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 Personal Loan - V2, which banks offer the best deal?

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bobbey
post Nov 14 2011, 10:34 AM

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just wanna ask. there is anyone know which bank offer PL for the senior citizen.?

thanks.
bobbey
post Nov 15 2011, 02:04 PM

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QUOTE(jayro_88 @ Nov 15 2011, 12:56 PM)
they didn't tell u?? hmm.gif  hmm.gif

tomorrow going to HSBC. want to ask them about the PL. sweat.gif
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Hey, later update with ur with ur PL application with HSBC..
bobbey
post Nov 15 2011, 02:41 PM

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Currently I been waiting for the PL application answer from Alliance, yesterday they had call my office for verification. I apply through one of the forumer here. Hope can get a yes from them.
bobbey
post Nov 15 2011, 02:46 PM

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QUOTE(jayro_88 @ Nov 15 2011, 02:42 PM)
A few weeks ago applied through Alliance bank. They also rejected my application.  sweat.gif hope doesn't happen to u.
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hoho.. hope dont be like that. really need money right now.
bobbey
post Nov 16 2011, 08:45 AM

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QUOTE(samsungXP @ Nov 15 2011, 07:25 PM)
u got received any call from the bank officer?if 1 weeks no received then no hope ord
I already got a call on Monday, been waiting for the answer. They also already called my office for my verification.
bobbey
post Nov 16 2011, 11:57 AM

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QUOTE(jayro_88 @ Nov 16 2011, 11:28 AM)
went to hsbc just now an already applied for the PL. They said it took 5 working days to processs it. Is it true for hsbc to take that long?
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what are the document they required?
bobbey
post Nov 22 2011, 07:58 PM

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My PL had been approved last Friday with Alliance bank. Thanks to one of the forumer here. But the weird thing is bank never informed me that my PL had been approved. I only know when the money had been credited on Friday.
bobbey
post Nov 23 2011, 09:13 AM

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QUOTE(jayro_88 @ Nov 22 2011, 09:30 PM)
Wah..nice..been wondering why my pl with alliance bank.. got rejected
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haha. hope your PL with HSBC will be approve. I thought also that Alliance bank will reject my application because they never call me, they just call for my verification last week.
bobbey
post Nov 24 2011, 12:30 PM

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QUOTE(jayro_88 @ Nov 24 2011, 07:46 AM)
My PL with HSBC approved. Thank god.

Added on November 24, 2011, 7:53 am
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haha. congratz bro. btw, how much did u apply? how much the interest rate?
bobbey
post Nov 25 2011, 11:49 AM

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heard that next year any application for loan will be more strict after BNM had issued new rule regarding applying loan. anyone can confirm this?
bobbey
post Nov 28 2011, 09:48 AM

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QUOTE(potenza10 @ Nov 25 2011, 07:40 PM)
confirm..now is based on your net income, not gross income.applied for all loans i.e car,cc,pl,house
even cc also now is limited just 2 cc for those with below 36k per annum income..
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I bet after this, there is many loan will be rejected. I've been trying to get PL since March and thanks to ken, I've got my PL approved this year.
bobbey
post Dec 7 2011, 09:48 AM

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QUOTE(plswakeup @ Dec 5 2011, 07:13 PM)
Basic salary = RM3.5k
Other Allowances = Usually around RM4k

Loan Looking For = RM25k

Any bros can PM me...
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You are the one with the drowning debt thread right? are u sure this is the right move to end your problem?
bobbey
post Dec 7 2011, 04:42 PM

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QUOTE(Eng_Tat @ Dec 7 2011, 03:55 PM)
21-24%
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are u sure its that high? I thought around 11% only.
bobbey
post Dec 8 2011, 04:11 PM

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QUOTE(prophetjul @ Dec 8 2011, 03:59 PM)
Is 4.5% pa interest over 5 years a good loan?

Added on December 8, 2011, 4:03 pmRm250k....no collateral required...
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wau.. which bank give that large amount of PL?
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