Yes, if you have used the card after it is charged. Or try to get it pro-rated. What bank is this?

Thanks.. it's citibank premiermiles

does all banks ask why need to cancel cc ?
is it compulsory to answer
up to us la wanna cancel or not

what's the best reason ?

just say whatever la. what's so difficult since you're talking to them already.

normally i would just say not using the card anymore, want to avoid AF, etc etc

sometimes they offer to retain you, sometimes they dont.

best reason is,

i wanna change my payment method to cash

Hi ts,

Is public bank still running the same method?

You can update for CIMB. Called CS just now and immediately cancelled. Can see that my limit changed to 0.00.

Previously I contact to call center to request for terminate the card.

However in order to ensure it is really legit that my CC has been successful cancel, how to confirm the AMbank cc has been successful cancel?

I have tried to call several time to the call center, but ridiculous their waiting call is damn long (Their call center is not the toll free 1800)
Besides, I tried to Live Chat but end up they unable to check for CC account information.
Since cc account information unable to check, I just thinking that what is the purposes at the first place they implement the Live Chat?

I got try to insert my CC at ATM machine or Cash Deposit machine, to check whether the CC still can running or not.
Out of my expectation, my CC still can working and can access to the Main Menu (via ATM machine to check balance, withdraw cash and so on).
Based on the situation, can I say my CC still haven't cancel yet?

Need your guy to advice.

To be 100% sure that it has been cancelled, check your CCRIS

I'm not sure about CCRIS.
But what I know For CCRIS normally after 6 mths able to know, right?

Correct me if I'm wrong.

nope, it will be reflected on the next month. I forget what is the specific date every month

Ok, thanks for your advice. Then at least better my ccris score will better on next month. Lol.

Btw, take almost 3 days already gt response from AmBank via email that my card been "blocked". Means that my card successful cancel?

Just wondering if the card has been blocked, then my card should be unable to read during insert my card to ATM machine. Am I right?

Kinda confused their "wording".

blocked is not equal to cancel, ie you can still request for unblock

Meaning that block is still count in CCRIS?
No plan to unblock because not much benefit for me using the General CC.

block meaning it will still appear in your CCRIS as if you still carrying it

Damn~ Then consider as "temporary suspended" only.
Ridiculous, I think need to do something action towards this bank before my mood turn bad.

If you're not on urgent mode, just wait for your statement.
Let wait till the statement is 0.
There could be a refund or cash back or something.

Most importantly, request a letter from the bank for confirmation of termination.
Then, after 10th or 15th of next month, your CCRIS should clear already

Ah I never requested for letter... But the account already pull out from my statement. Can I consider that It's already done?

You cannot say so it is already done.
Some of the bank just help you to "block" your card only, meaning that you can "unblock" your card if wish to continue back to use.
This will still count in CCRIS there.

So better to request for letter or email (anything with black n white). Cannot trust too much for the people unless they screenshot to the system with permanent cancellation.

Else, talk shiok sendiri and everybody can say already cancel.

Saying about CCRIS, I never checked mine after cancelling the card

Makes me worried....