Wow, it is almost like KWSP can walk in and print out the statement.
But too bad BNM office not all available in all the state.

Yeah. That’t the problem as not many branch. I registered myself just now at 4PM and the que was damn long. Hahaha

You guy really "tahan" long que.
If it's me, damn pieces off. Rather do online..

Its just once in a lifetime queue,
Then, next time you can always do it online.
Just wait for a couple of month, then I'm sure there is no more queue

cancelled my citibank cc, reason being not happy with their promotion on dining. CS try to retain me for offer annual fee waiver, i rejected. CS then cancelled my CC on the spot.

now plan to apply another bank cc via ringgitplus of the free gift is attractive.. haha

I heard rumours saying if you cancelled a CC with a particular bank, it will be rather difficult to apply to the same bank in the future. Is that true?

Nope. If you cancel and apply again in a very short period of time you will not be consider as new customer, that’s the only thing you have to take note.

I’ve done it with Citibank a couple of times but usually is 1 year after. To get free gifts obviously.

sifu here, how long need to be waited before reapplying the credit card after cancellation, for eg. Maybank VS (due to not worth to pay for the AF)

6 month

Hi guys, need some advices here...

I had cancel 2 PBB credit card which i didn't apply. Few days later received 2 mail from PBB credit card centre notice me the cards had cancelled and ask me to return the cards duly cut into halves for theirs retention.

Do i really need to return the cancelled cards? What if i had cut & trash it away already? What will happen if i not return the cards?

Who is the person who going to bare the postage cost of return the card with cut into halves?
And is it return the cards to PBB credit card centre?

The notice letter didn't mention what or how... It just show " we are appreciated if you could return the card(s) duly in halves..."
Anyway, since nobody encounter this kind of issue so i have to call the PBB credit card centre with "ten million of unwilling"
They told me that the cards already cancelled and no need to return it.
After ended the call, i regret i didn't ask them why the letter mention the return cards since they say no needed?

Because you already explained with "ten million of unwilling" to return the card, so they nothing to comment and mention not need to return.
But what I know, unnecessary need to return cards. Some of people like to collect those termination cc as souvenir.

They might retain the record for some time even though the card already canceled.
Please ensure that your ccris record are free from those card, then only can had a good relief

Whats!?... ccris record!! When will this credit card thing end once end for all??
I'm not the one who apply the cards...its that "smart ass" bank officer who apply it without notice me!
After the cancellation, the cc centre service personnel call me the next day for cancelling confirmation...
At the same time i complaint and they said the cc was selected offer to loan customer bla bla... and i also ask them will i face blacklist if i cancel the cards..
They say "NO" and told me still got 6 months of times if i change my mind. But confirm the cards are already cancelled!

bump this thread..sure everyone find howto cancel credit card now

This post will gonna hot again due to the SST.

CIMB offers RM50 cashback to retain their credit card.
RM15 upfront
RM35 after spend RM200 within 30-day period

This post has been edited by ronnie: Sep 7 2018, 08:44 AM

called PBB to cancel my quantum card, no retention, clean straight CUT

i also need to cancel by PBB cc.
by call ok already? or need goto bank counter?