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 Balance Transfer, What is it actually???

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cagar11th
post Mar 17 2011, 04:45 AM

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owning one credit card...n got outstanding round 3-4k...
just apply bsn n cimb card....can they reject my apply if i sometime i i miss my payment ...? n planning to do balance transfer...
can new card holder apply bt right after receive their card??...

This post has been edited by cagar11th: Mar 17 2011, 04:46 AM
cagar11th
post Mar 17 2011, 09:37 AM

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let say i miss my min payment this month...my due is on 10th...
n i subbmit application for cimb n bsn last monday.....is this info appear on ccris??....
cagar11th
post Apr 12 2011, 12:00 PM

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for newly cardholders, is it possible to do BT even we not yet swipe/use the card yet? do they require a least transaction/purchase made on card before apply for BT??

This post has been edited by cagar11th: Apr 12 2011, 12:01 PM
cagar11th
post Apr 13 2011, 09:10 AM

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lets say I have outstanding from cc A 3k, n apply BT from cimb and Maybank at the same time with same cc A outstanding 3k,...
is there any possibility that both my application for BT from cimb and mbb will be approved with same amount? cimb 3k and mbb 3k?...
cagar11th
post Apr 13 2011, 11:35 AM

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QUOTE(timetravelller @ Apr 13 2011, 11:03 AM)
wrong, take the balance 3k out and invest on FD, after 1 years u earn 3% then only return b. u profit 3000 x 0.03 = RM90. why not?
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but is it worth??....withdrawal fee already 2.5%: 3k x 2.5%=75???

This post has been edited by cagar11th: Apr 13 2011, 11:43 AM
cagar11th
post Apr 14 2011, 11:53 AM

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QUOTE(davegan84 @ Apr 14 2011, 11:31 AM)
For sharing:

<Maybank balance transfer>
I faxed on 7th April (Thursday), 12th April (Tuesday) approved, 14th April (Thursday) money already GIROed to my Credit Card smile.gif
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wah...so fast...hope mine works the same...just faxed them yesterday.....
their 0% promo end this 31st...
cagar11th
post Aug 10 2011, 09:56 AM

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QUOTE(Titan_Gunners @ Aug 4 2011, 05:42 PM)
1~2 weeks.
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wahh...have to wait longer...BT with CIMB oni takes 5 working day...

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