You can update for CIMB. Called CS just now and immediately cancelled. Can see that my limit changed to 0.00.
Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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 Oct 20 2017, 02:37 PM
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#1
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1,972 posts Joined: Jan 2003   
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Dec 20 2017, 01:44 PM
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#2
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1,972 posts Joined: Jan 2003
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QUOTE(JuneResources @ Dec 18 2017, 10:50 PM) Need to ensure it is really permanent cancel one. Else, they just "block" only. The block function is good if let say you want to reactive again your cc in the future. Yes it could still reflect in CCRIS if it is BLOCK state.But "block" function will still kira in your CCRIS listed. (If I'm not wrong).  The way I confirm it has been cancelled is generate CCRIS the next month. And it's gone.  |
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Dec 21 2017, 12:51 PM
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#3
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1,972 posts Joined: Jan 2003
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QUOTE(JuneResources @ Dec 20 2017, 05:49 PM) Meaning that if the card has been blocked, then the CCRIS listed with state "BLOCK" this word? I don't think there is field to state the card status. It will stay there with your repayment records.I prefer disappear the particular card from CCRIS listed.  How the way generate CCRIS? Heard from my friend it's not FOC to generate CCRIS, right? For instance, when there is no outstanding at all, it will state 0.00 and for the past 12 month repayment will be 0. To generate there are a few ways. Head over to BNM to print out FOC. You can also email them but they require to fill in some forms and to provide your identification card as well and also FOC. The fastest way around is to use 3rd party to generate your CCRIS such as mycreditinfo etc. but there is fee to generate it. Less than RM20 if I recall. QUOTE(Human Nature @ Dec 20 2017, 10:05 PM) It's FOC. email to BNM or go to its branch. AKPK branch can too Didn't know about AKPK branch. TQ  |
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Dec 21 2017, 07:06 PM
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#4
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1,972 posts Joined: Jan 2003
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QUOTE(JuneResources @ Dec 21 2017, 04:00 PM) Thanks for your advice. I have tried before CCRIS, but who know there is a charges for that. Just heard some news. There is now eCCRIS available but you will need to head to BNM office or branch to register youself.End up I reject for it, it's not cheap at all just generate report cost RM26.50 (some-more need add on GST)  I will tried for CCRIS the next time once I'm free. |
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Dec 22 2017, 11:10 PM
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#5
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1,972 posts Joined: Jan 2003
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QUOTE(JuneResources @ Dec 22 2017, 09:38 PM) Wow, it is almost like KWSP can walk in and print out the statement. Yeah. That’t the problem as not many branch. I registered myself just now at 4PM and the que was damn long. HahahaBut too bad BNM office not all available in all the state.  |
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