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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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Human Nature
post Aug 13 2012, 07:36 PM

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QUOTE(peri peri @ Aug 13 2012, 05:47 PM)
hi guys, SCB - business visa platinum is offering unlimited free access to KLIA lounge? How about business visa gold? eligible free access too?

They current doing rm300 cash back + 5% petrol rebate + special offer on philip 32" LCD for new card.

Good?
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Business Visa Gold not entitled for the access, gets RM250 cash back only instead of RM300. Any free cash is good.
shortleg88
post Aug 14 2012, 08:55 AM

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Stand Chart CS called me yesterday after 1 week submitted the form. Was driving and asked him to call back in 15 minutes time and end up nothing.

Damn
TSronnie
post Aug 14 2012, 09:00 AM

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QUOTE(shortleg88 @ Aug 14 2012, 08:55 AM)
Stand Chart CS called me yesterday after 1 week submitted the form. Was driving and asked him to call back in 15 minutes time and end up nothing.

Damn
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Probably a verification call only. Call the SCB hotline to check application status.
sochaiapk
post Aug 14 2012, 09:54 AM

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Since the cash reward redemption point has been increased from 14k to 20k, would it be better to switch to Business Platinum card which give instant 0.5% cash rebate . For every 20k spent on Platinum card , i get RM50 via point redemption which is 0.25%. The same amount spent on Business Platinum gives me 100 rebate and 20k point which can convert to redeem another Rm50, in total i get RM150 which is 0.75%. The platinum card is only worth it if one use it overseas which gives 3x points.
Devil4life
post Aug 14 2012, 12:11 PM

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Finally receive call from stand chart, but instead of CS, I think is a credit card agent. Instead he only offer RM150 cashback instead of the online RM250 (I applied for the Business Gold which only require RM24K per annum, mine is RM36K per annum).

I'm puzzled. He said I am not entitled to the online as the card I holding not more than 2 years and instead offer this instead.

He also ask for my BE form (but at that time salary not increase yet, only around RM34K) which makes me can't hold 2 card at 1 time.

I already have OCBC Titanium and Maybank2card.

ADDED : some more he said I entitled to Platinum which is RM46K per annum so isn't that quite bullshit?

This post has been edited by Devil4life: Aug 14 2012, 12:14 PM
Devil4life
post Aug 14 2012, 12:25 PM

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QUOTE(smsbusiness2u @ Aug 14 2012, 12:14 PM)
u no apply online? why cannot get Rm250 rebate?
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Apply online but dunno how to credit card agent called me instead.

Would prefer the CS just call and update me the status : pass or fail only. Instead of leaking my info to Credit card agent.
TSronnie
post Aug 14 2012, 01:56 PM

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QUOTE(Devil4life @ Aug 14 2012, 12:11 PM)
Finally receive call from stand chart, but instead of CS, I think is a credit card agent. Instead he only offer RM150 cashback instead of the online RM250 (I applied for the Business Gold which only require RM24K per annum, mine is RM36K per annum).

I'm puzzled. He said I am not entitled to the online as the card I holding not more than 2 years and instead offer this instead.

He also ask for my BE form (but at that time salary not increase yet, only around RM34K) which makes me can't hold 2 card at 1 time.

I already have OCBC Titanium and Maybank2card.

ADDED : some more he said I entitled to Platinum which is RM46K per annum so isn't that quite bullshit?
*
Don't be too greedy.... RM150 is still free money, right ?
Devil4life
post Aug 14 2012, 02:54 PM

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QUOTE(ronnie @ Aug 14 2012, 01:56 PM)
Don't be too greedy.... RM150 is still free money, right ?
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I'm not concern on the amount of free money. More on the procedure. If online application failed, I don't see what's the logic that apply through agent will pass.

My info leaked to the agent and from that just commission to the agent.

FYI, the person who called me is not from the main branch, from email it is from price solution sdn bhd which is just the subsidiary of SC that specialise in SC loan and CC application.
min402
post Aug 14 2012, 03:37 PM

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Hello everyone, i've been reading about 6-7 page back in this thread just to follow up on the current agenda.

However, I wanted to ask about SC Business Platinum I'm currently holding for about 9months.

KLIA premium lounge access is no longer stated in SC website as a benefit, the free access is however stated when you are comparing 2 cards benefits/features.

So, is this offer still stand?
vinvon23
post Aug 14 2012, 04:36 PM

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After submit the application online... do we need to fax the document over or wait for the agent to call?


TSronnie
post Aug 14 2012, 05:37 PM

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QUOTE(Devil4life @ Aug 14 2012, 02:54 PM)
I'm not concern on the amount of free money. More on the procedure. If online application failed, I don't see what's the logic that apply through agent will pass.

My info leaked to the agent and from that just commission to the agent.

FYI, the person who called me is not from the main branch, from email it is from price solution sdn bhd which is just the subsidiary of SC that specialise in SC loan and CC application.
*
All CC sales will be handled by Price Solutions.
I believe even Online Application also will go through Price Solutions agent to handle.
staind
post Aug 14 2012, 10:13 PM

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My Business Platinum had just been approved today. The agent told me my credit limit is RM33000. Anyone get this high?
alexwsk
post Aug 14 2012, 10:31 PM

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QUOTE(staind @ Aug 14 2012, 10:13 PM)
My Business Platinum had just been approved today. The agent told me my credit limit is RM33000. Anyone get this high?
*
shud be normal, scb emphasized that biz plat will get high cl ma laugh.gif
Gen-X
post Aug 14 2012, 11:23 PM

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QUOTE(staind @ Aug 14 2012, 10:13 PM)
My Business Platinum had just been approved today. The agent told me my credit limit is RM33000. Anyone get this high?
*
What's the point of high CL for SCB Plat when the "effective" returns is not competitive at all.

Click here to my article on Standard Chartered Business Gold and Platinum Credit Cards where I have shown how much you get back with the card when doing redemption for cash vouchers.
TSronnie
post Aug 14 2012, 11:38 PM

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QUOTE(staind @ Aug 14 2012, 10:13 PM)
My Business Platinum had just been approved today. The agent told me my credit limit is RM33000. Anyone get this high?
*
SCB is known to give HIGH Credit Limit.... rclxms.gif rclxms.gif rclxms.gif
Can buy a car with SCB CC easily
Human Nature
post Aug 15 2012, 12:23 AM

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My CL for SCB = CL for (MBB + Citi + OCBC), exactly sweat.gif


Added on August 15, 2012, 12:26 amJust realised this tonight LoL

This post has been edited by Human Nature: Aug 15 2012, 12:26 AM
staind
post Aug 15 2012, 12:36 AM

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QUOTE(Gen-X @ Aug 14 2012, 11:23 PM)
What's the point of high CL for SCB Plat when the "effective" returns is not competitive at all.

Click here to my article on Standard Chartered Business Gold and Platinum Credit Cards where I have shown how much you get back with the card when doing redemption for cash vouchers.
*
Yea. aware of the return. Just interested on the cash back, that's all. The CL is insane though. haha
DM3
post Aug 15 2012, 07:39 AM

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QUOTE(staind @ Aug 14 2012, 10:13 PM)
My Business Platinum had just been approved today. The agent told me my credit limit is RM33000. Anyone get this high?
*
No point get so high, i got more than double of that with a Business gold which they gave wrongly as i asked for plat.
get it only for their initial cash back promo only smile.gif



This post has been edited by DM3: Aug 15 2012, 07:41 AM
andyfriends
post Aug 15 2012, 06:32 PM

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just lodged a complaint with the bank on the unilaterally cancellation of the RM50 cash back redemption. they will call me back within 2 days. will keep you guys updated.


Added on August 15, 2012, 6:33 pm
QUOTE(staind @ Aug 15 2012, 12:36 AM)
Yea. aware of the return. Just interested on the cash back, that's all. The CL is insane though. haha
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yeah that simply is irresistible. rclxms.gif rclxms.gif rclxms.gif

This post has been edited by andyfriends: Aug 15 2012, 06:33 PM
qqbill
post Aug 15 2012, 09:06 PM

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there's an agent called and tell me that had to cancel my application, and ask me to do a manual process.......


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