I'm looking for a personal loan around 25k for my home renovation and clearing some credit card depts. I apply for maybank and they only give me 10k for 5 year monthly payment. Cannot cover my renovation. Which banks give lower interest rates or should I use my HSBC Flexihome to overdraft 25k?

Need some advise.

I still have RM39,000 home loan balance to payoff my houseing loan.

may i know your income & monthly commitment? because i also interesting in maybank personal loan..

u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ?

thxx

This post has been edited by blackburn89: May 26 2014, 07:32 PM

bro, interest rate how much? private sector?

[quote=blackburn89,May 26 2014, 07:30 PM]
may i know your income & monthly commitment? because i also interesting in maybank personal loan..

u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ?

thxx

[/quotey

my income 4k plus. Monthly around rm 600+-.

Maybank only give 10k loan and I rejected it.

[quote=Abie.C,May 26 2014, 09:40 PM]
[quote=blackburn89,May 26 2014, 07:30 PM]
may i know your income & monthly commitment? because i also interesting in maybank personal loan..

u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ?

thxx

[/quotey

my income 4k plus. Monthly around rm 600+-.

Maybank only give 10k loan and I rejected it.

[/quote]

can reject their offer ?? why i see the brochure said cant reject...

"Upon financing approval, the Bank will automatically credit the approved amount into your personal Islamic saving / current account and you are deemed to have
accepted the facility amount disbursed even though the amount approved is lower than the amount you applied and even if the nancing remains unused in your
saving / current account. /"

My approval it not yet confirm. I apply for 25k. And they does not approve my 25k loan but giving me only 10k loan. So do not accept the 10k loan.

Hi, I have already PM you, kindly check your mailbox. TQ

Other thab easy rhb, any other bank that open and relaesed loan on weekends?

anyone offer debt consolidation? or maybe PL <10k?

If 100k personal loan for 84 months tenure, what's the best rate and requirement?

Im a foreigner living and working in kL. I need a personal loan of 11000 (Eleven Thousand Ringgit). I can repay within 2 months time...

Any advise?

Thanks

Hi, I have already PM you with the details on debt consolidation. Kindly check. Tq

Looking for personal loan around rm10k to rm15k. Any banker can help me?
Currently only used 1 credit card and already clear my current loan.

Looking for personal loan around rm20k ,any banker can help me
So far no commitment salary around 2.5k.

This post has been edited by RamLeeBurger: Jun 7 2014, 07:40 AM

what are you going to do with that 10k?

why not save 1000 per month (1000 is not much since u said u have no commitment), in 10 month already can get 10k. 0% interest.

srry, i mean 20k

what are you going to do with that 20k?

why not save 1000 per month (1000 is not much since u said u have no commitment), in 20 month already can get 20k. 0% interest.

Hi,

I'm looking for a 30K loan with 2 years repayment period.

I wonder which one suit me? 1. Personal Loan 2. Credit Card (e.g. OCBC Call for Cash).

Thank you.

COC, lower interest rate. But loan amouny based on your credit card limit. Max 80%
Cheers

looking for personal loan with lowest interest.. plan to get 40-45k.. working at intel.. can anyone recommend me?