A special feature of SCB Business Visa Platinum is that it gives 0.5% cash back (without cash back limit per month or per year) for all retail transactions (except petrol) plus 1x choice point for local spending and 3x choice points for overseas spending. You can redeem RM25 cash back using 5,000 choice points. This is equivalent to 1% cash back for local spending and 2% cash back for overseas spending. This card is good as a backup for big purchases or when you have maximised up the monthly cash back limit for other cards which give more than 1% cash back. SCB Business Visa Platinum cardholders are also entitled to all benefits given to normal SCB Platinum cc, such 3x choice points for overseas transactions, unlimited free access to KLIA Plaza Premium Lounge, 50% discount when dining at Platinum Partners, complementary travel accident insurance of up to RM1mil, etc. Just a reminder that Citibank Cash Back Platinum does not give complementary travel accident insurance unlike what a normal Citiback Platinum cc does.

If you ask for a conversion for a purchase to installment plan from any bank, most of the time it'll be never be 0% ... Period.
The only exception to this is CIMB installment plan for education and medical fees if I'm not mistaken.

This post has been edited by hye: Dec 11 2010, 08:27 AM

They are Education, Hospital, and Insurance premium which can be converted to 0% instalment plan. Subject to minimum RM1,000, and valid till 31-12-2010.

Advice for lung85: If you have not prepared enough fund to buy DESIRE, you may want to put it on hold until you get prepared. If you already have raised enough fund, but wish to seek instalment plan (which only PBB cc can offer) , you better pay in full.

Do you mean you get the HSBC credit card by collateral too?

Thread version 11 on what page ya?

This post has been edited by persistence85: Dec 11 2010, 09:42 AM

Aiya I was just referring to purchasing AA ticket online le.. not to pay utilities or pump petrol. Anyway, thanks.

bought a camera using easy payment scheme few days ago, how come until today, there's still not anything recorded on M2U statement?

my CL is more than twice of the camera price already

redeem parkson voucher worth RM100 for 24, 000 bonus points.

how come i get charged with RM8 for courier service?

Understand the concept of transaction and posting. While the transaction has occurred, the merchant need to post the transaction (to claim) before the card holder will see the transaction in their account.

is that the shop's installment? if thats the case it will only shows when the bill comes.

but it is still quite slow.. few days ago..
is Harvey Norman that slow

I worry MBB might reject the ezypayment application though

No bank will reject good business especially if it is more than 1 year.

But the Available Credit Limit will take effect immediately after you have swipe your credit card to purchase goods.

which bank are you talking about?

oo like that ah

Yes. Pledge by Time Deposit. It is written clearly in the CCRIS report i got from BNM that the particular HSBC VISA is under some sort of collateral. Meaning it is a credit card secured by fixed deposit.


Not sure. Go back to that thread and click show only my post. Easier for you to find.


CIMB Bank is still charging RM8 for delivery to East Malaysia (so much for 1Malaysia, Sabah might as well change its name back to British North Borneo) and as far as i am concerned, a few other banks also charge delivery fee to East Malaysia such as EON Bank and RHB Bank.

EON bank.. how come eh? RM8 courier charge...

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Added on December 11, 2010, 1:06 pmThanks for clarifying

Did you use ur HSBC time deposit card to apply for other bank's card? Success?

This post has been edited by persistence85: Dec 11 2010, 01:07 PM

No. I had two credit cards from HSBC. The VISA one is secured by Time Deposit while the other is not. Anyway, i had canceled the VISA which is a secured credit card. I am only using the other credit card from HSBC now.

I have applied for credit card from other banks using the only credit card i have now from HSBC and have successfully got two credit cards from Citibank approved. The second credit card from Citibank was approve just 2 days ago

This post has been edited by MilesAndMore: Dec 11 2010, 01:23 PM

dont continue with ur maybank cc! if u swipe full amount then call maybank to convert 0% installment monthly, u will be charged 9%!

as hye said, all bank that offer 0% installment after swipe full amount (then call/sms bank) got 1 time upfront fee, except for cimb/da smart flexi-pay plan (10months) and alliance bank epp (6/12 months - current promo till 31dec).

if u really want it, go find mobile shop that offer 0% installment for ur card (maybank), or go apply alliance bank.
cimb/da smart flexi-pay plan not applicable for mobilephone purchase ~

This post has been edited by erry-: Dec 11 2010, 01:49 PM

Great

btw, how many years you pledge it?

This post has been edited by persistence85: Dec 11 2010, 01:52 PM

That's it... Going to convert my SCB Platinum Visa to SCB Business Visa Platinum.... let's hope can waive the GST :-)

Is the 0.5% cash back creditted at the end of the statement date monthly ?
The RM25 Cash-back is upon request, right ?

Are the Choicepoints evergreen ?