The answer that you're seeking for is just one post above your post! ^

This post has been edited by David83: Sep 8 2018, 05:22 PM

best is to call and follow up with counter return of the card

CS will ask you to destroy the CC by cutting the chip side into halves.

other bank cc not need goto counter return.
haih this pbb so susah orang.

Had you actually called PBB CS for card cancellation?

Read peri peri post in this page.

This post has been edited by David83: Sep 8 2018, 05:25 PM

im thinking of canceling few of my credit cards to save the RM25 in the future. some of the cards i never use them, only applied to get free gifts.

CIMB Cash Rebate Platinum (RM5000 limit)
-used for petrol and telco bill

Maybank Ikhwan Gold (RM6000)
-used for petrol on weekend

Public Bank Quantum Visa
Public Bank Quantum Mastercard.
-combine limit of RM7,500
-never used

Public Islamic Platinum Visa (RM7500)
- never used

Ambank Islamic Al Taslif Platinum (RM10,000)
Ambank Carz Platinum (RM10,000)
-never used
- is it combined limit?

The cards that i always used are CIMB & Maybank only but their limit is low.
any advise?
Thank you.

After 3 to 6 months upon cancelling, submit for limit increase with new income supporting document.

CIMB Cash Rebate Platinum (RM5000 limit)
-used for petrol and telco bill CUT, move your petrol trans to maybank,or get an Maybank dual card to pay telco.

Maybank Ikhwan Gold (RM6000)
-used for petrol on weekend Trust me no one will cut maybank card.

Public Bank Quantum Visa
Public Bank Quantum Mastercard.
-combine limit of RM7,500
-never used keep for dining & online (5% cb)

Public Islamic Platinum Visa (RM7500)
- never used CUT.

Ambank Islamic Al Taslif Platinum (RM10,000)
Ambank Carz Platinum (RM10,000)
- is it combined limit? Yes, but CUT.

This post has been edited by wilson1149: Sep 18 2018, 04:34 PM

Tempted to cut my aeon cards

But it’s pretty damn worth it if u travel and use the lounge

Less than 10 ringgit for each lounge use if u pay the sst

how to terminate ambank tied with bonuslink?

Call in to their cs.

I am thinking want to cancel my credit cards as below:

1. RHB Gold cashback card
- use to purchases online/non-online, for eg, exam fees in GBP
- have it just to help banker who helped me obtain my mortgage loan
- limit RM6,000.00
- just got charged RM25 sst!

2. Alliance Younique Gold card
- never use since I have RHB card
- limit Rm4,000.00 as I have it when I was in low salary


I am now in the midst of applying maybank Gold 2 cards as they provide good exchange rates when I pay my exams in GBP. I am also thinking want to apply Aeon Gold card so that I can make full use of PPL as I travel overseas every year.

Appreciate if you can advise my plan above. Thanks

Hi, sifus I receive credit card from CIMB when applying home loan.. Still didn't activate it. How to cancel the cc?
1. CIMB Cash Rebate Platimum
2. CIMB World Mastercard

call CS

Need all sifu advice and opinion

I have 8 credit cards in total (but I do not have CC debts, I controlled my spending and paid on time). Which one should I cancel? I planned to hold 3 cards only.

1. Maybank 2 Cards Gold
- This is my first credit card. No annual fee. It was worth it until MYB announced no 5% CB on utilities and petrol. In the past days, I could earn 5% + 5 points during the weekend. And I pay off my bill during the weekend to maximize the 5% CB per month.

2. Standard Chartered 360 Rewards
- No annual fee. Tied to my privilege savers account to earn an additional 1.5% rate p.a. and 5000 Points p/m if spend up to 1.5k per month on this card. Additional earn 5x points on retail & oversea spending. Currently, all my utilities and recurring transactions pay using this card.

3. UOB One Card
- Mainly for Groceries and Petrol spending.
- Petrol 5% CB on the weekend, Groceries 2% on weekend for the selected supermarket.
- Additional 8% weekend uncapped on movie ticket
- Grab cashback on weekend 10%, weekday 5%, promotion ends this month.
- Can waive SST & annual fee, but have to call in.
- Am quite happy with UOB CS.

4. UOB Yolo Card
- Online & dining shopping cashback
- 8 % CB all day spending on online shopping and dining (16 transactions and above per month)
- 5 % CB all day spending on online shopping and dining (8 - 16 transactions per month)
- Can waive SST & annual fee, but have to call in.
- Grab cashback on weekend 10%, weekday 5%, promotion ends this month.
- Looks attractive but it just encourages you to spend more money.
- Am quite happy with UOB CS.

5. UOB Ladies Card
- It comes with UOB One card and Privi Miles. Kinda like a 3-in-1 package. I planned to cancel this as I can use Maybank Amex to get points/ cashback.
- Can waive SST & annual fee, but have to call in.
- Am quite happy with UOB CS.


6. HSBC Visa Signature
- Applied because of the RM500 Lazada voucher promotion & airport premium lounge access
- Annual fee waived when there is at least 1 transaction each month.
- Point earning, nothing else special.

7. HSBC Amanah Card
- Quite useless cashback card because of the high cashback only will be given when you spend above 2k.
- Applied because of the RM500 Lazada voucher promotion.
- - Annual fee waived when there is at least 1 transaction each month.



Which one is worth to hold?

which one to hold depends on your usage pattern

I terminated my AeonBig Gold on 10 Feb, but on the same day already charged me AF and SST. AF was waived but currently acc in suspend status, showing outstanding 25 for SST. Possible to close it without paying SST?

still up to Aeon Credit Services to decide.

call them again and remind them on the SST since card already terminated.

they offer me swipe 3 times total rm150 will waive all above ......

Hey all,

Say I got my card approved and activated today... and I suppose to receive a free gift somewhere next month.. so, once i've gotten the gift, can I simply call up the bank and cancel the card? Is there any implication by doing this? Any penalty imposed?

Regards,