Hello there. ..
Noob question, if I apply personal loan today and next week I apply for a housing loan with other bank. Will the Ccris report shows that I have a personal loan already or the other bank will only see it after the next month?

Really? I thought Ccris report only updated every 15th of the month? I guess I might be wrong then

I see. Thank you. Submitted bank Islam last week but still no answer yet.
Housing loan just applied yest. Hopefully my plan works. Thank you

Sifu. Tumpang Tanya again...

My housing loan just got approved (yeahhhh) and bank sent me LO already today but haven't signed yet. As usual la I have 14days to comply etc..

But my PL still haven't approved,got incomplete documents according to them (after waiting for 5 days)
I might wanna apply other banks..

my PL previously I applied, was before my Ccris shows I got housing loan,now if I sign the LO and surely it will be in my Ccris report the housing loan right.

My question is, Should I just sign the LO?
I scared because if I apply other alternative bank for my PL would it affect chances to get approved since my Ccris report will show my housing loan is approved, because my commitments dah tambah kan?

Or should I apply other banks for PL first before i sign and agree the housing loan LO?

This post has been edited by sicklad77: Feb 13 2014, 12:20 AM

Those who has like koperasi loan, or people working with like in the petronas or airline are so lucky.
My friend works with MAS, their panel bank is bank Islam and recently he is being offered PL with only like interest 3.44% for rm100k for 10years.
So monthly for him around about rm1100+ la kan??
Imagine the things he can do with rm100k.
All he utter to me was to use that money for wedding.
Hmmm
He could do so much more