suchap, 70k loan with monthly payment of 675p/m for 15 yrs. the eir is about 8.15% and after 10pymts u will still owe the bank about rm67950. how long is the lock in period and how much % or amount for penalty?

bro, cash advance fee is 2% + 10.8% int per annum from their web

u need to check with bank, then see if after lock in period is cheaper or paying the penalty is cheaper

house loan or personal loan? Pl 5.2% eir is like 9.77% after 10yrs still got at least 72k outstanding where else if house loan after 10yrs with 950 @5.2% (you can get better rate) left like 18k. so pls find some other bank to finance the house

ferum, i think you need to talk to the owner, i did the same last time in the end it took 6 month to settle everything. ask for extension or agree to a sum to pay, if i am not mistaken that is 4% per annum till the date full reimbursement,
erm based on rm100k 20yrs loan @6.6-1.95% is rm640+- p/m i am not sure how did you get rm850. with that payment of rm850p/m you can complete your payment within 13yrs plus (assuming the blr did not increase)

21-24%

Yes bro, you can check on their websites
btw this is EFFECTIVE Interest Rate, not simple IR.

any one know which bank can take pl with minimal document. went and try rhb easy but epf till june only. didnt work for few month d.

any one know if easy rhb just rejected me, what are the chances applying for other bank.

any one can advise how much my friend can still borrow,
salary nett 4.1k, gov servant, commitment - only 4 house loan total 3315.