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Credit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back

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matsz
post May 18 2013, 07:03 PM

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I just called UOB again after they had their system maintenance done today at 6.30pm.

I requested to change my billing cycle to be 2nd of every month & it was successful !.. yeay... rclxm9.gif

But before that, I tried the machine answer thingy to check my CC balance, choose individual card & the machine stated that choice no. 1 is for MasterCard & choice no. 2 is for VISA.

So far, I did not received any MasterCard from UOB. hmm.gif

I asked the CS about that, he said they sent me the MasterCard already & even gave me the consignment number BUT that consignment number was for the VISA card that I redeemed it myself at Bangi POSLAJU since the POSLAJU failed to deliver it. vmad.gif

Is it when we applied for the UOB One Card, we will get the both VISA & MASTERCARD versions? I noob again... unsure.gif
nothingz
post May 18 2013, 07:47 PM

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QUOTE(matsz @ May 18 2013, 07:03 PM)
I just called UOB again after they had their system maintenance done today at 6.30pm.

I requested to change my billing cycle to be 2nd of every month & it was successful !.. yeay...  rclxm9.gif

But before that, I tried the machine answer thingy to check my CC balance, choose individual card & the machine stated that choice no. 1 is for MasterCard & choice no. 2 is for VISA.

So far, I did not received any MasterCard from UOB.  hmm.gif

I asked the CS about that, he said they sent me the MasterCard already & even gave me the consignment number BUT that consignment number was for the VISA card that I redeemed it myself at Bangi POSLAJU since the POSLAJU failed to deliver it.  vmad.gif

Is it when we applied for the UOB One Card, we will get the both VISA & MASTERCARD versions? I noob again...  unsure.gif
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maybe the agent applied 2 for you while you only requested for 1. not sure whether you will get cash back of RM50 for 1 card only or both cards
fly126
post May 18 2013, 10:48 PM

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QUOTE(matsz @ May 18 2013, 07:03 PM)
I just called UOB again after they had their system maintenance done today at 6.30pm.

I requested to change my billing cycle to be 2nd of every month & it was successful !.. yeay...  rclxm9.gif

But before that, I tried the machine answer thingy to check my CC balance, choose individual card & the machine stated that choice no. 1 is for MasterCard & choice no. 2 is for VISA.

So far, I did not received any MasterCard from UOB.  hmm.gif

I asked the CS about that, he said they sent me the MasterCard already & even gave me the consignment number BUT that consignment number was for the VISA card that I redeemed it myself at Bangi POSLAJU since the POSLAJU failed to deliver it.  vmad.gif

Is it when we applied for the UOB One Card, we will get the both VISA & MASTERCARD versions? I noob again...  unsure.gif
*
QUOTE(nothingz @ May 18 2013, 07:47 PM)
maybe the agent applied 2 for you while you only requested for 1.  not sure whether you will get cash back of RM50 for 1 card only or both cards
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FYI, UOB One Card Got Visa Version Only, Maybe they Pair-Up Another MasterCard for You (but I Not Sure What's Type of Card they will give U), that's Usual Practice for UOB Sign Up 1 Give U 2... shakehead.gif. They Pair-up MY One Platinum Card with Lady's Platinum Card.... rolleyes.gif

Anyway, X too Worried with the GST both of Your CC, just Swipes 3x times (in Any Amount) with EACH of Your NEW Credit Card 60 Days from Approval's Date, UOB will Credit Back the ($50 GST x 2CC) to Your Account maybe on Your 3rd Statement... nod.gif

Later, You Can Keep the Card that Oftenly Used & Cancel the Seldom One, After U got the GST Cash Back... wink.gif
cactus1
post May 19 2013, 10:55 AM

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QUOTE(boysrule @ May 16 2013, 11:52 AM)
Im using both UOB One Card and MBB2card. The UOB One card is not as good as before already unless you have the platinum card and places that is included in $mart merchant. For One Card, the 5% petrol rebate is capped at RM20 only drop from RM30. Other feature by this card except cinema lose out to MBB2card.

#Savings for maximize petrol rebate for 1 year = 12x20 = RM240.
#RM240 - RM50 GST (no point at all to offset) = RM190.
#In case if they dont waive/not eligible 60x usage per year will be charged annual fee.

Just my personal opinion tho. I still swipe the UOB whenever place that does not accept amex. 0.3% for all other transaction vs 1x point on MBB Visa/Master = 0.5% is meh... In terms of customer support at branches, UOB act more professionally.
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this is not an argue, i am just comparing your statement with my personal usage experiences.

1. u said petrol rebate capped at rm 20, but, my statement till May still get RM 30 REBATE on fuel. you never mentioned if platinum or other card. i believe most people using platinum card, right ?

2. i do not know anything about cinema, as i very seldom go to cinema.

3. 60 times swipe for annual fees waived. i been using credit cards for more than 10 years, for the past 10 years, i never ever pay annual fees in those years.

come on, think about it, u are helping bank to make profits, at the same time, u get some saving in term of rebate and points, yet u still want to pay fees to the blood sucking bank ?

remember, our blr is still one of the top at 6.6%. if you have a housing loan, u make your own calculation of the amortization system, u will be very surprised how much Bank make profit from you.
SUSMNet
post May 19 2013, 05:52 PM

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QUOTE(cactus1 @ May 19 2013, 10:55 AM)
this is not an argue, i am just comparing your statement with my personal usage experiences.

1. u said petrol rebate capped at rm 20, but, my statement till May still get RM 30 REBATE on fuel. you never mentioned if platinum or other card. i believe most people using platinum card, right ?

2. i do not know anything about cinema, as i very seldom go to cinema.

3. 60 times swipe for annual fees waived. i been using credit cards for more than 10 years, for the past 10 years, i never ever pay annual fees in those years.

come on, think about it, u are helping bank to make profits, at the same time, u get some saving in term of rebate and points, yet u still want to pay fees to the blood sucking bank ?

remember, our blr is still one of the top at 6.6%. if you have a housing loan, u make your own calculation of the amortization system, u will be very surprised how much Bank make profit from you.
*
rm400 for classis = rm20 cash rebate

rm600 for platinum = rm30 cash rebate

13aby
post May 20 2013, 05:55 PM

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I reached my credit limit but my transaction approve for petrol ... Izzit even i over limit also can use the card?
davidccs888
post May 21 2013, 09:40 AM

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The credit card bill will have closing balance on 14 of each month izit?
I had transfered the money via GIRO to for payment but i checked the UOB internet banking doesnt seem to have my payment record oh WHY!!!!????

This post has been edited by davidccs888: May 21 2013, 09:40 AM
ronnie
post May 21 2013, 10:21 AM

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QUOTE(davidccs888 @ May 21 2013, 09:40 AM)
The credit card bill will have closing balance on 14 of each month izit?
I had transfered the money via GIRO to for payment but i checked the UOB internet banking doesnt seem to have my payment record oh WHY!!!!????
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What date/time did you initiate the GIRO payment ?
davidccs888
post May 21 2013, 01:29 PM

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QUOTE(ronnie @ May 21 2013, 10:21 AM)
What date/time did you initiate the GIRO payment ?
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yesterday after 12pm.
ronnie
post May 21 2013, 01:42 PM

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QUOTE(davidccs888 @ May 21 2013, 01:29 PM)
yesterday after 12pm.
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In that case it will be processed TODAY (21-May) and arrive in OCBC on 22-May (if lucky, evening of 21-May)
sj0217
post May 21 2013, 10:26 PM

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Called CS and get to know from CS said that the PIN number only can be received on below three different way:

- go to nearest branch and request for PIN, they will aissist to get temporary password.
- go the their website and download the form and fill up, then post to the address that mention on the form there, but will take time to process

But I cannot remember on the third way to request for PIN.

I tot it can be get the PIN via phone... sad.gif
fly126
post May 21 2013, 11:01 PM

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QUOTE(sj0217 @ May 21 2013, 10:26 PM)
Called CS and get to know from CS said that the PIN number only can be received on below three different way:

- go to nearest branch and request for PIN, they will aissist to get temporary password.
- go the their website and download the form and fill up, then post to the address that mention on the form there, but will take time to process

But I cannot remember on the third way to request for PIN.

I tot it can be get the PIN via phone...  sad.gif
*
This Paling Senang Way, Call CS Request PIN Generation from them, the Bank will sent the PIN by Post in 5-7 Working Days... nod.gif

This post has been edited by fly126: May 21 2013, 11:13 PM
sj0217
post May 21 2013, 11:07 PM

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QUOTE(fly126 @ May 21 2013, 11:01 PM)
This Paling Senang Way, Call CS Request PIN Generation from them, later the Bank will the PIN by Post in 5-7 Working Days... nod.gif
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But CS said they cannot process for this pin number oh, that y he told me the above way to get the pin number

How u know it actually?
fly126
post May 21 2013, 11:10 PM

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QUOTE(sj0217 @ May 21 2013, 11:07 PM)
But CS said they cannot process for this pin number oh, that y he told me the above way to get the pin number

How u know it actually?
*
When Call the CS to Activate My Card, I also request PIN for ATM... nod.gif
they said will sent to me by Post in 5 Working Days
Ya, I received My PIN later & Use it at ATM to Activate My Internet Banking

This post has been edited by fly126: May 21 2013, 11:18 PM
sj0217
post May 21 2013, 11:25 PM

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QUOTE(fly126 @ May 21 2013, 11:10 PM)
When Call the CS to Actived My Card, I request PIN for ATM... nod.gif
they said will to me by Post in 5 Working Days
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Oh ya, I remember that the third way is to request pin from ATM, but I only have the cc account, but no saving account

Just find one day go to branch and request it. Thanks ya
sigheart
post May 22 2013, 12:41 AM

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QUOTE(fly126 @ May 21 2013, 02:38 PM)
You have to Pay1st $50GST x 2 cards = $100 which show in Your 1st Statemnt
U must Swipes (in Any Amount) Each Card 3 times in 60 days from Approval Date
Later, They Credit Back the GST back to You usually on the 3rd Statement...  nod.gif
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Ahhh I see, thanks a lot notworthy.gif
sj0217
post May 24 2013, 03:17 PM

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A transaction has done at GSC few days ago, the smart cash can be view on the receipt straight away and there has showed the amount how much you have earn.

Bought 25 tickets to earn the smart cash, yeah!! rclxms.gif

But, can I say this smart cash is actually seem like reward point?
SUSMNet
post May 24 2013, 05:48 PM

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can use like cash
ronnie
post May 24 2013, 08:02 PM

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QUOTE(sj0217 @ May 24 2013, 03:17 PM)
A transaction has done at GSC few days ago, the smart cash can be view on the receipt straight away and there has showed the amount how much you have earn.

Bought 25 tickets to earn the smart cash, yeah!!  rclxms.gif

But, can I say this smart cash is actually seem like reward point?
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The SmartCa$h can be use as cash when you redeem at places like GSC or Sushi King. You inform the cashier before making payment
SUSPink Spider
post May 25 2013, 11:32 AM

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QUOTE(ronnie @ May 24 2013, 08:02 PM)
The SmartCa$h can be use as cash when you redeem at places like GSC or Sushi King. You inform the cashier before making payment
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Ronnie, how u persuade their CS to give u the RM50 "loyalty bonus" to pay for service tax sad.gif

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