This pinned credit card thread is specific for this purpose already, don't need duplicate discussion.

As if moderating team allow multiple CC topic around aka each credit card one topic, 50 topics also not enough.

Thank you for cooperation.

Refer to https://www.ocbc.com.my/personal-banking/Pr...s_Malaysia.shtm

I choose promo 2, FD 3 years, auto renewal for subsequent years

oh ok. now i know why closed already

lol

It's my Preferred Banking RM and CS officer who told me that I could get RM188 if I apply for SCB Business Visa Platinum. They also told me that SCB has just changed the cash back rules, whereby the RM188 cash will only be credited to the cardholder's account upon first usage, not upon card approval. I will however, take it with a pinch of salt.

I have just viewed the latest statement of my OCBC Titanium MC. No surprises this time. All my expenses at petrol stations, restaurants, hypermarkets and utility bills were given 5% cash back.

On a separate note, I received a call from CIMB Group asking me why I had not swiped my DA VI since I obtained the card in August. I highlighted to them the cash back rates are not attractive and I would only use this card for the 0% interest BT. The CS officer revealed that the bank was gathering feedback from customers and might review the cash back system in due course.

The RM188 cash back was to given upon charge on 1st transaction first..but they didn't implement it. My colleague got it without swiping.

just want to ask about OCBC titanium

i have done BT to this card for rm5k, paying min for 6 months... this is going to be my second month

since new i have not used this card because i did bt.... if i use the card, how to make payment since the BT and spending is same account? if i pay min, i am afraid they will charge interest for the purchases i swipe?
or best just dont use the card for 6 month until settle all the bt amount?

Ohh thanks got the info on UOB One Platinum..

humm just wondering how to diffrentiate the one platinum and one classic card if the look is the same.? I dont even know i have which card class.

so far any1 experience bank absorb credit card tax?
i gonna cancel
a. alliance (called and asked. No.. only point redempt.. so use point claimed reward and cancel after receive the gift)
b. DA (not yet call..) any1 got any info?

I don't understand the reply from the bank CS. Does she/he mean that RM50 is the maximum rebate for ALL (kfc/guardian/tesco/etc)? btw, for DA card right, 2% rebate during the weekend..isit 2% plus points or only the rebate itself?

Please be noted that PBB cashback only given out in 6-8 weeks, which mean in the 1st month statement u will never know how much cash back u will entitle, u will only know on 2nd or 3rd month statement. Weekend will only entitle 10% and Weekday will entitle for 15%. From the previous thread, one of the PBB cardholder did mention within mid of the month still can get the cash back, so u may try your luck on spending asap

and the PBB Esso-Mobil extra 3% rebate also will be given out in 6-8 weeks

this is what their customer service told me last few weeks ago

O/T - Jogoya food isn't that good, tried before and i will never go again

Jusco Supermarket One Utama gave me the 5x points.

lol... but atleast i feel its better den tenji XD

btw... haih... i 've been wanna apply 1 more credit card since last month 14th til now... summit apps to few bank d... but til now even 1 bank also nvr receive my apps yet... wat r those ppl doing???

any1 have quite way to get CC??? need it b4 xmas .

Tao is still the best, if u are rich, go to 5-star hotel buffet

they need at least 5-10 working days to process your card, so be patient
U need credit card in hurry for shopping? beware of getting in a huge debt hole

haha... dunno consider shopping or not ... need it for IPHONE 4 EPP XD... planning to gift it to my GF

lol~~ TAO~~ i wanna try also... after jogoya...XD

i know it need 5-10 working days~~~ but ... now da problem its... i summit all stuff to da agent d..... da lastest apps i summit to da agent by last tues.... told her urgent d... but til now i call to da bank... haven't reveice my apps... once if my agent had help me to pass up da apps... it sud b on da system by 1-2 day to wait for process rite.... but til now haven't da card center receive~~~~ZzZZzzzzzZZz 1st time i apply ambank let me wait jor 3 week haven't summit... so this time i apply 4 bank at once... but 4 also haven't receive~~ZZzzzZZZ

That's interesting. Spending at Jusco supermarket in One Utama is entitled to 5x MR points for Amex Gold cc and 5% cash back for OCBC Titanium, as opposed to 2x MR points and 1% cash back at other Jusco supermarket outlets.

Iphone EPP restricted for MBB, HSBC, Citibank, Ambank and CIMB if i'm not mistaken

so rich buy iphone as present to gf, myself also cannot afford it because the phone is way too expensive and which i think it is not worth it at all, plus EPP extra your commitment burden

haha.. no car no hse... 1 phone only .. ok leh... summore da phone bill pay by herself... so only iphone not really expensive lah... just short of cash right now... summore plan for EPP... so need a CC XD

Hong Leong Bank Classic credit card ? The points required to redeem a shopping voucher is just as high as HSBC's. I'd recommend you to go for either CIMB MasterCard, any Maybank credit card or Alliance Younique MasterCard. And if you earn no less than RM36k/pa, you might want to go for OCBC Titanium MasterCard.

[/quote]

Mind elaborate the benefit of :-
CIMB Mastercard
Maybank Credit card
Alliance Younique MasterCard

Thank a lot!