Its a must to get the confirmation letter in writing of card cancellation.

I've cancel 2 card more than 6 month already but still didn't get the cancellation letter. The one that stop is their monthly bill.

Okay, good to know that.
Its quite difficult to ask the bank the give us a letter when its nothing benifit them.

So, CCRIS is the way... will do. Thanks

Could anyone help me on how to cancel standard chartered credit card through their online banking page.
I'm already go trough them, but I can't find any option to cancel it.

attach is the picture to help me on the clear direction. Thank you

LOL!

I already received called from Standard Chartered after email them through their online platform. However, not yet received the SMS.

However, check on their online banking, the card already gone.

Previously, I also experience this with HSBC card. Applying for SC, but got HSBC.
Then, I let it rot without usage.

Near to one year, the give a letter and ask me to use the card, or else the card will be cancel.
After 1 year, they give me another notice to use the card in the time frame of 6 month.
Only after that they cancel the card.

So, basically it need around 2 years for the card to be cancel by itself, and 2 years is too long, afraid someone might wrongly used our card information. So, if don't need it, just cancel it right away.

its happen long before something called GST on card happen!

You need to settle the annual fee first before can cancel the card.
I do believe that you get the card by mistake, just its kinda expensive mistake.

Previously, I cancel stan chart CC by email only.
Just need to wait their call to confirm.
I also paid monthly through maybank2U. Still got stan chart online service, just for checking stuff.

Same goes to me. I can still login to SCB online account although already terminate the CC. My CC info is also not there anymore. So, I had nothing to do with their online account since i don't had any casa or loan or whatever, but still can access it.

Send email from your online account state want to terminate. Then wait for their call.

They will call and ask you to retain the card.
If you refuse, maybe they give some offer.
If you really want to cancel, then need firm on your stand.
This is based on own experience.

yes, better to call CS to terminate.
In my younger years, I keep my HSBC card and its only cancel after 1 year. Mind you that this card is not yet activate. Still dangerous thing to do.

best reason is,

i wanna change my payment method to cash

If you're not on urgent mode, just wait for your statement.
Let wait till the statement is 0.
There could be a refund or cash back or something.

Most importantly, request a letter from the bank for confirmation of termination.
Then, after 10th or 15th of next month, your CCRIS should clear already

Cancel by cimb, just not clear yet.
There could be cash back coming soon.
My cimb cash back is negative RM 8 right now, and waiting for them to transfer to saving account

Better had a check.
It's good to know your financial standing in the eyes of bank.
Also, it could prevent unknown credit history.
Should be careful more since we know that all Malaysian data had a breach before

This post has been edited by koinibler: Nov 8 2017, 08:33 AM

hehe,,,
just want to mention about that, eccris ..
then its already here.

Now, ctos cannot cari makan by selling ccris report

Its just once in a lifetime queue,
Then, next time you can always do it online.
Just wait for a couple of month, then I'm sure there is no more queue

They might retain the record for some time even though the card already canceled.
Please ensure that your ccris record are free from those card, then only can had a good relief