RM2 is standard rebate as published by TM.
RM4 is surprise offer 

best card for petrol - ocbc titanium
best card for glocery - rhb tesco/citi giant
best card for epp - eon bank 36 months for 2k load
best card for travel - stanchart platinum free vip lounge
best card for BT - CIMB 0% for 6 months
best card for shopping - amex gold 5X point and 15% rebate promo on big shopping centre
best overall card, 1 card carry holder - HLB essential 1% rebate / Stanchart Business Platinum unlimited 0.5% cash rebate and also 1 point on every RM1 swiped (5000 pts redeemable for RM25) plus it's a nicer looking card 
best easy for payment issuer - MBB via m2u/cash deposit
best card for frequent guaranteed gift - stanchart, this month got free digial frame worth rm250 for those load 4k
best card for instant cash gift - stanchart rm188 for plat rm88 for gold
Best card for Enrich Miles earner - MBB WMC

updated. dont use enrich, no money to travel.

As far as I know, cash back for HLB VISA Essential is based on spending per block of every RM100. If you spend RM100 - RM199, you will get RM1 cash back. If you spend RM99, you will get NOTHING.

This was the information I obtained from HLB when I intended to apply for this card last year. But this definitely drove me away!

Correct me if I am wrong, I don't think any insurance co accepts AMEX for premium payment hor?
Otherwise, would have to rush MBB2 application cos I have 2 premiums coming up in Feb . 

No. No insurance company accepts AMEX.

Which insurance company is that ?

For ING, you can apply for this EON Bank INGIAFAM-EON Bank credit card. You will get 2% rebate on the premium paid. The first year credit card tax cannot be waived but for the subsequent years, yes it can be waived. Read more here > Renewal Bonus
Yes. It is 2% rebate for Titanium card and 3% for Platinum. If you can charge at least RM10k into the card (anything and not just Great Eastern premiums) , they will also give you a renewal bonus of RM50 to offset the credit card service tax.

haha, in case the tax cannot be reimbursed, sweetpea you gotta do some calculation liao.
Your HLB essential gives 1% cashback, but PBB-ING gives 2%. This means, your ING premium must be worth RM5000 then only can justify that GST RM50. Get one more card just want to earn a few bucks? Worth or not worth you think twice.

Miles was saying OCBC-GE-Titanium got 2% cashback on GE premiums; while OCBC-GE-Platinum got 3%.
These are co-brand cards yo.

But you can still use the card for other expenses. For example, you will get at least 0.75% cash back on all other expenses which is better than many other VISA and MasterCard in the market. On top of that, you will also get 1.5% rebate on tuition and medical fees.

For Burger King, I believe you get 10% at the counter every day, and get an additional 10% rebate on the statement for Sunday spending. Not a mistake.

Also, this flyer (not exactly this one, but weekend rebates) existed even when petrol had a rebate. The petrol was a separate flyer for DA MC only.

For petrol yes - 5% cash back and Amex does give points for petrol unlike Visa and MasterCard.

Online transaction is one type of retail transactions. We have highlighted this many times here.

If you don't trust both forummers and CS officers, then it is no point to ask questions here as you won't be satisfied with whatever answer you receive. As per what you mentioned, it would be better to wait until the statement comes then you get the definite anwer.

Can you suggest any bill payee accept Amex?
IINM PayOnline only accepts Visa/MC.
Neither can you pay bills via Amex Online, like OCBC Online, Citibank Online etc..

As you are well aware that this Maybankard 2 is a very new card and nobody here owns it now. If based on experience on other cash back cards from OCBC, Alliance and SCB, online payments are entitled to cash back.

Credit to Miles, winner and Gen-x, and other who contribute

and i really hate those people come in and ask where they can get information from bank website