continue from V1 ---> http://forum.lowyat.net/topic/479971


calling loan expert here... if i got one loan (GLC package from Bank Islam) , and on salary deduction .. what will happen if i tender resignation from GLC ? will they change rate offered?

help... icon_question.gif


***The proper venue for you to offer your services (note: bank agents) is the services notice board. This thread is strictly for the discussion of the current personal loan interest rate, how it works, procedures, approval rate, approval criterias etc.

And to those who are looking to get a personal loan, this is NOT the place for you to ask a bank agent to PM you. Thanks.

This post has been edited by MilesAndMore: Oct 4 2012, 02:00 PM

means you pay by deduct from your salary every month ?

correct ...

It depend on the agreement when sign for the loan.

i wanna apply for personal loan rm36k.which bank offer the lowest rate.anyone help me.tq

Guys.. anybody tried the P. Loan from eon bank? I've applied through online and submitted all the documents. After few days somebody from eon bank HQ did call me and my office for verification but after that already been 3 weeks still no news from them. I tried to call eon bank and they said my status is still in progress only. Is it mean my application is successful? Normally if they reject will be very fast right? Can i apply with other bank while waiting for eon bank?

Ya you able to apply with other bank while waiting for eon bank
Currently EON take slow process because they already under Hong Leong Bank
Maybe they need time to update system.
Another reason is to advise you don't put too much of hope if your application more than 3 weeks because normally it's rejected.
Standard process for personal loan from bank take 3~7 working days only

Rate remains for most koperasi loans But you'll never get to apply the same rate again, unless you go back glc

You are doing personal loan right? Can PM me which bank offers the best rate currently? I'm looking for a 10k loan with 3 tenure years.

im planning for personal loan rm25k.which bank offer the best lowest rate?5-10 repayment.
working in private sect (GLC)

i'm trying to get a 30K loan.. however.. i got 2 car loans under my name.. how do I know that i'm eligible to get a loan or not?? what's the calculation like?

thanks!

Gd afternoon,

I've read on of the post from the previous Personal Loan (v1) as below:
"rhb personal loan is the best... 12%p.a on DAILY REDUCING BALANCE basis, if convert to FLAT, it means 6%p.a... no penalty for early settlement!"


Is this applicable for the RHB Easy personal loan or for all type of personal loan? Let's say if you decided to pay in full after 6 mths, will get rebate from the interest for early settlement?

Thanks

i wanna apply for personal loan rm25k.which bank offer the lowest rate.anyone help me pls.tq 2-3years installment only.

This post has been edited by alwjmonster: Aug 19 2011, 03:14 PM

me currently using scb platinum visa around 9 month.can i apply pl using this cc?

hi..

i'm trying to get a loan of 50K.. currently working with private sector..
which bank provide lowest interest?

i want to know which 1 is better in term of interest, monthly installment and tenure

plan to loan RM30-RM40k

TQ

need a PL rm15,000 3 yrs
any best rate or offer?

y people keep asking for loan due to AMOUNT...30k, 40k, 50k even 100k...
personal loan for private sector is based on ur gross income..x5 is the standard for all banks.. some banks can go x7 if u r a good payment master.. or using ur card to prompt

everybody behving like,this is wrong...3k salary enqire 50k? u even not eligible for the loan amount...

---

Added on August 22, 2011, 8:33 amthat loan.. we call it gov loan.. BIMB is not the lowest..they gave u 6.x% wasnt it? y didnt u try mbsb, br, bsn, ambank,cimb.....

after leaving the company....nothing will change... but u hv to pay urself MANUALLY like car/car/house loan... no worry..

This post has been edited by kenshin1: Aug 22 2011, 08:33 AM

would like to apply for 20-25K of PL...
any offer out there???

self employed
no income doc
got ceedit card more than a yr without late payment
dont have any commitment
so can get?