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 Personal Loan - V2, which banks offer the best deal?

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Ken_HP
post Nov 25 2011, 07:31 PM

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QUOTE(bobbey @ Nov 25 2011, 11:49 AM)
heard that next year any application for loan will be more strict after BNM had issued new rule regarding applying loan. anyone can confirm this?
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Yes, but haven't confirm. Must submit full document such as payslip, epf, offer letter & etc.
potenza10
post Nov 25 2011, 07:40 PM

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QUOTE(bobbey @ Nov 25 2011, 11:49 AM)
heard that next year any application for loan will be more strict after BNM had issued new rule regarding applying loan. anyone can confirm this?
*
confirm..now is based on your net income, not gross income.applied for all loans i.e car,cc,pl,house
even cc also now is limited just 2 cc for those with below 36k per annum income..
azimanazmi
post Nov 26 2011, 04:22 PM

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guys, im just planning to make a PL 150k. my question is which bank gives the best offer in term of interest rate, loan tenure etc. please help me. im in dilemma sad.gif
overclockkk
post Nov 26 2011, 09:10 PM

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Anyone know the PL interest rate by RHB easy or RHB ?

Forex Blog
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sonerin
post Nov 27 2011, 08:17 AM

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QUOTE(azimanazmi @ Nov 26 2011, 04:22 PM)
guys, im just planning to make a PL 150k. my question is which bank gives the best offer in term of interest rate, loan tenure etc. please help me. im in dilemma sad.gif
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Never seen before any bank offer 150k loan. Why you need that ?
Jasminc
post Nov 27 2011, 11:17 AM

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QUOTE(azimanazmi @ Nov 26 2011, 04:22 PM)
guys, im just planning to make a PL 150k. my question is which bank gives the best offer in term of interest rate, loan tenure etc. please help me. im in dilemma sad.gif
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I have PM-ed you already regarding this. smile.gif
megahertz
post Nov 27 2011, 10:24 PM

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QUOTE(Jasminc @ Nov 27 2011, 11:17 AM)
I have PM-ed you already regarding this. smile.gif
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hi there, can pm me the details also PL for around 40k? thanks
Jasminc
post Nov 28 2011, 09:02 AM

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QUOTE(megahertz @ Nov 27 2011, 10:24 PM)
hi there, can pm me the details also PL for around 40k? thanks
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Check your inbox smile.gif
bobbey
post Nov 28 2011, 09:48 AM

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QUOTE(potenza10 @ Nov 25 2011, 07:40 PM)
confirm..now is based on your net income, not gross income.applied for all loans i.e car,cc,pl,house
even cc also now is limited just 2 cc for those with below 36k per annum income..
*
I bet after this, there is many loan will be rejected. I've been trying to get PL since March and thanks to ken, I've got my PL approved this year.
Ken_HP
post Nov 28 2011, 09:43 PM

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QUOTE(sonerin @ Nov 27 2011, 08:17 AM)
Never seen before any bank offer 150k loan. Why you need that ?
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there are several bank islamic bank offering Rm150k, but everything depents on your income doc & etc.
vemp
post Nov 29 2011, 11:27 AM

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hi guys, im looking for PL loan for rm 10k, need it to be approve fast, been tried cimb, alliance bank and hsbc..all rejected. is there anyway i can know why is rejected, ask them all they can say is , a lot of reason. i have outstanding balance on CC, but i do pay everymonth, never miss it...please advise..
merulez89
post Nov 29 2011, 01:48 PM

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Hi guys, im planning to take a PL for about rm15k -20k. my current salary is rm2.8k not including allowance and so on. I have been working for 5 month and 4 month in other company in currently in new compqany for a month. So do u think im applicable to aplly a PL?? no cc or any other loan.
snow_xueli
post Nov 30 2011, 03:41 PM

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QUOTE(kripkorn @ Nov 23 2011, 08:51 PM)
i looking to make loan around 15k, with 10year repayment. I working at gomen sector but still in temporary state, need to w8 2 year before confirm.
I need the money for my weeding. Which bank i should apply and with no guarantor? BTW my net salary on 1.8k.
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repayment 10 yr ?? ohmy.gif
shimis27
post Dec 1 2011, 01:15 PM

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guys,

need ur help. im working in spore and my monthly salary is $1500 (sing dollar). i dnt have cc and i dnt have any other loan under my name. so is it possible to get personal loan as rm10000 ?
xphr3ak
post Dec 1 2011, 01:28 PM

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Guys,
What do you think about this.
I think, this is a good offer.

http://www1.mbfcards.com/promotion-powerloan.html
Chumpy
post Dec 1 2011, 04:21 PM

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Best rate for government sector PL rate now how much?
Any one? Thinking want to apply..
Thanks..
poklang
post Dec 2 2011, 05:19 PM

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mmm...I'm not alone on CC problem.

but first thing before to take PL to settle CC is to cut the CC ( or immediately after loan approve ).

This post has been edited by poklang: Dec 2 2011, 05:27 PM
samsungXP
post Dec 5 2011, 07:04 AM

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wat document needed to apply EasyRhb?
wongyl83
post Dec 5 2011, 11:38 AM

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I have received an email from Alliance Islamic Bank regarding their loan but the email is came from alliancefg.com, i would like to verify with you guys, any idea the email is good?
Ken_HP
post Dec 5 2011, 09:44 PM

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QUOTE(wongyl83 @ Dec 5 2011, 11:38 AM)
I have received an email from Alliance Islamic Bank regarding their loan but the email is came from alliancefg.com, i would like to verify with you guys, any idea the email is good?
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The best way to confirm is to get their staff code number and call up to Alliance Bank customer service hotline OR drop by their branch. Bcoz I'm also from Alliance Bank icon_rolleyes.gif

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