Do you think BNM helped you?

I dont think they helped. They might have "facilitated" or "forced" them to expedite and/or negotiated and/or settled with me.

hi,

do CIMB DA have 6 or 12 months installment plan? swiped a few k on impulse and now thinking of how to repay with minimal interest.

collected my card and used it to pay for education fee... according to CS, I have to wait until the payment shown in my account then only can request to convert it to 0% Smart Flexi Plan... but, from their reply seems like as long as it's a genuine case, then the conversion should be no problem...

Good... at least don't have to pay the big amount a lump sum

now the min CL of other CC for Visa Signature is 30K & above
visa infinite & world master is 70k & above

10 months, 20 months and 30 months. Min purchase RM 500, RM 1000 and RM 3000 respectively.
http://www.directaccess.com.my/index.php?c...370&tpt=cimb_da
Till end of this month, though this plan comes very often but the next round should be somewhere August?

I stil dono w/r should i swap to VS since am happy with master pla promotion
anyone willing to enlighten me?

Why is DA Platinum using gold-plated chip? As that will become rusty in a very short period

Master plat benefits & VS benefits are different. Also, VS c.limit is higher than platinum. For those who need the higher c.limit will upgrade to VS.

Account Holder Name :
Credit Card Number :
Credit Card Type : PLATINUM
Card Expiry Date :
Combined Credit Limit :

Present :
Outstanding Balance :
RM 496.54

Credit Available :
RM 24,554.00

Current Amount Due :
RM 496.54

Amount Overdue :
RM 0.00

Minimum Payment Due :
RM 50.00

Payment Due Date : 17-Jun-2011

Last Statement :
Statement Balance :
RM 50.00

Statement Date : 28-May-2011
Payment Amount :
RM 0.00

Payment Date : -

bros,

like to enquire a noob question regarding cimb clicks.
i receive a paper statement stating statement balance is Rm50 due on 17 june. but according to online cimb clicks info above, Rm496.54 is due on 17 june. which one should i trust?

You should pay based on the Statement Balance of RM50 (charges accumulated up to 28 May 2011), before 17 June 2011... .. assume this is GST

RM496.54 should be RM50 + outstanding charges from 29 May 2011 up to 14 June 2011 (today)

This post has been edited by ronnie: Jun 14 2011, 03:58 PM

which is why m asking here.
btw one doesnt need to hold a VS to have a higher CL. They can always call to increase their CL.

Your total amount due are RM496.54 la, and the RM50 shown on cimbclicks is the minumum payment for your total outstanding(5% of the outstanding balance or a minimum of RM50)



In conclusion, you should pay RM496.54 to avoid from finance charges

You should look at the last statement balance, ie. RM50 for statement date 28 May 2011, which is due for payment on 17 Jun.

RM496.54 is his total spending as of today (inclusive of the RM50 which due on 17/6)

Why the mininum amout to be paid is the same as amount due? Probably because that is RM50 GST. that's why subject for full payment.

lol..so which is which? i am still confused...

I believe this is your first month statement. Always just need to pay the statement amount if you didn't owe bank any balance, which is RM50 (government tax) in your case. If you have any balance in your last month statement, then you need to pay the current amount due.

For the first case, all your retail charge is interested free (until your next statement + ~14 days), so you don't have to bother it. In the latter case, bank will charge interest from the moment the amount is posted, so in order to save the interest, then you have to pay the current outstanding amount.

So, since your Amount Overdue is zero, then you just need to pay the Statement Balance.

Please get your facts right... Edit your posting to avoid confusion. Do you own a CIMB CC ?
turion64 just needs to pay RM50 before 17 June 2011... end of story.

Just pay RM50 for Statement Date 28 May 2011, which need to pay before 17 June 2011

Turion, all you need to pay is RM 50 - statement balance before the due date.

A good way to know whether you still need to pay them before the statement due date is by looking the Minimum Amount, in this case after you have paid RM50, the Minimum Payment Amount should change back to 0, and that indicates you don't have to pay them anything until the next statement due date.

This post has been edited by xjeez: Jun 15 2011, 09:29 AM