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 Personal Loan - V2, which banks offer the best deal?

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kripkorn
post Nov 23 2011, 08:51 PM

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i looking to make loan around 15k, with 10year repayment. I working at gomen sector but still in temporary state, need to w8 2 year before confirm.
I need the money for my weeding. Which bank i should apply and with no guarantor? BTW my net salary on 1.8k.
overclockkk
post Nov 23 2011, 09:24 PM

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I think Bank Rakyat offering a good rate for gomen sector ... check it out ...

[COLOR=red]

Visit by Blog Here ...
Ken_HP
post Nov 23 2011, 09:45 PM

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QUOTE(kripkorn @ Nov 23 2011, 08:51 PM)
i looking to make loan around 15k, with 10year repayment. I working at gomen sector but still in temporary state, need to w8 2 year before confirm.
I need the money for my weeding. Which bank i should apply and with no guarantor? BTW my net salary on 1.8k.
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bank rakyat around 3.2x% ++

bank islam : 4-10 years : 4.99% p.a

u can check goggle for more info doh.gif
jayro_88
post Nov 24 2011, 07:46 AM

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My PL with HSBC approved. Thank god.


Added on November 24, 2011, 7:53 am
QUOTE(jayro_88 @ Nov 24 2011, 07:46 AM)
My PL with HSBC approved. Thank god. smile.gif
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This post has been edited by jayro_88: Nov 24 2011, 07:53 AM
munchinks
post Nov 24 2011, 09:39 AM

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QUOTE(jayro_88 @ Nov 24 2011, 07:46 AM)
My PL with HSBC approved. Thank god.


Added on November 24, 2011, 7:53 am
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Good to hear that. Congrats.

Now i'm keeping my fingers crossed that my PL with OCBC will be approved....
jayro_88
post Nov 24 2011, 11:46 AM

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QUOTE(munchinks @ Nov 24 2011, 09:39 AM)
Good to hear that. Congrats.

Now i'm keeping my fingers crossed that my PL with OCBC will be approved....
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thanks. goodluck with ur PL with OCBC. thumbup.gif
Dannyhjw
post Nov 24 2011, 12:23 PM

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QUOTE(jayro_88 @ Nov 24 2011, 07:46 AM)
My PL with HSBC approved. Thank god.


Added on November 24, 2011, 7:53 am
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Congratz, Jayro!! Good to hear that.... rclxms.gif

Danny
012-657 2406
Alliance Bank
bobbey
post Nov 24 2011, 12:30 PM

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QUOTE(jayro_88 @ Nov 24 2011, 07:46 AM)
My PL with HSBC approved. Thank god.


Added on November 24, 2011, 7:53 am
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haha. congratz bro. btw, how much did u apply? how much the interest rate?
bilaman
post Nov 24 2011, 01:25 PM

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hi all sifus.. need to ask as im a noobs... i got rm2600 total salary, 1 cc, loan rm5000 from rhb . Can i manage to get rm10000 personal loan?
telomasen88
post Nov 25 2011, 12:16 AM

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I still need option on which bank can provide me PL...been rejected by 6 banks...need loan around 10k....need to help my parents to pay off the house...aih...anybody can help?
overclockkk
post Nov 25 2011, 12:34 AM

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Jayro .. what the PL rate with HSBC and what is the maximum repayment period ?

Visit my Blog - Forex
jayro_88
post Nov 25 2011, 09:58 AM

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QUOTE(overclockkk @ Nov 25 2011, 12:34 AM)
Jayro .. what the PL rate with HSBC and what is the maximum repayment period ?

Visit my Blog - Forex
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cant remember musc but depends on your amount. Mine is 12.5% p/a for 3years. if not mistaken the smallest amount of interest is 10.5% and the maximum tenure is 5 years. nod.gif


Added on November 25, 2011, 9:59 am
QUOTE(Dannyhjw @ Nov 24 2011, 12:23 PM)
Congratz, Jayro!! Good to hear that.... rclxms.gif

Danny
012-657 2406
Alliance Bank
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finally the wait is over. thumbup.gif


Added on November 25, 2011, 10:00 am
QUOTE(bobbey @ Nov 24 2011, 12:30 PM)
haha. congratz bro. btw, how much did u apply? how much the interest rate?
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mine not much. only 6k. interest quite big liao. 12.5%. only for 3 years. blink.gif

This post has been edited by jayro_88: Nov 25 2011, 10:00 AM
Ken_HP
post Nov 25 2011, 11:03 AM

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QUOTE(telomasen88 @ Nov 25 2011, 12:16 AM)
I still need option on which bank can provide me PL...been rejected by 6 banks...need loan around 10k....need to help my parents to pay off the house...aih...anybody can help?
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Rejected by 6 banks? Did u check what the problem got rejected? U have to settle what d reason got rejected if not the result will be d same gt rejected
bobbey
post Nov 25 2011, 11:49 AM

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heard that next year any application for loan will be more strict after BNM had issued new rule regarding applying loan. anyone can confirm this?
munchinks
post Nov 25 2011, 12:11 PM

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checked with OCBC just now, they said that my application is pending for final stage approval. what does that mean?

I will know either later today, or by Tuesday.

Cannot stand this wait laaaa
drakes1
post Nov 25 2011, 03:20 PM

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Anyone tried applying for Bank Islam loan? Can apply for non-bumi?

With loan need to take the Takaful coverage... what is that?
xphr3ak
post Nov 25 2011, 04:04 PM

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For those who wants fast loan approval better try EasyRHB (10 minutes).
jayro_88
post Nov 25 2011, 04:09 PM

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QUOTE(xphr3ak @ Nov 25 2011, 04:04 PM)
For those who wants fast loan approval better try EasyRHB (10 minutes).
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At least with 7 month working already.
chrisng3
post Nov 25 2011, 04:56 PM

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QUOTE(xphr3ak @ Nov 25 2011, 04:04 PM)
For those who wants fast loan approval better try EasyRHB (10 minutes).
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I dun feel good about EasyRHB.. When i went in enquiry for the PL.. They took my IC and all my particulars (Even fingerprint) and key into their system.. Why can't they explain the products 1st? Like forcing you to take PL.. The replied by them were "You can reject the loan if you don't like".. I was stunned.. rclxub.gif
samsungXP
post Nov 25 2011, 06:10 PM

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wat the different of EasyRhb pl compare with others bank pl?coz others bank ask for your cc or income document but EasyRhb juz need your ic.more easy to approved?anyone know?

This post has been edited by samsungXP: Nov 25 2011, 11:29 PM

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