any1 here can help me regarding personal loan for gov worker?
pm me,i have a few questions to ask and might interested to apply pl
Personal Loan - V2, which banks offer the best deal?
Personal Loan - V2, which banks offer the best deal?
|
|
Jan 24 2014, 09:10 AM
|
![]() ![]() ![]()
Junior Member
454 posts Joined: Aug 2009 |
any1 here can help me regarding personal loan for gov worker?
pm me,i have a few questions to ask and might interested to apply pl |
|
|
|
|
|
Jan 24 2014, 04:40 PM
|
![]()
Junior Member
17 posts Joined: Jan 2014 |
Guys...try visiting this site: www.ringgitplus.my - they give you loan comparisons.
Try also savemoney.my |
|
|
Jan 24 2014, 10:31 PM
|
![]() ![]()
Junior Member
86 posts Joined: Mar 2009 |
Loan noob here..
wanna ask.. Why total monthly payment eg: 10 years is not the same with sales Price? |
|
|
Jan 24 2014, 11:22 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jan 25 2014, 01:54 PM
|
![]() ![]()
Junior Member
177 posts Joined: May 2009 From: Kuala Lumpur |
|
|
|
Jan 25 2014, 03:18 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,509 posts Joined: Apr 2010 From: cheras |
QUOTE(Ken_HP @ Jan 25 2014, 01:54 PM) If u got register for ssm, yes u can and of course must be support with income documents. Such as company bank statement / epf or income tax either one. Been doing business close to 1 and 1/2yearProblem is SSM havent reach 1 year based on registration date. I dont pay income tax either |
|
|
|
|
|
Jan 26 2014, 03:04 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL. |
any one can advise how much my friend can still borrow,
salary nett 4.1k, gov servant, commitment - only 4 house loan total 3315. |
|
|
Jan 28 2014, 02:58 PM
|
![]() ![]() ![]() ![]()
Junior Member
549 posts Joined: Mar 2007 |
can anyone suggest to me where can I get a personal loan for amount of 3000 fast? I'm purchasing a motorcycle but the loan only cover up to 75% only. I need to fork out the rest of the money so that that I can get my bike. I'm getting a bike due to the reason of cutting my car travel expense costs.
|
|
|
Jan 28 2014, 05:05 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,509 posts Joined: Apr 2010 From: cheras |
QUOTE(melonlicious @ Jan 28 2014, 04:33 PM) There are some bank that doesn't need document to support but i think they will check on your bank records and also loan that you currently have before approving it. Myself is an entrepreneur, banks has been calling me to get personal loan and i kept telling them "NO" because i am not working for anyone. They said they can verify from the phone call can already. u applied for any loan before>That's how i know for imoney or ringgitplus... u will see a lot of fast approving loan, some take a week, some a few days..i saw citibank on the same day with cash out... ok mar |
|
|
Jan 28 2014, 08:53 PM
|
![]() ![]()
Junior Member
177 posts Joined: May 2009 From: Kuala Lumpur |
QUOTE(soulknight @ Jan 28 2014, 02:58 PM) can anyone suggest to me where can I get a personal loan for amount of 3000 fast? I'm purchasing a motorcycle but the loan only cover up to 75% only. I need to fork out the rest of the money so that that I can get my bike. I'm getting a bike due to the reason of cutting my car travel expense costs. aeon or rhb easy...but interest rate sky high around 11%-13% ++ |
|
|
Jan 29 2014, 09:10 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,714 posts Joined: May 2008 |
QUOTE(Eng_Tat @ Jan 26 2014, 03:04 PM) any one can advise how much my friend can still borrow, Wow I don't think will able to secure any more loan. 3315 of 4000 is like >80% of income. I don't know if there is other loan such as hire purchase but generally will not approved unless, the house provides rental income which your friend will need to submit documents of these additional incomesalary nett 4.1k, gov servant, commitment - only 4 house loan total 3315. |
|
|
Jan 30 2014, 10:37 AM
|
![]() ![]() ![]() ![]()
Junior Member
532 posts Joined: Aug 2010 |
Hello there. ..
Noob question, if I apply personal loan today and next week I apply for a housing loan with other bank. Will the Ccris report shows that I have a personal loan already or the other bank will only see it after the next month? |
|
|
Feb 1 2014, 03:29 AM
Show posts by this member only | IPv6 | Post
#1973
|
![]() ![]() ![]() ![]()
Senior Member
575 posts Joined: Mar 2010 |
QUOTE(sicklad77 @ Jan 30 2014, 10:37 AM) Hello there. .. any loan status, be it pending, approved and rejected should be shown on your ccris report Noob question, if I apply personal loan today and next week I apply for a housing loan with other bank. Will the Ccris report shows that I have a personal loan already or the other bank will only see it after the next month? |
|
|
|
|
|
Feb 1 2014, 03:47 AM
|
![]() ![]() ![]() ![]()
Junior Member
532 posts Joined: Aug 2010 |
Really? I thought Ccris report only updated every 15th of the month? I guess I might be wrong then
|
|
|
Feb 1 2014, 04:00 AM
Show posts by this member only | IPv6 | Post
#1975
|
![]() ![]() ![]() ![]()
Senior Member
575 posts Joined: Mar 2010 |
|
|
|
Feb 1 2014, 09:53 PM
|
![]() ![]()
Junior Member
87 posts Joined: Nov 2013 |
Hey guys,just want to ask..
Inneed of urgent money now..already have pl with bsn for 20yrs (90k) and used it for personal matter..also got easy rhb loan (last payment would be on Jan 2015).. Need to fork out some money urgently due to something personal..can i overlapping the RHB easy one? Coz to overlap the bsn will take time (summore the repayment will be shorter = high repayment) I got 1 cc with outstanding..a car with 740 monthly.. Every loan paid on time..only car last month late 1 week due to outstation..gross salary is 4k++.. Can i be approved by easy rhb?want to overlap coz i want to clear the cc n reduce monthly commitment..summore it fast and no need certified from my boss.. |
|
|
Feb 1 2014, 09:54 PM
|
![]() ![]()
Junior Member
87 posts Joined: Nov 2013 |
Forget to tell,i also want to make a full settlement within 6 month..now really inneed of money..please someone help me..
|
|
|
Feb 3 2014, 03:47 PM
|
![]()
Newbie
3 posts Joined: Aug 2012 |
hi im currently fresh grad , have been
working for 6 month (contract) looking for 10 K loan willing to pay up to 4 years my salary is 2400 . doesnt do any loan before this ? which loan/bank is suitable for me, i need money within 1 month for personal use. |
|
|
Feb 6 2014, 01:45 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,752 posts Joined: Dec 2013 |
Now bank very strict.
|
|
|
Feb 6 2014, 02:01 PM
|
![]() ![]() ![]() ![]()
Senior Member
546 posts Joined: Sep 2010 |
QUOTE(freitao49 @ Feb 3 2014, 03:47 PM) hi im currently fresh grad , have been Contractual basis work is not an issue. However, since your loan is for personal use, the only option left for you to resort to personal loan application with high interest rate.working for 6 month (contract) looking for 10 K loan willing to pay up to 4 years my salary is 2400 . doesnt do any loan before this ? which loan/bank is suitable for me, i need money within 1 month for personal use. |
|
Topic ClosedOptions
|
| Change to: | 0.0311sec
0.62
6 queries
GZIP Disabled
Time is now: 16th December 2025 - 08:34 PM |