there is no debit card and credit card for students in malaysia, only singapore (for debit card, while other bank do offer credit card for students).

unless, he/she working part-time, have salary slip at least rm2k/month, then can apply.

ahh really? i was thinking to get CC before this cause i dont like my wallet tebal2 somehow. especially lagi when wearing tight jeans. maybe maybank debit card la my next alternative maybe.

no hsbc debit card in malaysia (but in singapore yes).

no credit card for students in malaysia, but there are certain bank in singapore offer this (credit card for students).

here in malaysia, min salary to apply credit card is rm2k/month.
so if student can provide salary slip with that amount, then can apply for cc.

---

Added on October 12, 2011, 2:23 pmfor more info about debit card, can go to this thread - http://forum.lowyat.net/topic/2048731

This post has been edited by erry-: Oct 12 2011, 02:23 PM

Malaysia a lot of restriction. N protected all local banks...
Anyway, HSBC in Malaysia also suck! Or worse then local banks....

HSBC.....
DID not send me CC statement for 2 month already... Got charged interested!!
I told they CS , How am i suppose to pay if i don;t even know how much i owe and I dont want to open account in your bank.....

SO many password required and etc... TELEBANKING, online banking has 2 password ( if you dont have security tag or shit)

They said will waived for me and resend my 2 month statement.. USELESS!

me too, only have their cc but no acc with them.

what i do is, go to branch and fill the form that i want normal paper statement and not e-statement

---

Added on October 15, 2011, 12:17 pmand they did sent me paper statement every month, never missed

This post has been edited by erry-: Oct 15 2011, 12:17 PM

Change bank la, find abetter bank lo. Like myself i pissed off v HSBC, useless CS. This pin that pin... asking stupid questions...

less benefits.... Less branches...

im regreted to register it. So in end im change bank....

i got their amanah visa cc.. on june... and now wanna to cancel it... but need to wait for at lease 6months... is that true?

Y wanna to cancel it?

seem useless for me.... not much benefits and no reward points...

Do u get any rm50 cash back once u activate ur card ? if not mistaken there is a T&C there where you have to keep the card for 6 months

yes.. i get the rm50 cash back from them.... i didn't go thru the T&C...so not very sure...

This post has been edited by edwinlcw: Oct 19 2011, 09:42 AM

http://www.hsbc.com.my/1/PA_1_1_S5/content...ucher_promo.pdf

new promo from hsbc

spend rm150x2 per week (rm300), and get rm50 AA voucher only

a. Swipe a minimum of two (2) times in a Participating Week; and
b. Spend must be of a minimum RM150 per swipe; and
c. Spend must only be on shopping, petrol, dining, departmental stores, groceries

petrol rm150 per swipe?

---

Added on October 20, 2011, 12:32 pmjust received sms:

stand to get rm50 airasia flight voucher for every 2 swipes of rm150/swipe/week on shopping/f&b/grocery with hsbc. to register, sms fly2 to 36722.

no petrol in sms?

This post has been edited by erry-: Oct 20 2011, 12:32 PM

They are running out of ideas...
Giving MANY T&C stuff !!

Example.. Get Rebate of 8% if u spend more than RM 3000 LOL!!

Spend RM300 for RM50 voucher is approx 16.67% cash back... not bad at all.
Again, this is based who's the fastest spender competition. First 1200 CC holders per week.

i prefer they give rm50 cash credited to statement rather than AA voucher.

besides, swipes rm150x2 in a week is not easy, unless, u buy something u want, not something u need

rceived a call giving me a pre-approved visa sig. shall i get it? apart from status, no benefits at all... hmm

if u usually spent at the location that offer the 5x points, go ahead.

but the 5x promo so far only till end of this year.

---

Added on October 25, 2011, 12:44 amif next year no more promo, on 11th month u redeem all the points (convert to cash is the easiest way) then terminate the card

This post has been edited by erry-: Oct 25 2011, 12:44 AM

Hi All,

I don't understand the HSBC 6% cash back thingy. So I have to spent RM3000 on grocery + petrol before I can get 6% cash back? and If I spent RM3000 on 15/10, so I have 15/10 - 14/11 to accumulate the 6% cash back (up to RM50 on grocery and petrol only?) or 15/10 till 31/10?

Kinda of confusing, can't find much information on HSBC website.

Thanks.