Hi, would like to ask the MBB BT for 0% 12months. Does they accept to transfer my other bank's BT account ?
For what I know is CIMB can do that. How about MBB? Thx.

HI, just for sharing, currently in the market, below bank are offering 0% BT is CIMB, Maybank, BSN, Bank Islam, Public Bank. Beside, that, is there anyone know which bank are offering too ?
Pls sharing to brighten our financial. Thx.

may I know any card have offer 0% BT right now ?

I apply Pbb, BSN and AEON too....
But, Pbb, BSN all rejected....
Now, pending AEON to approve me

I also get 0% BT from citibank....According to citibank staff, the 0% BT is only for those selected customer. So, the only way is you need to call them see whether you are in their list. good luck.
By the way, yesterday just receive the statement and the BT amount is mixed with my normal transaction. So, I dont know how much should I pay from month 1 to month 5?

digilife, the 0% BT is not a new to the market. CIMB Bank have such promotion since 2, 3 years ago (if not mistaken).
So, citi only offer for selected customer and only certain period. It is not kind enough

Bro, I check from hong leong website dont have such new oh.....do you mind to share with us about this promotion ?

Haih......I tot is the 0% BT that I hope .....it is only for new cardholder la...somemore, 2H got 1% interest...
make me nervous nia haha..

Yeah....AEON approved le....Can't wait to do BT now...

then you just continue believe the bank manager

Cheaper than a housing loan????
but my home loan only 4.2% p.a. hahahaha....

haha....is ok, I just share with you. Nowadays home loan interest is based on the reducing balance. Means that every month, the interest is based on the outstanding.
But, usually the personal finance is flat, e.g car loan. interest is calculate based on the initial amount
you can try to google search and download the mortgage calculator and play it.
4.2% reducing balance is not equal 4.2% flat. thx.

Right....Yeah man...
Just for sharing , for those who plan use the 0.5% flat personal loan to settle home loan is not worth, just my 2cent, decision still on your hand

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Added on March 1, 2012, 12:04 amThe 0% BT is ongoing program for Aeon until they announce it to stop, but pray the day never come.

This post has been edited by v2_vehooi: Mar 1 2012, 12:04 AM

bro, I also got apply this 0% BT promotion on feb 2012 and my statement came already.
The BT amount is mix with my normal retail transaction. I dont know how much I should pay in order not to get penalty charges.
So, I called up the CS and the shit Yestin give me the answer is the only way to avoid penalty charges is I need to pay full amount.
Means I need to pay full of my retail transaction + the BT full amount.
What the fu*k question? what is the meaning of 0% 6months BT ?
do you have any idea ?

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Added on March 9, 2012, 8:52 amBro, I also got applied this 0% 6-months BT with reducing balance.
The call centre staff, En. Wafi confirmed with me that I just need to pay 5% of BT outstanding amount in first 5 month, then 6th month pay in full.
And my statement already arrive. The problem is the BT amount is mix with my retail transaction which mean in one same statement.

And yesterday and today I just call the call centre and you guys know what is their answer?

They inform me even now i pay minimum amount, I still will kena financial charges this month.

My feb 2012 statement:
- normal transaction is total RM200
- The bt amount is RM20K

based of my understanding, I just need to pay RM200 in full + the RM1000 (20K * 5%) = RM1200 (it can avoid financial charge)

But, what the CS told me was even though I pay minimum payment, I will still got financial charge unless I PAY FULL???

what was that ? fu*k....then what is the meaning of 0% BT ??????

This post has been edited by v2_vehooi: Mar 9 2012, 08:52 AM

walau....today call AEON and found that my bT has been declined. This is the first time I hear that Bt can declined....what the shit...and what the reason are ??/

No, I just BT 80% of my AEON Card limit. My CCRIS very healthy and I never make late payment. I already send email and shoot them and hoping they can give me good reason.
Else, this is the good sharing if you guys plan to use their 0% BT plan, its something like cheaing.

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Added on March 16, 2012, 11:36 pmCITIBANK

This post has been edited by v2_vehooi: Mar 16 2012, 11:36 PM