Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back
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 May 16 2013, 05:10 PM
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Senior Member
2,757 posts Joined: Jan 2007  
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QUOTE(onejme @ May 16 2013, 04:53 PM) usually when is the best time to ask for a waive on annual fees and gst? i've just started using my card 2 weeks ago and already swiped 12 times..hahaha..mostly on petrol and dining. Is it after the 1st statement or before the cards turn 1 year? Since you are a new customer, annual fee will be waived automatically for the first year. You will also receive RM 50 cash back |
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May 16 2013, 05:21 PM
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Junior Member
183 posts Joined: Feb 2009
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QUOTE(nothingz @ May 16 2013, 05:10 PM) Since you are a new customer, annual fee will be waived automatically for the first year. You will also receive RM 50 cash back for UOB One Card? because im using this card |
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May 16 2013, 05:52 PM
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Senior Member
2,757 posts Joined: Jan 2007
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QUOTE(onejme @ May 16 2013, 05:21 PM) for UOB One Card? because im using this card Should be all uob credit cards, call CS to reconfirm |
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May 16 2013, 06:16 PM
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Junior Member
30 posts Joined: Jan 2008
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forgive my noob-ness:
VOX card: swipe once a month to waive rm6 fees. "swipe" can be online transaction or only purchase at merchants? One card: now its 12 swipes to annual fees or need more swipes? |
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May 16 2013, 07:16 PM
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Senior Member
7,318 posts Joined: Nov 2006 From: Pulau Sipadan 
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Uob personally call and ask if i like to increase credit limit..since no charge..haha why not..just take it to rm9k
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May 16 2013, 09:37 PM
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(64bit @ May 15 2013, 07:27 AM) Need advice here about GST: 1. My average usage per month is about RM300 - 400 and I applied UOB One last year, to offset GST, I am planning to pretend cancelling this card but I do not want to risk losing it as I need this card. Anyone tried canceling in my condition and is there any case that they did not retain you? 2. Should I pretend to cancel before or after GST is charged? QUOTE(ronnie @ May 15 2013, 08:46 AM) You should cancel 1 mionth before GSt will charged. Call the bank to ask when the next GST will be charged. i just called UOB call centre regarding the GST tax.More likely they will retain you... as they did for me. 1 swipe >RM100 to get RM50 i asked when is my next GST will be charged, he replied end of next month. so i asked if i can waive the GST, he replied no way to waive it. so i asked how can i cancel the card, and he replied i can cancel it by just calling to the call centre anytime. he didn't try to retain me.. haha.. anyway i will cancel it before the end of next month  |
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May 16 2013, 10:22 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(kuai_chai @ May 16 2013, 09:37 PM) i just called UOB call centre regarding the GST tax. You seldom use this card to make transaction? i asked when is my next GST will be charged, he replied end of next month. so i asked if i can waive the GST, he replied no way to waive it. so i asked how can i cancel the card, and he replied i can cancel it by just calling to the call centre anytime. he didn't try to retain me.. haha.. anyway i will cancel it before the end of next month Between, I have called to CS this evening time to ask for my application status. My application is approved for the one card, and the CL quite high exceed for x2 income and get susprice when CS told me...  |
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May 16 2013, 10:40 PM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(sj0217 @ May 16 2013, 10:22 PM) You seldom use this card to make transaction? Congratz.. Got One more Card to Use... Between, I have called to CS this evening time to ask for my application status. My application is approved for the one card, and the CL quite high exceed for x2 income and get susprice when CS told me... |
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May 16 2013, 11:00 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(fly126 @ May 16 2013, 10:40 PM) Congratz.. Got One more Card to Use... Thanks...ya, one more card to useSeem like this Pla one card look nice because I have saw ppl use to pay at counter.. |
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May 16 2013, 11:25 PM
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Senior Member
2,757 posts Joined: Jan 2007
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QUOTE(davidccs888 @ May 16 2013, 06:16 PM) forgive my noob-ness: so far i only use it for online transaction, no monthly fee chargedVOX card: swipe once a month to waive rm6 fees. "swipe" can be online transaction or only purchase at merchants? One card: now its 12 swipes to annual fees or need more swipes? annual fee can be easily waived if it is charged, no need to worry bout it |
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May 17 2013, 06:54 AM
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Junior Member
255 posts Joined: Feb 2009
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Since this is the first time I use credit card.. i want to ask if I have spent 3k this month.. my statement is 3rd nx month.. cn i pay nw first.. and will it increase my available balance?
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May 17 2013, 07:33 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(kenv09 @ May 17 2013, 06:54 AM) Since this is the first time I use credit card.. i want to ask if I have spent 3k this month.. my statement is 3rd nx month.. cn i pay nw first.. and will it increase my available balance? Yes, paying early will allow more Available Credit Limit Balance.Eg. Total Credit Limit : RM10k Spend : RM3k Available Credit Limit : RM7k Pay up RM3k, you get back RM10k Credit Limit for use. |
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May 17 2013, 08:57 AM
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(sj0217 @ May 16 2013, 10:22 PM) You seldom use this card to make transaction? i just applied ocbc titanium card in april, before that whole year i paid by using uob one card. i think i spent around 8k in the year by using uob one card before i got the ocbc card.Between, I have called to CS this evening time to ask for my application status. My application is approved for the one card, and the CL quite high exceed for x2 income and get susprice when CS told me... one of the reason why i'm getting ocbc card is bcoz of the gst charge... |
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May 17 2013, 10:17 AM
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Junior Member
184 posts Joined: Jun 2007 From: Klang Valley
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QUOTE(cactus1 @ May 16 2013, 12:19 PM) since when uob reduce the cash back for petrol from 600 to 400 or capped at rm 30 to rm 20 ? you have any most recent proof to show it ? does the smart cash of 2% in bhp affected as well ? bro.. why shoot me so HARD? i'm just sharing info here. Please refer to below FACTS!i just checked uob website, nothing indicate about the revision of cashback there. secondly, UOB will absorb the 50 gst. thirdly, where on earth in malaysia will charge you annual fees ? you first time utilise credit card ? 1. Please refer to UOB ONE CARD TERMS AND CONDITION: a. 5% Cash Rebate on all spending on petrol; Note: For the rebate category of petrol, the maximum Cash Rebate awarded for purchases made by the principal and supplementary Cardmembers shall be capped at RM600 for UOB ONE Platinum card and RM400 for UOB ONE Classic card per month. #Both Classic and Plat used to be same capped at RM600. #2% BHP not affected. 2. UOB do not absorb GST. As far as i am concern only OCBC absorb GST if spending >RM10k p.a 3. Annual fees is applicable for UOB: (waived by condition) #Annual fee will be waived perpetually with minimum cumulative 60 transactions per year for UOB ONE Classic Card/ 12 transactions and cumulative RM36,000 spend per year for UOB ONE Platinum Card. #What is the annual fee? The annual fee of RM68 for UOB ONE Classic Card or RM168 for UOB ONE Platinum Card will be levied. |
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May 17 2013, 10:35 AM
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Senior Member
2,757 posts Joined: Jan 2007
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Wrongly posted
This post has been edited by nothingz: May 17 2013, 10:39 AM |
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May 17 2013, 10:37 AM
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Senior Member
2,757 posts Joined: Jan 2007
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QUOTE(nothingz @ May 17 2013, 10:35 AM) 2. UOB offers RM50 cash back to almost every cardholder, mostly upon request. I used to own 2 uob cards, when i wanted to cancel one of it, they still offer me the rebate (the other card is new, also got the new application RM50 cash back). Therefore it is very likely that you can get the RM 50 cash back. If you call the CS to cancel due to gst and they did not offer you anything, then you wait for cancellation dept staff to call you around 1 week later, most likely you will get it. I got the offer even my usage was around 1k only for the last year 3. whenever you say you want to cancel your card, they will most likely offer you 5 year waiver on annual fees without condition |
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May 17 2013, 04:44 PM
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Junior Member
184 posts Joined: Jun 2007 From: Klang Valley
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QUOTE(nothingz @ May 17 2013, 10:37 AM) 2. UOB offers RM50 cash back to almost every cardholder, mostly upon request. I used to own 2 uob cards, when i wanted to cancel one of it, they still offer me the rebate (the other card is new, also got the new application RM50 cash back). Therefore it is very likely that you can get the RM 50 cash back. If you call the CS to cancel due to gst and they did not offer you anything, then you wait for cancellation dept staff to call you around 1 week later, most likely you will get it. I got the offer even my usage was around 1k only for the last year New card RM50 rebate yes but if you consider that as GST offset. About calling CS to cancel and get GST waiver need more member who experienced this to give comment (I think MBB don't practice this). Just hope UOB have more joint promotion with merchant to offer discount. I have once enjoyed once 10% discount at XianDingWei Taiwanese Tea Room.3. whenever you say you want to cancel your card, they will most likely offer you 5 year waiver on annual fees without condition This post has been edited by hye: May 17 2013, 10:31 PM |
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May 17 2013, 04:58 PM
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Senior Member
2,757 posts Joined: Jan 2007
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QUOTE(boysrule @ May 17 2013, 04:44 PM) New card RM50 rebate yes but if you consider that as GST offset. About calling CS to cancel and get GST waiver need more member who experienced this to give comment (I think MBB don't practice this). Just hope UOB have more joint promotion with merchant to offer discount. I have once enjoyed once 10% discount at XianDingWei Taiwanese Tea Room. A few members here got their retention offer already. I got it twice. MBB does not practise it so far.True that UOB has limited merchant offer in Malaysia but in SG, there are a lot |
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May 17 2013, 07:14 PM
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Senior Member
4,897 posts Joined: Aug 2005
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QUOTE(kitkit88 @ May 13 2013, 10:14 PM) so both bro, did you guys went to the exclusive invite? any "scheming" awaiting? i just receive my invitation today and wondering should i take up the offer of the free stay i be going tomolo if nothing happen. |
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May 17 2013, 08:26 PM
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Senior Member
1,232 posts Joined: Dec 2005 From: Kuala Lumpur
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wanna ask that if i have swapped 1k on my uob one card but i divide 2 months to pay. How much the interest will be charge?
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