Downgrade to classic

possible to downgrade?

wait, logic is it to spend up to 36k? 3k per month? wtf..

Guys hope to get some advices.. was considering long to get my first CC between MBB2 and UOB One.. tmr planning to go 1U apply MBB2 n get it within 1 hour.. then reading UOB benefits oso attracted me.. so maybe ill jst signup for both, good idea? And question is there any current promo for new signup? I saw UOB online signup has RM50 cashback after 3 swipes.. is this still going on n if yes, is it available if i signup via agent?

What made UOB ONE Card more attractive to Maybankard 2 ?

petrol cash rebate myb?

I tried to register online

This post has been edited by anep: May 12 2013, 01:22 PM

how much is the profit rate?

do any sifus here know do UOB One card offer instalment for item more than 1k If the shop did not offer the instalment plan?

Call CS & convert

so both bro, did you guys went to the exclusive invite? any "scheming" awaiting? i just receive my invitation today and wondering should i take up the offer of the free stay

yup, even if u want the rebate u need to call

what you mean by rebate?

Need advice here about GST:

1. My average usage per month is about RM300 - 400 and I applied UOB One last year, to offset GST, I am planning to pretend cancelling this card but I do not want to risk losing it as I need this card. Anyone tried canceling in my condition and is there any case that they did not retain you?

2. Should I pretend to cancel before or after GST is charged?

You should cancel 1 mionth before GSt will charged. Call the bank to ask when the next GST will be charged.
More likely they will retain you... as they did for me. 1 swipe >RM100 to get RM50

at 1st page.. cash back a.k.a rebate

did anyone get cash advance offer from CS?

Today they just call me to get permission to increase my CC credit limit..

And also promote the cash advance...But I ended the call in a rush, was busy at that time..

It seem like same rate with OCBC CC offer..
Is that true? Cant find the rate in UOB website also

A little update on UOB VOX card

The 5% online transaction rebate is calculated based on calendar month basis instead of statement cycle

Im using both UOB One Card and MBB2card. The UOB One card is not as good as before already unless you have the platinum card and places that is included in $mart merchant. For One Card, the 5% petrol rebate is capped at RM20 only drop from RM30. Other feature by this card except cinema lose out to MBB2card.

#Savings for maximize petrol rebate for 1 year = 12x20 = RM240.
#RM240 - RM50 GST (no point at all to offset) = RM190.
#In case if they dont waive/not eligible 60x usage per year will be charged annual fee.

Just my personal opinion tho. I still swipe the UOB whenever place that does not accept amex. 0.3% for all other transaction vs 1x point on MBB Visa/Master = 0.5% is meh... In terms of customer support at branches, UOB act more professionally.

since when uob reduce the cash back for petrol from 600 to 400 or capped at rm 30 to rm 20 ? you have any most recent proof to show it ? does the smart cash of 2% in bhp affected as well ?

i just checked uob website, nothing indicate about the revision of cashback there.

secondly, UOB will absorb the 50 gst.

thirdly, where on earth in malaysia will charge you annual fees ? you first time utilise credit card ?

usually when is the best time to ask for a waive on annual fees and gst? i've just started using my card 2 weeks ago and already swiped 12 times..hahaha..mostly on petrol and dining. Is it after the 1st statement or before the cards turn 1 year?