May i know izit consider cancelled cimb cc? i request to cancel yesterday and today shown 0 credit limit. TQ


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yep, soon it will disappear from cimbclicks

Cancel by cimb, just not clear yet.
There could be cash back coming soon.
My cimb cash back is negative RM 8 right now, and waiting for them to transfer to saving account

Better had a check.
It's good to know your financial standing in the eyes of bank.
Also, it could prevent unknown credit history.
Should be careful more since we know that all Malaysian data had a breach before

This post has been edited by koinibler: Nov 8 2017, 08:33 AM

if i received let's say Ambank credit card today, can i cancel it straight away? or need to wait few months baru can cancel one?

you can cancel straight away
did you applied for it?

ya.. for freebies

What freebies they give you?
Sound like "big gift" one..

no big gift la.. cabin size luggage with ok quality. they open booth at my office lobby so just entertain the salesperson lor

yup.. CIMB very efficient. at first they try to retain me via offer RM voucher. i insist no.. so they cancelled immediately. good CS and strategy, who know i will apply with them again.

Need to ensure it is really permanent cancel one. Else, they just "block" only. The block function is good if let say you want to reactive again your cc in the future.
But "block" function will still kira in your CCRIS listed. (If I'm not wrong).

Me too experience the same

Yes it could still reflect in CCRIS if it is BLOCK state.

The way I confirm it has been cancelled is generate CCRIS the next month. And it's gone.

Meaning that if the card has been blocked, then the CCRIS listed with state "BLOCK" this word?
I prefer disappear the particular card from CCRIS listed.

How the way generate CCRIS? Heard from my friend it's not FOC to generate CCRIS, right?

It's FOC. email to BNM or go to its branch. AKPK branch can too

I don't think there is field to state the card status. It will stay there with your repayment records.
For instance, when there is no outstanding at all, it will state 0.00 and for the past 12 month repayment will be 0.

To generate there are a few ways. Head over to BNM to print out FOC. You can also email them but they require to fill in some forms and to provide your identification card as well and also FOC.

The fastest way around is to use 3rd party to generate your CCRIS such as mycreditinfo etc. but there is fee to generate it. Less than RM20 if I recall.

Didn't know about AKPK branch. TQ

Thanks for your advice. I have tried before CCRIS, but who know there is a charges for that.
End up I reject for it, it's not cheap at all just generate report cost RM26.50 (some-more need add on GST)

I will tried for CCRIS the next time once I'm free.

Just heard some news. There is now eCCRIS available but you will need to head to BNM office or branch to register youself.

not bad!

step by step screenshots in the blog post below

BNM Lancar eCCRIS, Sudah Boleh Cetak Laporan Dari Rumah Secara Percuma & Lelaki Ini Ajar Langkah Demi Langkah Untuk Daftar

http://www.siakapkeli.my/2017/12/bnm-lanca...oleh-cetak.html

21 Dis - Baru-baru ini secara rasminya Bank Negara Malaysia (BNM) melancarkan platform elektronik untuk sistem Central Credit Reference Information System (CCRIS). Platform ini dikenali sebagai eCCRIS. Sisitem elektronik ini diwujudkan bagi memudahkan para pengguna mendapatkan data tentang segala hutang pengguna dengan pihak bank.

Dengan wujudnya platform elektronik CCRIS ini, anda sebagai peminjam akan lebih mudah untuk menyemak rekod pembayaran anda dengan semua institusi kewangan yang anda pernah lakukan pinjaman termasuk Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN).

hehe,,,
just want to mention about that, eccris ..
then its already here.

Now, ctos cannot cari makan by selling ccris report