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 Credit Card v13

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Embrangle
post Dec 13 2010, 01:30 PM

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Hello guys.. any one have UOB one platinum credit card?

May i know are there any different between the ONE PLATINUM and ONE CLASSIC in term of the look of the card?

Does the ONE PLATINUM have the priviledge of a real platinum card?
SUSpersistence85
post Dec 13 2010, 01:31 PM

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QUOTE(ywkwy @ Dec 13 2010, 01:30 PM)
Currently I don have any credit card, but due to I want to buy things online, i need one. May I know what requirement should I have to register credit card? coz Im still student and no income yet.. Is those prepaid credit card worth it? I got a prepaid credit card from tune money when i open saving account at cimb bank on april, but till now i haven activate the card yet..
*
Suggest you use Debit card better
ghoss
post Dec 13 2010, 01:34 PM

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QUOTE(ywkwy @ Dec 13 2010, 01:30 PM)
Currently I don have any credit card, but due to I want to buy things online, i need one. May I know what requirement should I have to register credit card? coz Im still student and no income yet.. Is those prepaid credit card worth it? I got a prepaid credit card from tune money when i open saving account at cimb bank on april, but till now i haven activate the card yet..
*
If you're not working you can't apply unless someone applies for you under their name.
Best card for debit is Visa Electron Debit card by Public Bank, Minimum maintain Rm25 in the card and deposit money before use the card. thumbup.gif

sweetpea123
post Dec 13 2010, 01:36 PM

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QUOTE(erry- @ Dec 13 2010, 01:07 PM)
Thanks a lot erry rclxms.gif
erry-
post Dec 13 2010, 01:36 PM

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QUOTE(chemistry @ Dec 13 2010, 01:27 PM)
Cash term is only applicable to items in the mart.
Only FUEL purchase allows CC payment, either at the pump or at counter.
*
I CAN ALWAYS SWIPE INSIDE ESSO GRAND SAGA FOR NASI AYAM, RM4.60 whistling.gif

TSMilesAndMore
post Dec 13 2010, 01:37 PM

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QUOTE(ghoss @ Dec 13 2010, 01:15 PM)
BTW , anyone using Alliance Credit cards ??

What's the big differences between the classic and the You:nique Picture Cards besides you can change the picture ?
Cash back rates. If you choose the rebate option, you will get rebate and point at the same time.


QUOTE(ghoss @ Dec 13 2010, 01:28 PM)
Thanks but is the rate any better than the classic card ??
Rebate for Classic card is given up to a maximum spend of RM2,000/month only. For Gold card it is RM3,000/month and RM5,000/month for Platinum credit card.


QUOTE(ghoss @ Dec 13 2010, 01:28 PM)
Edit* Seems the rate is better on You:nique than the classic but what do I have to give up to enjoy the good rates ??  hmm.gif
you won't get any rebate or point if you choose the rate option.




ywkwy
post Dec 13 2010, 01:37 PM

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QUOTE(ghoss @ Dec 13 2010, 01:34 PM)
If you're not working you can't apply unless someone applies for you under their name.
Best card for debit is Visa Electron Debit card by Public Bank, Minimum maintain Rm25 in the card and deposit money before use the card.  thumbup.gif
*
OK, thanks a lot.. smile.gif
TSMilesAndMore
post Dec 13 2010, 01:40 PM

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QUOTE(ywkwy @ Dec 13 2010, 01:30 PM)
Currently I don have any credit card, but due to I want to buy things online, i need one. May I know what requirement should I have to register credit card?
You will need an income.


QUOTE(ywkwy @ Dec 13 2010, 01:30 PM)
coz Im still student and no income yet.. Is those prepaid credit card worth it? I got a prepaid credit card from tune money when i open saving account at cimb bank on april, but till now i haven activate the card yet..
Debit card is the answer to your problem. You may consider :
- Maybank VISA debit card
- Public Bank Day2Day VISA debit card
- Public Bank ESSO VISA debit card

In my humble opinion, the Public Bank ESSO VISA debit card is the best card around and you should apply for it. First of all, there is no annual fee to pay and the reward is much better than Maybank VISA debit card. Maybank VISA debit card rewards really suck ! You can find out more about debit card HERE.
erry-
post Dec 13 2010, 01:41 PM

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QUOTE(Embrangle @ Dec 13 2010, 01:30 PM)
Hello guys.. any one have UOB one platinum credit card?

May i know are there any different between the ONE PLATINUM and ONE CLASSIC in term of the look of the card?

Does the ONE PLATINUM have the priviledge of a real platinum card?
*
i have. the answer should be YES. coz at the website shows:

Global Visa Platinum Privileges - Whether you prefer pampering spa retreats or enjoy access to your preferred green and complimentary tee-off whenever you feel the need for a swing, you can always enjoy 5-star Visa Platinum Privileges with UOB ONE Platinum Card.

but maybe less priveleges compare to UOB Preferred Platinum sweat.gif

QUOTE(ywkwy @ Dec 13 2010, 01:30 PM)
Currently I don have any credit card, but due to I want to buy things online, i need one. May I know what requirement should I have to register credit card? coz Im still student and no income yet.. Is those prepaid credit card worth it? I got a prepaid credit card from tune money when i open saving account at cimb bank on april, but till now i haven activate the card yet..
*
i suggest u go for PBE Esso/Mobil Visa Debit. free for life, and u get 1% when swipe at Esso/Mobil (max rm30) and 0.5% (unlimited!) for others smile.gif

This post has been edited by erry-: Dec 13 2010, 01:49 PM
chemistry
post Dec 13 2010, 01:46 PM

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QUOTE(erry- @ Dec 13 2010, 01:36 PM)
I CAN ALWAYS SWIPE INSIDE ESSO GRAND SAGA FOR NASI AYAM, RM4.60  whistling.gif
*
Maybe ExxonMobil let the station operator decide the payment policy? I know many other stations can swipe inside but what can I do? I only pump Mobil.
erry-
post Dec 13 2010, 01:48 PM

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QUOTE(chemistry @ Dec 13 2010, 01:46 PM)
Maybe ExxonMobil let the station operator decide the payment policy? I know many other stations can swipe inside but what can I do? I only pump Mobil.
*
i also only pump esso/mobil. so far never had any issue to swipe all around malaysia smile.gif

chemistry
post Dec 13 2010, 01:52 PM

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QUOTE(erry- @ Dec 13 2010, 01:48 PM)
i also only pump esso/mobil. so far never had any issue to swipe all around malaysia smile.gif
*
Maybe you will want to come to my lovely hometown and experience it. LOL. Just kidding~

To me it's OK lar. I go to Mobil to pump petrol only. Perhaps I should go to hypermarkets to buy engine oil, can earn 5% cashback too, haha. I only buy Engine oil from trusted source such as hypermarkets and stations. Never buy from workshops and spare part shops, it's too risky unless you know their suppliers personally very well.

This post has been edited by chemistry: Dec 13 2010, 01:54 PM
vinothrao84
post Dec 13 2010, 02:21 PM

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hi guys,

i sign up for an SCB Platinum/Gold card almost a month back.

in return, last week, i receive SCB Business Gold card in a envelop that says "You have receive a your Platinum card"....

but there is no single details abt what are the benefits/privileges of the gold card.

could any one please list out the benefits/privileges for Business Gold card?

thx...
chemistry
post Dec 13 2010, 02:36 PM

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QUOTE(vinothrao84 @ Dec 13 2010, 02:21 PM)
hi guys,

i sign up for an SCB Platinum/Gold card almost a month back.

in return, last week, i receive SCB Business Gold card in a envelop that says "You have receive a your Platinum card"....

but there is no single details abt what are the benefits/privileges of the gold card.

could any one please list out the benefits/privileges for Business Gold card?

thx...
*
For accurate results, please visit the bank's website at www.standardchartered.com.my
ronnie
post Dec 13 2010, 02:44 PM

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QUOTE(vinothrao84 @ Dec 13 2010, 02:21 PM)
hi guys,

i sign up for an SCB Platinum/Gold card almost a month back.

in return, last week, i receive SCB Business Gold card in a envelop that says "You have receive a your Platinum card"....
but there is no single details abt what are the benefits/privileges of the gold card.

could any one please list out the benefits/privileges for Business Gold card?

thx...
*
Aren't both lines contradicting each other ?
vinothrao84
post Dec 13 2010, 02:50 PM

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@ronnie,

yeah that's what makes me goes thinking......

i was happy to see that i've getting a platinum card.....but in reality its a business gold card.....

i can't find any info abt that business gold card.....
ck_tonny
post Dec 13 2010, 02:59 PM

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QUOTE(vinothrao84 @ Dec 13 2010, 02:50 PM)
@ronnie,

yeah that's what makes me goes thinking......

i was happy to see that i've getting a platinum card.....but in reality its a business gold card.....

i can't find any info abt that business gold card.....
*
Same to my case, but i just let it be, only use the card to pay utilities bills.

This post has been edited by ck_tonny: Dec 13 2010, 03:27 PM
SUSpersistence85
post Dec 13 2010, 03:23 PM

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not related to topic, but wanna inform, ocbc got promotion 5% for fixed deposit..

i just put RM70k into FD, 5% .... guys hurry before the promotions end on this month... tongue.gif
TSMilesAndMore
post Dec 13 2010, 03:29 PM

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QUOTE(persistence85 @ Dec 13 2010, 03:23 PM)
not related to topic, but wanna inform, ocbc got promotion 5% for fixed deposit..

i just put RM70k into FD, 5% .... guys hurry before the promotions end on this month... tongue.gif
What's the term like ? For how long ?

ronnie
post Dec 13 2010, 03:33 PM

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QUOTE(persistence85 @ Dec 13 2010, 03:23 PM)
not related to topic, but wanna inform, ocbc got promotion 5% for fixed deposit..

i just put RM70k into FD, 5% .... guys hurry before the promotions end on this month... tongue.gif
*
Post in the Fixed Deposit thread over at http://forum.lowyat.net/topic/720041

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