I have a Citibank Plat with 24k CL, can I apply for the Visa Signature although other bank need 30k CL?

superwoman said RM50K lah for Citibank.

I mean Visa Signature not VI or World... superwoman mentioned VS only need 30k CL

I would like to comment that WMC also has the same dining privileges as the VI.

yes sir, the minimum application for Visa Signature require others bank CL more than 30K

yes sir, you right, sorry for my mistake. Ok let me list all the benefits differences between CIMB World master card and CIMB Visa Infinite


CIMB WORLD MASTERCARD EXCLUSIVE BENEFITS are :

1. Tee off for free around the region : where you can play the golf at prestigious golf clubs in Malaysia, Indonesia and Singapore ( reservation in 7 working days in advance)

2. SUNDAY REBATES : cash rebates 5% on every sunday at GUARDIAN,GIANT,TESCO,GOLD STORAGE and 10% for KFC and Burger King.

CIMB VISA INFINITE EXCLUSIVE BENEFITS are :

1. Complimentary VIP lounge access in Malaysia KLIA and Singapore Changi airport.
2. Complimentary movie ticket ( buy 1 free 1 ) in Gold and Premiere class ticket - this only available at GSC counter ticket not applicable for online booking.

and both cards WMC & VI sharing the same benefits such as :-

1. No annual fees - free for life.
2. Double rewards spending for overseas spending : - CIMB WORLD MASTER CARD - 2X bonus points for every RM1 spent overseas
- CIMB VISA INFINITE - 1% cash rebate for every RM1 spent overseas
3. CIMB Premier Travel desk - hotel reservations, flight arrangements, travel deals etc.
4. Dining discounts exclusive restaurant in Malaysia, Singapore and Indonesia.
5. Premier club rewards - there are a lot of discount offer deals with partner merchants such as Dome, san francisco coffee,leather avenue, A cut above.
the promotion is updating from time to time.

This post has been edited by superwoman: Jun 2 2011, 04:52 PM

It is great to have superwoman here. This thread got a CIMB staff responding to our queries. It is as if we have Chat Online CS

OK superwoman, 2 questions for you.

1) in respect to the 2 Plaza Premium Lounges access with Vi and VS, what if I don't spend RM100K per annum, I don't get the free passes the following year?

2) Read somewhere that having CIMB Prime or Preferred account also grant us entry to Plaza Premium Lounge for free, Can you confirm this please.

Thanks.

What is the min CL for CIMB card itself? for Visa Signature application. Thanks.

if i am a cimb card holder with 35k limit can i ask for an upgrate to VIsa Signature or that i must hold other bank's card?

yes I have ...can reapply again for this second card? or can i ask to simply upgrade my CIMB petronas as I want to keep 1 card only.

I only use CIMB card for Sunshine shopping on Sunday...that's it!

you can always terminate the Petronas card once you get the new card.

heeeeeee thank you for asking.

1. I believe customers will spend something in a year, but if not they still get the free passes.
2. uhuks! i`m scared to answer this question because i`m not in this field but don't worry I will come back to you with the answer as soon as possible.


yes still the same. more than 30K but sometimes the credit processing still asking your latest income document. based on my experience dealing with customers, sometimes only providing me with photocopy IC its enough but sometimes they still need the latest income documents where income requirement more than RM100K per annum.

yes sure, u can upgrade your credit card to Visa Signature, but may I know what type of CIMB credit card do you hold now sir?

M holding DA Plat. I asked to upgrade but was rejected as they require income documents of mine.
why is that so?

Yes its RM70k. The agent who deal with me also ask for other CC that has at least RM70k CL from other banks.

alright, sure if you want to try again. CIMB Petronas only available for gold and platinum only.

how long you used DA plat ? i had experienced with the same cases like you but most probably the credit dept needs to see your latest income documents because there are some cases where last time the customer maybe change their job, so credit dept wants prove that customer eligible to upgrading their cards.

2 years. was an upgrade card from gold.
they looked at it and said i am not qualified
so how?

Thank you superwoman. This is indeed commendable since you are helping here on your own accord.

superwoman: Would CIMB extend the current Balance Transfer program until 31 Dec 2011 ?

Not only does your outstanding balance ges charged interest, as long as you do NOT pay full statement amount before each statement's due date, EVERY. SINGLE. TRANSACTION made is charged interest.

Dear Superwoman,

Could you please feedback to your management, many cardmembers wish CIMB revises its Sunday rebate become Weekend Rebates (like before), or better still, Daily Rebates.

Thank you.