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 Credit Card v14, Please read the 1st post before posting

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ben83
post Jan 23 2011, 10:47 AM

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There is one instance I received 8 characters security pin slip from PBB. However PBB denied having 8 characters, so in the end got another new card with another 6 characters security pin sent to me.
yhtan
post Jan 23 2011, 11:04 AM

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QUOTE(ben83 @ Jan 23 2011, 10:47 AM)
There is one instance I received 8 characters security pin slip from PBB. However PBB denied having 8 characters, so in the end got another new card with another 6 characters security pin sent to me.
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i owned PBB credit card and there is only 6 character
sweetpea123
post Jan 23 2011, 11:17 AM

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Does anyone know if MBB2 Amex give 5 x TP and also 5% cash rebate on petrol / online bill payment on weekends ? My OCBC Tit already maxed out and the next statement is 15th Feb, sei lor, how to survive ? doh.gif
Gen-X
post Jan 23 2011, 11:20 AM

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QUOTE(sweetpea123 @ Jan 23 2011, 11:17 AM)
Does anyone know if MBB2 Amex give 5 x TP and also 5% cash rebate on petrol / online bill payment on weekends ? My OCBC Tit already maxed out and the next statement is 15th Feb, sei lor, how to survive ?  doh.gif
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For petrol yes - 5% cash back and Amex does give points for petrol unlike Visa and MasterCard.
prempenang
post Jan 23 2011, 11:24 AM

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for cimb bank CL increase, easy or not?

my fren say he just fax in the form to request higher CL. approved but he has a cimb salary account... so they can check

i dont have cimb salary account... so need to provide any docu?

alexwsk
post Jan 23 2011, 11:36 AM

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QUOTE(prempenang @ Jan 23 2011, 11:24 AM)
for cimb bank CL increase, easy or not?

my fren say he just fax in the form to request higher CL. approved but he has a cimb salary account... so they can check

i dont have cimb salary account... so need to provide any docu?
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most likely they will ask for latest salary slip
sweetpea123
post Jan 23 2011, 12:15 PM

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QUOTE(Gen-X @ Jan 23 2011, 11:20 AM)
For petrol yes - 5% cash back and Amex does give points for petrol unlike Visa and MasterCard.
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Wt about online bill payment on weekends? Or do we have to pay over the counter for it to qualify as a RETAIL transaction ?
winner
post Jan 23 2011, 12:22 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 12:15 PM)
Wt about online bill payment on weekends? Or do we have to pay over the counter for it to qualify as a RETAIL transaction ?
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Online transaction is one type of retail transactions. We have highlighted this many times here.
sweetpea123
post Jan 23 2011, 12:37 PM

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QUOTE(winner @ Jan 23 2011, 12:22 PM)
Online transaction is one type of retail transactions. We have highlighted this many times here.
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I know BUT not according to MBB CS ( I called), but of course, she can always be wrong as in 3-4 OCBC CS giving me wrong info that calculation is based on calendar month and NOT statement date. I guess the only way to be sure of all these is when we get the actual statement. Just double checking here cos petrol and online payment are top of my spendings. smile.gif
winner
post Jan 23 2011, 12:49 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 12:37 PM)
I know BUT not according to MBB CS ( I called), but of course, she can always be wrong as in 3-4 OCBC CS giving me wrong info that calculation is based on calendar month and NOT statement date. I guess the only way to be sure of all these is when we get the actual statement. Just double checking here cos petrol and online payment are top of my spendings.  smile.gif
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If you don't trust both forummers and CS officers, then it is no point to ask questions here as you won't be satisfied with whatever answer you receive. As per what you mentioned, it would be better to wait until the statement comes then you get the definite anwer.
chemistry
post Jan 23 2011, 12:56 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 12:15 PM)
Wt about online bill payment on weekends? Or do we have to pay over the counter for it to qualify as a RETAIL transaction ?
*
Can you suggest any bill payee accept Amex?
IINM PayOnline only accepts Visa/MC.
Neither can you pay bills via Amex Online, like OCBC Online, Citibank Online etc..
hye
post Jan 23 2011, 12:58 PM

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QUOTE(winner @ Jan 23 2011, 12:49 PM)
If you don't trust both forummers and CS officers, then it is no point to ask questions here as you won't be satisfied with whatever answer you receive. As per what you mentioned, it would be better to wait until the statement comes then you get the definite anwer.
*
Agreed. Many came in here wanting to look for answers which satisfy them only and not the actual fact.
chemistry
post Jan 23 2011, 01:05 PM

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QUOTE(hye @ Jan 23 2011, 12:58 PM)
Agreed. Many came in here wanting to look for answers which satisfy them only and not the actual fact.
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Despite getting satisfactory answer, he/she will then start to doubt its accuracy. LOL.
Only after experiencing the reality, he/she will then realize 'Oh I see...'
sweetpea123
post Jan 23 2011, 01:49 PM

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QUOTE(winner @ Jan 23 2011, 12:49 PM)
If you don't trust both forummers and CS officers, then it is no point to ask questions here as you won't be satisfied with whatever answer you receive. As per what you mentioned, it would be better to wait until the statement comes then you get the definite anwer.
*
I trust certain forummers MORE than CS actually biggrin.gif , my reason for asking is just to see if any one experienced the same answer that MBB CS gave me. Different banks may impose different rules as to what "retail transaction" is, and since this is a discussion forum, I don't think there is a better channel to ask. While I value your feedback, I think sarcasm is not necessary. Thank you and have a good day.


Added on January 23, 2011, 1:50 pm
QUOTE(chemistry @ Jan 23 2011, 12:56 PM)
Can you suggest any bill payee accept Amex?
IINM PayOnline only accepts Visa/MC.
Neither can you pay bills via Amex Online, like OCBC Online, Citibank Online etc..
*
Yes, I conveniently overlooked the AMEX card acceptance for bill payment. Sorry about that tongue.gif

This post has been edited by sweetpea123: Jan 23 2011, 01:54 PM
yhtan
post Jan 23 2011, 01:55 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 01:49 PM)
I trust certain forummers MORE than CS actually  biggrin.gif , my reason for asking is just to see if any one experienced the same answer that MBB CS gave me. Different bank may impose different rules as to what "retail transaction" is, and since this is a discussion forum, I don't think there is a better channel to ask. While I value your feedback, I think sarcasm is not necessary. Thank you and have a good day.


Added on January 23, 2011, 1:50 pm
Yes, I conveniently overlooked the AMEX card acceptance for bill payment. Sorry about that  tongue.gif
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Credit to Miles, winner and Gen-x, and other who contribute

and i really hate those people come in and ask where they can get information from bank website
winner
post Jan 23 2011, 01:57 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 01:49 PM)
I trust certain forummers MORE than CS actually  biggrin.gif , my reason for asking is just to see if any one experienced the same answer that MBB CS gave me. Different bank may impose different rules as to what "retail transaction" is, and since this is a discussion forum, I don't think there is a better channel to ask. While I value your feedback, I think sarcasm is not necessary. Thank you and have a good day.
*
As you are well aware that this Maybankard 2 is a very new card and nobody here owns it now. If based on experience on other cash back cards from OCBC, Alliance and SCB, online payments are entitled to cash back.
sweetpea123
post Jan 23 2011, 02:01 PM

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QUOTE(winner @ Jan 23 2011, 01:57 PM)
As you are well aware that this Maybankard 2 is a very new card and nobody here owns it now. If based on experience on other cash back cards from OCBC, Alliance and SCB, online payments are entitled to cash back.
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Noted. Thanks smile.gif


Added on January 23, 2011, 2:11 pm
QUOTE(yhtan @ Jan 23 2011, 01:55 PM)
Credit to Miles, winner and Gen-x, and other who contribute

and i really hate those people come in and ask where they can get information from bank website
*
I have gone through the T&C b4 I posted but I found none stating online payment being categorised as retail or otherwise, maybe perhaps I have conveniently overlooked it as being accepted for bill payments in the first place which I apologise. Hope everyone gets up on the right side of the bed tomorrow. tongue.gif

This post has been edited by sweetpea123: Jan 23 2011, 02:11 PM
chemistry
post Jan 23 2011, 02:13 PM

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We will be glad to share our experience. However, sometimes experience is not certainly true.

For example, my basic savings account was charged an ATM Annual Fee. I wrote an email to the bank and carbon copy to BNM. They refund to me immediately. In the bank's website, indeed there isn't any clause stating that BSA doesn't have ATM Annual Fee. But I felt like being set up by the bank, so I voiced my dissatisfaction.
erry-
post Jan 23 2011, 02:54 PM

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QUOTE(sweetpea123 @ Jan 23 2011, 12:15 PM)
Wt about online bill payment on weekends? Or do we have to pay over the counter for it to qualify as a RETAIL transaction ?
*
QUOTE(winner @ Jan 23 2011, 12:22 PM)
Online transaction is one type of retail transactions. We have highlighted this many times here.
*
QUOTE(winner @ Jan 23 2011, 01:57 PM)
If based on experience on other cash back cards from OCBC, Alliance and SCB, online payments are entitled to cash back.
*
QUOTE(sweetpea123 @ Jan 23 2011, 02:11 PM)
I have gone through the T&C b4 I posted but I found none stating online payment being categorised as retail or otherwise, maybe perhaps I have conveniently overlooked it as being accepted for bill payments in the first place which I apologise. Hope everyone gets up on the right side of the bed tomorrow.  tongue.gif
*

not for hsbc. any transaction without using merchant terminal is not considered as retail.
but, this is only applicable if u want to apply for their flexi payment.
coz the sms need 6 digit approval code (online transaction wont have it~).


Added on January 23, 2011, 3:07pmeh this 'online payment as retail transaction' is for amex, i'm apologized for not answering it for amex notworthy.gif

This post has been edited by erry-: Feb 18 2011, 03:56 AM
haohao86
post Jan 23 2011, 04:40 PM

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Hi all,
I am planning to apply for an EON-GSC card primarily for movies, and perhaps for digi bill's discount. Can i open an saving account in EON bank and have my bill deducted from my saving acc automatically/via online?

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