Click here to HSBC Malaysia Official Credit Card Website


ELIGIBILITY CRITERIA

Who can apply?

Age eligibility:
Primary Primary credit cardholder 21 years and above
Supplementary credit cardholder 18 years and above
Minimum income requirements:
Visa Signature RM 100,000 per annum
Gold Card RM 40,000 per annum
Classic Card RM 24,000 per annum

What documents are required?

1. If you are an existing Primary cardholder for credit card issued by other banks in Malaysia for at least 12 months
Photocopy of MyKad only (both sides)

2. If you do are not an existing Primary cardholder for credit card issued by other banks in Malaysia
Salaried Employee

Photocopy of MyKad (both sides)
Recent utility bill if the address on MyKad is different from your residential address
Latest month salary slip or letter of confirmation from employer if employed less than 3 months
Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement

Self-Employed

Photocopy of MyKad (both sides)
Recent utility bill if the address on MyKad is different from your residential address
Photocopy of Business Registration Form (established minimum 2 years)
Latest income tax return (Form B with tax receipt) or EPF statement


3. If you have applied for any supplementary card/s, please include:

Supplementary cardholder's MyKad

The documents above be dated within the last three months.


LATEST August 2012 - Before you sign up for a HSBC Credit Card, reconfirm if the annual fee is automatically waived with 12 swipes. Below is what cyang81 reported:
Main Benefits of HSBC Credit Cards in general
1. FREE Annual Fee (for Visa Signature, Gold and Classic cards need to swipe 12 times a year).
2. Discount at selected merchants (go to HSBC website to learn more)
3. Freebies when you make purchases at selected outlets with your HSBC Credit Cards at Midvalley during Sales and Festive Seasons.
4. Contest (not sure if this should be a benefit but many members here do win something from time to time).
5. Travel Insurance for Gold Card.
6. Free Purchase Protection Insurance Coverage for Gold Card.
7. 0% installment plan at selected outlets. Click here to view list of participating outlets.
8. Hotel offers worldwide. Go to HSBC website for more details.

Disadvantage of HSBC Credit Cards versus other cards
1. Reward points 1X only (except for Visa Signature where you get 5X with T&C).
2. Reward points are not evergreen, good for 3 years only.
3. You get nothing when using it to pump petrol unless there is a promotion by HSBC. Click here to Petrol Thread.

HSBC limited time Balance Transfer Offer
Please note that HSBC do not issue separate account for their Balance Transfer Plan and payment is based on hierarchy. You are advised to understand the terms and conditions before you proceed to apply for their Balance Transfer Plan. Click here to read my article on Balance Transfer Plans - Facts You Need To Know.

Ways to apply for the HSBC Credit Cards
1. Go to branch and fill in application form and submit it there.
2. Online by clicking on the official website and click Apply Now, the 1st link of this Thread/Post.
3. If you are in Klang Valley, best place is at Mid Valley on weekends where there are tons of HSBC representatives more than willing to assist you in getting a HSBC Credit Card.

HSBC Customer Service Contact Numbers
1. HSBC Malaysia Customer Service General Line 1-300-88-0181 or 03-83215202
2. HSBC Malaysia Premier Credit Card Customer Service 1-300-88-9393 or 03-83215208 or Call Collect 03-83215222
3. HSBC Malaysia Visa Signature Credit Card Customer Service 03-83215201 or Toll Free 1-800-88-7088
For other HSBC contact numbers click here.

Useful Information
When calling HSBC Customer Service, select BM instead of English to speak to a Malaysian representative. Thanks to aeiou228 where he posted at FD thread at Main Finance Section.


HSBC Premier World MasterCard and Visa Signature



Main Benefits of HSBC Premier World MasterCard and Visa Signature
1. 5X Reward Points at Mid Valley Megamall, The Garden Mall, Gurney Plaza (Penang), KSL City Mall (Johor), Parkson, Isetan, Tangs, Mercato, Village Grocer and Cold Storage subjected to maximum combined spending of RM1,500 per month i.e. after you RM1500, you get only 1 reward point for every RM1.

2. 10X Reward Points for Hotel and Dining transactions overseas subjected to RM2,000 per month.

3. Free golf green fees at selected golf clubs.

Click here to read my article on HSBC Premier World MAsterCard and Visa Signature. In this article, I did a brief comparison between Maybankard 2 Platinum Cards/Maybankard Visa Infinite/HLB Visa Signature versus HSBC Visa Signature. Also in this article I touched on HSBC's claim of having the best airmiles conversion.


HSBC Amanah MPower Visa Platinum Cash Back Credit Card -i




Until end of 2012, the HSBC MPower Platinum Credit Card i earns you 8% cash back for petrol, dining and groceries. But like always, you need to read the terms and conditions.

Click here to read my article titled HSBC Amanah MPower Visa Platinum 8% Cash Back - Is It Really 8%?


Notice to HSBC Agents, please click spoiler below:


NOTE
If you sign up for an online account to check your credit card transactions, you will no longer be issued any paper statements in the mail. So, if you want to have paper statement sent to you monthly, DO NOT sign up for online account.

Effective 15th March 2012, HSBC Tiered Interest Rates on Outstanding Balance will be increased. Click below link to see it
HSBC Credit Card Outstanding Interest Rates 2012

Updated July 2014 - when we call HSBC to beg for annual fee waiver, nowadays HSBC will tell us to pay the annual fee upfront and then they will credit us back the payment. Well, I won't tolerate that kind of ridiculous insincere offer but will demand that my annual fee be waived on the spot. Click here to read my article titled "My HSBC Visa Signature Pisses Me Off Big Time" where I shared my experience on annual fee waiver for my HSBC Visa Signature and hopefully you can learn a thing or two from it.



This post has been edited by Gen-X: Jul 16 2014, 02:18 PM

Why u scan your card for people to see? Now they can go online buy something with your card.

You must be a huge supporter of HSBC CC.

I think this is a good thread. As a matter of fact, i think every banks should get their own thread instead of the general one like Credit Card Version xxx blah blah blah. We can keep things simple and easier for everyone to get the information they are looking for. What do you guys think ? While we already got what we wanted (sub-forum), you've got to admit, things are still kinda messy in here. And instead of such a long name for this thread, how about just HSBC ? Anything that is related to HSBC credit card should only be posted here.


Gen-X got it somewhere. Note the generic name > Johan Ariff

This post has been edited by MilesAndMore: Apr 12 2011, 08:59 PM

hahaha, ya lah, the jpeg file big, lazy to modify

An no lah. I not big supporter of HSBC but I do have their Plat card for years. If you read CC V15 thread, then you'll know why I started this thread. But I will say I am a big supporter of Maybankard 2 American Express where now charge all my transactios to it except for Petrol and places that does not accept AMEX.

keep HSBC as spare la when u go mid valley.

I scanned the "Year Round Privileges" but couldn't find anything related to Hush Puppies. Do you know if the 10% discount is on top of the discount given during SALE?

Aiyoh, never thought of that. No lah, that's not my card but the picture HSBC uses in their brochure. Thanks for your concern Bro.

Yah, that's why I propose this sub-section to Admin so that we can have specified discussion for a specific card.

True, if the merchant do not accept Amex, then HSBC VS the way to go. But for Starbucks, use AMEX and get free 1 for 1 drink and 5% cash back on weekends

This post has been edited by Gen-X: Apr 12 2011, 10:15 PM

I've decided to keep my HSBC MasterCard. Initially thinking of canceling it before the next anniversary but will keep it due to the good discount given when booking a room through www.agoda.com

i don't know what other bank credit cards are like but with HSBC credit cards, there are so many terms and conditions to get freebies out of it. Like last year's MegaSale Campaign, you need to shop at odd hours to WIN back 25% discount. Notice i type win in caps cause you may not get any. Another example is with the new signature, if you spend rm50 you can get 1000 points (promotion) but you must first register by sms. Tell me which busy executives want to play this kind of game? HSBC credit card managers need to give straight forward incentives for people to use it, not create hoops here and there for card holders to jump through and miss.

This post has been edited by ascend: Apr 12 2011, 09:25 PM

Agree 101% I gave up on HSBC contests needing us to sms. As for HSBC promotions at malls for freebies, please note that some transactions are not applicable especially those at Departmental stores like JJ, MJ and Harvery Norman. Check with HSBC booth before you go make your purchase.

Exactly. I keep receiving SMS from HSBC about promo, but need to register first. I don't know how it works so I didn't bother registering.

I'm perfectly in support of this idea but still a generic cc thread is still useful for those asking generic questions regarding the use of their credit card. Personally I don't think opening up a specific thread just to answer some generic question is useful coz the question 99.99% of the time can be answered in the next post.

Oh yes .... everything about HSBC but HSBC marketeers, please keep out or you'll be booted out as there are other thread to market your card/products.

+1. I hate those requiring to register coz it is so complicated to follow and SMS contest are sometimes ambiguous in nature.
Not to mention, you'll get charged for those premium SMS that you need to send/reply to.

Is GST waived when you apply HSBC CC ? Their Sales Agents always says that....

Well, when I was at Mid Valley last week, that's what the agent said but I didn't bother to ask further as no diff to me.

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Added on April 12, 2011, 11:51 pmmust go to their Global Link to see http://www.homeandaway.hsbc.com/1/2/hna2/l....ac=ASPHA_my_sp which I just added to 1st post.

This post has been edited by Gen-X: Apr 12 2011, 11:54 PM

for contests, go with Standard Chartered. easy to win.

I was told that I get 0.5% cash back for every transaction I made (include petrol). GST waived once you collect full amount of RM50 from the 0.5% you got cashed back.

cash back must be amanah card, that card cannot go clubbing la. And why want to accept 0.5% when there are cards giving minimum 1% cash back.

I got my HSBC Gold Visa with the GST waived. I apply through a promotion in Mid-Valley. The sales agent told me that they give the GST waived only in the promotion.

A question here, do you guys have the HSBC Security Device?

This post has been edited by ckuanglim: Apr 13 2011, 05:44 PM