Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back
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 Apr 20 2013, 08:28 PM
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#1
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong  
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i own a uob platinum one card.. anyone know anyways to waive the rm50 GST after 1 year?? my card is going to expire in June... hmm... if cannot waive I'm going to cancel the card as I have OCBC titanium card already.
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Apr 21 2013, 11:52 AM
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#2
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(ronnie @ Apr 21 2013, 02:01 AM) Can be offset with specific T&C (ie number of swipes/transaction amount).... CS will inform you the T&C. I called to CS around Feb this year. The girl told me that if we have RM50 inside the smart cash rebate, then it will be used to offset the RM50 GST. If my balance inside the smart cash rebate is less than RM50, then I have to pay the RM50 GST. I have checked my balance and it does not reach RM50 yet.  Although I frequently swipe the card, just because I did not use it at their smart merchants so I can't rebate the RM50... |
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Apr 21 2013, 02:13 PM
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#3
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(ronnie @ Apr 21 2013, 12:45 PM) Then follow-up by another call to cancel the card... another team will offer you another retention offer. okie.. i will call up again at the end of may.. haha.. thx for the advice  |
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May 16 2013, 09:37 PM
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#4
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(64bit @ May 15 2013, 07:27 AM) Need advice here about GST: 1. My average usage per month is about RM300 - 400 and I applied UOB One last year, to offset GST, I am planning to pretend cancelling this card but I do not want to risk losing it as I need this card. Anyone tried canceling in my condition and is there any case that they did not retain you? 2. Should I pretend to cancel before or after GST is charged? QUOTE(ronnie @ May 15 2013, 08:46 AM) You should cancel 1 mionth before GSt will charged. Call the bank to ask when the next GST will be charged. i just called UOB call centre regarding the GST tax.More likely they will retain you... as they did for me. 1 swipe >RM100 to get RM50 i asked when is my next GST will be charged, he replied end of next month. so i asked if i can waive the GST, he replied no way to waive it. so i asked how can i cancel the card, and he replied i can cancel it by just calling to the call centre anytime. he didn't try to retain me.. haha.. anyway i will cancel it before the end of next month |
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May 17 2013, 08:57 AM
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#5
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(sj0217 @ May 16 2013, 10:22 PM) You seldom use this card to make transaction? i just applied ocbc titanium card in april, before that whole year i paid by using uob one card. i think i spent around 8k in the year by using uob one card before i got the ocbc card.Between, I have called to CS this evening time to ask for my application status. My application is approved for the one card, and the CL quite high exceed for x2 income and get susprice when CS told me...  one of the reason why i'm getting ocbc card is bcoz of the gst charge... |
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May 25 2013, 01:30 PM
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#6
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(nothingz @ May 25 2013, 01:10 PM) actually you can call the CS to cancel, if they don't offer you anything then go ahead cancel it. They will then suspend your cc, you don't cut it first. Around 1 week later, their cancellation dept will call you again, by this time they will most likely offer you the retention offer. i want to cancel it bcoz of the GST too..cc market is too competitive now, so many banks are trying to expand market share do i need to clear off the credits in it first before i call the CS to cancel it? or can i clear it off after cancelling it? |
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Jun 20 2013, 09:46 PM
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#7
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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i just called UOB call centre to cancel my UOB one card due to the GST..
the guy offered me another rm50 rebate if i swipe 5 times within the coming 30days.  he said it will be credited to me in the next 3 months. hehe.. so no need to cancel my card now This post has been edited by kuai_chai: Jun 20 2013, 09:46 PM |
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Aug 18 2013, 03:06 PM
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#8
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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i paid for petrol around RM550, last month, but only received rebates of RM25.
So I guess yes, they changed the limit from 600 to 500 already. (UOB Plat One Card user). I think this is unfair to the users, they changed it without informing the users via SMS/Email...  |
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Aug 27 2013, 01:07 PM
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#9
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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QUOTE(ik1113 @ Aug 27 2013, 12:55 PM) Newbie here. Do i still get the smartcash rebate if i pay using one card at bhp pump? Or do i need to pay over the counter. yes u can get smartcash rebate from the pump. |
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