88 @ Nov 15 2011, 02:42 PM) A few weeks ago applied through Alliance bank. They also rejected my application. hoho.. hope dont be like that. really need money right now. hope doesn't happen to u. |
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Nov 15 2011, 07:25 PM
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Senior Member
5,284 posts Joined: Nov 2011
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QUOTE(bobbey @ Nov 15 2011, 02:46 PM) hoho.. hope dont be like that. really need money right now. u got received any call from the bank officer?if 1 weeks no received then no hope ordAdded on November 15, 2011, 7:47 pmBNM new rules got mention how much income to qualified for pl? This post has been edited by samsungXP: Nov 15 2011, 07:47 PM |
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Nov 16 2011, 08:45 AM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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QUOTE(samsungXP @ Nov 15 2011, 07:25 PM) u got received any call from the bank officer?if 1 weeks no received then no hope ord I already got a call on Monday, been waiting for the answer. They also already called my office for my verification. |
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Nov 16 2011, 11:28 AM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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went to hsbc just now an already applied for the PL. They said it took 5 working days to processs it. Is it true for hsbc to take that long?
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Nov 16 2011, 11:57 AM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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QUOTE(jayro_88 @ Nov 16 2011, 11:28 AM) went to hsbc just now an already applied for the PL. They said it took 5 working days to processs it. Is it true for hsbc to take that long? what are the document they required? |
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Nov 16 2011, 12:09 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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QUOTE(bobbey @ Nov 16 2011, 11:57 AM) what are the document they required? they need ur payslips and bank statements. I also gave them my offer letter. |
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Nov 17 2011, 04:34 PM
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Junior Member
10 posts Joined: Apr 2011
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QUOTE(jayro_88 @ Nov 16 2011, 11:28 AM) went to hsbc just now an already applied for the PL. They said it took 5 working days to processs it. Is it true for hsbc to take that long? gudluck dude...i think they will approve ur PL tis time... |
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Nov 17 2011, 04:37 PM
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Senior Member
4,735 posts Joined: Feb 2010 From: ★~Starlight~★
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minimum salary how much?
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Nov 17 2011, 05:43 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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QUOTE(summer_ikh @ Nov 17 2011, 04:34 PM) gudluck dude...i think they will approve ur PL tis time... Hoping for a positive result this time |
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Nov 18 2011, 01:15 AM
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Senior Member
757 posts Joined: Jan 2010
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Anyone here heard of 0% interest rate Dial-For-Cash offer by Citibank? 0% for 6 months - 3% processing fee. 0% for 12 months - 5% processing fee. No early settlement penalty.
What do you think is the catch? |
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Nov 18 2011, 09:56 AM
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Senior Member
5,284 posts Joined: Nov 2011
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QUOTE(FastCoder @ Nov 18 2011, 01:15 AM) Anyone here heard of 0% interest rate Dial-For-Cash offer by Citibank? 0% for 6 months - 3% processing fee. 0% for 12 months - 5% processing fee. No early settlement penalty. it is 9.88% per annumWhat do you think is the catch? |
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Nov 18 2011, 11:11 AM
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Senior Member
757 posts Joined: Jan 2010
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QUOTE(samsungXP @ Nov 18 2011, 09:56 AM) it is 9.88% per annum How do you reach that figure? |
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Nov 18 2011, 05:16 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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Just got call from hsbc to verify my address. Think next week will know the result
This post has been edited by jayro_88: Nov 20 2011, 05:19 PM |
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