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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

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Human Nature
post Apr 6 2020, 12:08 PM

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QUOTE(rebecca_choo @ Apr 6 2020, 12:00 PM)
Hey all,

Say I got my card approved and activated today... and I suppose to receive a free gift somewhere next month.. so, once i've gotten the gift, can I simply call up the bank and cancel the card? Is there any implication by doing this? Any penalty imposed?

Regards,
*
No, unless there is a specific T&C in the sign up campaign
arza04
post May 22 2020, 02:23 PM

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Applied 3 cards late last year...just now already cancel 2 of them

AffinIslamic Mastercard Gold - apply just to get free gift - never activated
HSBC Amanah MPower Platinum - never activated also

Now just use maybank cc


tiramisu83
post May 23 2020, 12:38 AM

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QUOTE(wilson1149 @ Sep 18 2018, 04:33 PM)
CIMB Cash Rebate Platinum (RM5000 limit)
-used for petrol and telco bill    CUT, move your petrol trans to maybank,or get an Maybank dual card to pay telco.

Maybank Ikhwan Gold (RM6000)
-used for petrol on weekend    Trust me no one will cut maybank card.

Public Bank Quantum Visa
Public Bank Quantum Mastercard.
-combine limit of RM7,500
-never used    keep for dining & online (5% cb)

Public Islamic Platinum Visa (RM7500)
- never used    CUT.

Ambank Islamic Al Taslif Platinum (RM10,000)
Ambank Carz Platinum (RM10,000)
- is it combined limit? Yes, but CUT.
*
hi, may i know why u said no one will cut maybank card?

I have 4 maybank cc..

im thinking to cut my amex platinum and signature, because i rarely use it nowsday..no TP awarded topup using ewallet. need to pay for SST somemore..
For TP, im focus using amex reserve
For cash back, im using barcelona

wilson1149
post Jun 1 2020, 10:15 PM

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QUOTE(tiramisu83 @ May 23 2020, 12:38 AM)
hi, may i know why u said no one will cut maybank card?

I have 4 maybank cc..

im thinking to cut my amex platinum and signature, because i rarely use it nowsday..no TP awarded topup using ewallet. need to pay for SST somemore..
For TP, im focus using amex reserve
For cash back, im using barcelona
*
Amex give 5% cashback during weekend leh. barcelona only 2%.

Signature cut.

This post has been edited by wilson1149: Jun 1 2020, 10:16 PM
poooky
post Jul 12 2020, 09:30 AM

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Hi all, what is the easiest way to cancel a CIMB credit card in 2020? I received two cards back when I first registered many years back. One of which has never been used, but have been charged the annual RM25 Service Tax since reintroduction of SST.

No longer able absorb these fees. Any advice is appreciated. Do I call them? Email? or do I physically need to go to the branch where I first applied for the cards?

This post has been edited by poooky: Jul 12 2020, 09:31 AM
Human Nature
post Jul 12 2020, 10:22 AM

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QUOTE(poooky @ Jul 12 2020, 09:30 AM)
Hi all, what is the easiest way to cancel a CIMB credit card in 2020? I received two cards back when I first registered many years back. One of which has never been used, but have been charged the annual RM25 Service Tax since reintroduction of SST.

No longer able absorb these fees. Any advice is appreciated. Do I call them? Email? or do I physically need to go to the branch where I first applied for the cards?
*
Call or email will do
ClarenceT
post Jul 12 2020, 10:23 AM

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QUOTE(poooky @ Jul 12 2020, 09:30 AM)
Hi all, what is the easiest way to cancel a CIMB credit card in 2020? I received two cards back when I first registered many years back. One of which has never been used, but have been charged the annual RM25 Service Tax since reintroduction of SST.

No longer able absorb these fees. Any advice is appreciated. Do I call them? Email? or do I physically need to go to the branch where I first applied for the cards?
*
Call the number at the back of your CC, the CS will submit your request to cancel the CC and it should be completed in 1 working day.
Rudd
post Jul 13 2020, 02:50 AM

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CIMB cancellation is quite fast, morning called. Checked evening card disappear from CIMBclicks
coolguy_0925
post Jul 19 2020, 09:27 AM

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QUOTE(Rudd @ Jul 13 2020, 02:50 AM)
CIMB cancellation is quite fast, morning called. Checked evening card disappear from CIMBclicks
*
Maybank is even faster

The moment you told the person over the phone you want to cancel, you will see the card status is immediately changed to Accoount closed in internet banking
Rudd
post Jul 19 2020, 03:26 PM

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QUOTE(coolguy_0925 @ Jul 19 2020, 09:27 AM)
Maybank is even faster

The moment you told the person over the phone you want to cancel, you will see the card status is immediately changed to Accoount closed in internet banking
*
Yeah. Maybank wins hands down in any internet area.
But i never cancelled my MBB cards. smile.gif
kyle46
post Aug 20 2020, 02:59 AM

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Anybody cancel HSBC card recently? Want to know the process. How easy it was? Planning to cancel my HSBC credit card.
Matchy
post Aug 22 2020, 11:46 PM

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Just got charged service tax on my CIMB card... so if I cancel now, do I still need to pay the tax? haven't use the card since last statement
Human Nature
post Aug 23 2020, 01:03 AM

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QUOTE(Matchy @ Aug 22 2020, 11:46 PM)
Just got charged service tax on my CIMB card... so if I cancel now, do I still need to pay the tax? haven't use the card since last statement
*
According to here, no
https://forum.lowyat.net/index.php?showtopi...post&p=97002144
omron
post Sep 15 2020, 10:48 PM

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if i dont have the card cimb , but how to terminate it without have to go to counter branch?
Human Nature
post Sep 15 2020, 10:54 PM

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QUOTE(omron @ Sep 15 2020, 10:48 PM)
if i dont have the card cimb , but how to terminate it without have to go to counter branch?
*
I don't understand your question. You mean you don't have the physical card with you?

You can call or email customer service to cancel.
omron
post Sep 29 2020, 10:07 PM

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if for uob credit card.. how the process?
GrumpyNooby
post Sep 29 2020, 10:07 PM

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QUOTE(omron @ Sep 29 2020, 10:07 PM)
if for uob credit card.. how the process?
*
Call CS?
omron
post Sep 29 2020, 10:30 PM

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but i donno their number
GrumpyNooby
post Sep 29 2020, 10:32 PM

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QUOTE(omron @ Sep 29 2020, 10:30 PM)
but i donno their number
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The number should be at your back of the card.

Or any of these numbers:

24-hour UOB Contact Centre
Kuala Lumpur:+6 03-26128 121
Penang:+6 04-2401 121
Johor Bahru:+6 07-2881 121
Kuching:+6 082-287 121
Kota Kinabalu:+6 088-477 121
liverpooluc
post Jan 9 2021, 04:01 PM

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Hi All,

I wanted to cancel my mbb2 card MasterCard (not activated due to swapping to visa, got the Visa card already), can I just call their CS for cancellation or I need to surrender the card at the branch?

Thanks

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