I applied for UOB one card but they called and asked me to use Platinum. So I wonder which is good. Cause not much rebate frm platinum

Seldom?

My friend intro me to UOB cause of cash rebate. Then I calculate.. the cash rebate from Petrol good. Then got other rebates from other expenditure also.

I applied. They called and asked me change to Platinum. I asked what's the difference, she said can up my credit limit minimum 10k. and service charge expensive but waived for two years. So I said ok.

Went to research on platinum.. find out not much rebate compare to One Card haizz..

But on service charge.. waived for two years ok la. Maybe I cancel within 2 years hehe

Oh there is one card platinum? Hehe.. Have no idea. Cause it was not mentioned on their website. Need wait card approve and send to me first to know

How long to take card from approva

Just want to ask if I use it for 0% instalments.. say 12 months. Cn I settle it halfway?

Im using UOB One Platinum Card. If I buy electronics up to 4.5k. Can I later call up to arrange for 0% instalments? Or mz I do it with the merchants?

Since this is the first time I use credit card.. i want to ask if I have spent 3k this month.. my statement is 3rd nx month.. cn i pay nw first.. and will it increase my available balance?