OK, better follow black&white T&C.
And, advice to whom it may concern, don't apply supp cards if cannot agree to T&C.

Link provided by erry- above. Remember to go to MBB ATM to enable Visa Plus ATM facility and set Visa Debit transaction limit to higher than RM0, which is the default.

Credit card verification?

today i call to 1300886688 to check my credit card balance, the agent was asking me:
1.my maiden name
2. my ic number
3.full credit card number
4.expiry date

Do they need to ask these four info for the verification?

CNY is less than 2 weeks away, so here's an updated list of freebies with your credit cards:


Subang Parade - with minimum spending of RM88 with Alliance card, you will get 1 Red Packet + 1 Lucky Draw Form + Alliance Bank Mug

1U - use your MBB credit cards or American Express for this CNY shopping and you get a festival table runner when you spend minimum RM300 maximum two receipt on the same day. With RM200, you'll also get from 1U a decorative lantern and a pack of Ang Pows. but the 1U Ang Pow Red Packet is not all Red! Updated my post on CNY Shopping with a photo of it. Click link below.

Pavillion and Sunway Pyramid - CIMB giving Yu Yan Sang's hampers from 15 Jan to 15 Feb 2011 spending RM2,000 and above.

KLCC - Free Ang Pow Packets if spend RM150 above. Rabbit Origami Ang Pow Packet with RM300. Spend RM500 and above gets you 6 Chinese Horoscope sauce plates. Citibank members also enjoy special gift redemption for using their cards - Spend above RM2500 get you a La Gourmet flask and with RM10 chance to win a iPhone4.

1 Mont Kiara, Mahkota Parade and QueensBay Mall - Maybank card holders get a free bowl with a spoon and a pair of chopstick for spending above RM200 and if you spent more than RM2,388 with MBB card, you'll get a can of abalone and a can of pacific clams. Ad in The Star today.

Ikano - Hong Leong Bank mystery gift daily to the first 50 card members for spending above RM150 and free shopping bag to the first 150 card members spending RM350 above
. Ad in The Star on 21 Jan 2011.

Midvalley - HSBC cardholders that spend minimum RM138 and RM388 at specialty stores (that means exclude departmental stores I suppose which s always the case at MidValley) you'll get a pack of Ang Pows and Chinese calendar respectively. MasterCard holders stand a chance to win RM888 shopping spree daily from your favorite specialty store when you spend a minimum of RM188 in a single receipt with your MasterCard card at any specialty store from 13 January to 6 February 2011. Original charge slip must be attached to the contest entry form and to be submitted to the MasterCard booth at South Court, Ground Floor.

Click link below: updated info at the bottom of post.

http://creditcardsmalaysia.blogspot.com/20...hopping-at.html

This post has been edited by Gen-X: Jan 23 2011, 12:02 PM

Yes ... it is normal. What should be considered as red flag if they asked you for the CVV no. (which they are not supposed to)
Plus ... you are the one who called into the call center, so there's very little to be worried about.

This post has been edited by hye: Jan 22 2011, 04:58 PM

Yes. Sometimes even other security questions, such as your mailing address, your registered telephone number, credit limit, how you normally make payment, your company, your favourite restaurant, your primary or secondary school, etc.

usually they'll ask for my mother's maiden name. As hye said, you call them so don't worry and you'll be asked the same things again the next time to call. Usually I'll start off the conversation by giving my card number straight away.

Yah, in fact I enjoy being asked many questions by CS. Lol. It tests my brain.

The VISA debit transaction limit for Maybank VISA debit card is defaulted at RM3,000, if my memory serves me correctly but it is definitely RM0. I had to set the transaction limit to RM0 myself last time as i knew i won't be using the card to pay for anything other than withdrawing cash from the ATM.


This is a good one

Sometimes CS officers really tested me seriously. I was asked some questions like "what's the 6th character of your security pin?" and "what's your memorable date other than your birthday?". This usually makes me think twice first before I could respond.

Are you sure such question were asked?
There's no way I could answer my security pin since I will burn it without reading it at all.

WTA, the cc given when taking housing loan like for PBB, after settlement of loan, the card will be cancelled?

no. settled a car loan but my PBB card still active.

I have been asked such question twice or trice, but I cannot remember which bank it is. They didn't ask me the full pin, it's one of the 6 characters.


No. You can still use the card. The bank is more than happy to retain a customer if you wish to continue to hold the card.

Submitted a MBB 2 Card application form on 19-01-2011 9am. Yesterday I can see the MBB 2 AMEX and MBB 2 VISA at M2U. I am an existing MBB Petronas Gold holder and using a new application without IC and cc.

what about pharmacy, Caring, Watson.............etc?

so rm50 GST charged already? im existing amex gold user also, 'planning' the best time to change card.

For Direct Access, you are required to create you own security pin up to 10 characters (can be less) and CS will usually ask what the the X character of your pin. Also there are other questions like favourite food or restaurant and memorable street, I think this system is the most secured unlike other banks security check where they just ask general questions like what was mentioned earlier.

Good question, yes American Express cards are accepted at pharmacies like Guardian and Caring, not sure about Watson as I seldom visit it. Got to add this info to my blog on Maybankard 2 Cards. But if you do spend a lot at Caring, better fo with AMEX Pantai card where you get up to 20% discount. Usually I use my Direct Access at Guardian because of the weekend rebates with points but with 5X Treat Points and 5% cash back, American Express Maybankard 2 is better.

To read more on the latest Maybankard 2 Cards and to see a comparison between Maybankard 2 cards vs OCBC Titanium MasterCard please click on link below to my blog:

http://creditcardsmalaysia.blogspot.com/20...an-express.html


This post has been edited by Gen-X: Jan 23 2011, 09:33 AM

Very efficient indeed. I guess this is because this product is so new and they have a sales target to achieve.


I can confirm that AMEX is accepted at both Guardian and Watson. I buy at Guardian and Watson a lot. Used to pay for stuffs with my AMEX all the time.

I recall that I was even thrown a question like "what's the 8th character of your security pin?". That CS officer really tested me hard as I only have a 6-number security pin.