for AEON BT, how is the monthly payment? is it 5 % for 1st to 5th month & balance on 6th month, or the value equally divided for 6 month (monthly ~16.7%)?

Been using Citi bank card for > 15 years, Citibank never offer me as well. I called the Customer Service and they said only Marketing Department can invite the customer for BT, when i ask if i can talk to Mktg department direct, was replied that we cannot call Mktg dpt direct and only Mktg dpt can call us, like hidden operation....why they make it so secretive?

yup bro

i am tottaly dissapointed with citibank on this matter

i too, have have been a long term cust with citibank spending a lot ..


yet i was not offfered the 0% bt which i also needed a few weeks back .... at the end had to withdraw some shares to completely settle my outstanding Bt ...

Al least i am debt free now but .... i hate citibank

so plan to cancel the card as i feel a biased feeling..


maybe fax them a cancellation with the reason unhappy with the double standard practises?

Well this is not the first Citibank doing promotion on selective customer. Use Citibank for < 1 year and I'm not selected for 2 promotions.

First was the bill payment thing and second on this 0% BT.

The CS called me back, the answer is NO.
This program only for selected existing customers.

HLB is offering BT 0% for 6 months accross the board. No need to be selected.

any further details like link or PDF file ?

Bro, I check from hong leong website dont have such new oh.....do you mind to share with us about this promotion ?

It is in The Star newspaper today, 1 full page.

Is this the ad?


Is for New To HLB Fortune Visa Principal cardholders that sign up before 31 March 2012

This post has been edited by Gen-X: Feb 28 2012, 12:27 PM

Effectively we are paying 0.5% per month for 12-month BT program from HLB

Haih......I tot is the 0% BT that I hope .....it is only for new cardholder la...somemore, 2H got 1% interest...
make me nervous nia haha..

i just received a call from HLB abt BT , They are giving 0.5% / mth , lifetime , can settle anytime...........

maximum 25K

This promotion only valid until end of this month and the amount you can BT up to 90% of your CL

equal 6 mth installments

Yeah....AEON approved le....Can't wait to do BT now...

from what i know...if u doing too much of BT...u will get internal Black list...this is what the bank manager told me =.=

plain BULL

however if u do more BT and PAID them up ontime, you are a "VIP" customer

then you just continue believe the bank manager

Today is the dealine for HLB 0.5% per mth BT, no time limit, for life, imagine only 6% per Annum, cheaper than a housing loan