Personal Loan - V2, which banks offer the best deal?
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 Nov 22 2011, 03:19 PM
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#1
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Senior Member
1,936 posts Joined: Oct 2011 From: KL 
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Anyone took Ocbc loan here? received 2 sms this month promoting personal loan with 7.2% per annum and up to 100k without guarantor and processing fees.
This post has been edited by potenza10: Nov 22 2011, 03:24 PM |
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Nov 25 2011, 07:40 PM
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#2
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Senior Member
1,936 posts Joined: Oct 2011 From: KL
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QUOTE(bobbey @ Nov 25 2011, 11:49 AM) heard that next year any application for loan will be more strict after BNM had issued new rule regarding applying loan. anyone can confirm this? confirm..now is based on your net income, not gross income.applied for all loans i.e car,cc,pl,house even cc also now is limited just 2 cc for those with below 36k per annum income.. |
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Jan 28 2012, 05:29 PM
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#3
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Senior Member
1,936 posts Joined: Oct 2011 From: KL
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Actually, what is the purpose of u guys to apply PL? When i'm looking at the interest also i got scared.
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Jun 10 2012, 11:07 AM
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#4
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Senior Member
1,936 posts Joined: Oct 2011 From: KL
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QUOTE(moochan @ Jun 9 2012, 12:18 PM) let say i want to buy used car from a person (not used car shop etc) for hobby purpose, price range 50-60k, but i don't have enough cash. Uf you are government staff,better take PL..should i take personal loan for it? or any bank provide loan for this purpose? |
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