I just called up Customer Service requesting my usual annual fee waiver(which I have been doing for 11 years), they told me, under new business/company direction starting August 2012, they will only use the ChoicePoints to waive the annual fee.
So, no more calling up to request for annual fee waiver for free...
Not sure if this is an isolate case though... Since I only use my Classic card for insurance auto-debits.

thanks for sharing. new company direction...

huh?
but I got a call from the agent that handles my application yesterday and he never mentioned anything about it.
I even asked him, after 2 years, how to get AF waiver and he said as long as customer is a good paymaster, then we may just call and request waiver.
So, what's true?

Thats what CS told me too... just to play safe, call again after 1 year.. cannot waiver then cancel

but I always almost pay full every month. Plus or minus a few cents for balance.

Very simple, which card charges annual fee and doesn't want to waive it, just cancel

Cross-Border Charges with SCB Credit Card
1. Apple Online Store Malaysia
2. LivingSocial Malaysia [0.8%]

I just saw that SCB charges Cross-Border charge of 0.8% for the purchase of LivingSocial Malaysia coupon (in RM)

Same thing happened to me when I purchase from Apple Online Store. Imagine paying almost RM40 for nothing! I called SCB ask them to waive the charge they say cannot. In the end I called Apple Online Support they say they will absorb the cost and refund the 0.8% to me. This is what good service is about.

And it will increase further next year depending on your usage.

I got mine with 43k on the first year, and automatically upped to 54k on 2nd year till now (3years or so). Not sure why they want to risk it. My other cards only gave me about 20k or so. My annual income plus bonuses also less than 54k after minus EPF and Income Tax.

Just called to cancel today... I think same like everyone, was offered RM100 (50 for GST, 50 for candy ) but I declined straightaway. Was hoping for more... now just stick with my OCBC enough la. Maybe will scout other cards with higher groceries cash back as now got two kids and spending quite a big sum on milk and diapers.

with their gold business get 68k

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Added on August 28, 2012, 12:00 pmnow trying to get the plat card and i ask them to lower the gold one so can be split even between this 2 cards. just apply it to get the cash rebate only

This post has been edited by DM3: Aug 28 2012, 12:00 PM

The extra RM100 does buy some milk powder and diapers.... why not take it ?

50 for gst, get 50 only.

Going for a petrol card better so I max my ocbc more efficiently. Each month RM50 is even better.

got RM300 for my 2nd card too.
planning to get the 3rd card, am i too greedy? hehe

go for it

The rebate is applicable for Application before 31 Aug or card approved before 31 Aug? Planned to get it.. hehe..

You sure you got RM300 or was it the first RM200 only ?
Care to share your application flow/procedure ?

what do u mean the first RM200?
I got my card yesterday. I called and checked with CS who confirmed 200+100.

procedure? just applied online, without even the need to submit any supporting docs.

Did you logon to your SCB Online Banking portal to verify the "creditted RM200+RM100" ?

This is my code in the SCB CC account after GST. Will I get addtional RM100 after 30 days?

30CASHBACK MYR 200.00 CR

I didnt. I trusted their words. Everything is recorded

This post has been edited by andyfriends: Aug 29 2012, 03:36 PM