hi..last night i sign up a pay pal acc but for the time being i dont have any importance to buy things from ebay yet.it said that malaysia ebay can only accept CC but when i key in my maybank debit card the system accept and verified my acc. my question is
is it safe to keep my acc idle without using it.
any chances that my banking info will be used by someone else?
or should i cancel my paypal acc?

Paypal generally is very safe. I have a Paypal account too but i use it like 2-3 times only a year. Just don't let other people to find out what your Paypal password is.

Dear MNet,

No, 1st ATM/Debit card issuance is free. RM8 only for replacement if you lost/damage your card.

But there is an annual fee of RM8 right ? Only the Priority Banking and Basic Savings/Current account debit cards are free.

Dear MilesandMore,

If you open PowerPay Savings Account and SaadiqSaver-i Current Account from my department (Employee Banking Solutions) there is no annual fee.

Thanks ! May i know what are the requirements to open PowerPay Savings Account ? Just credit our salary directly to Standard Chartered every month ?

Hi Milesandmore,

To open PowerPay Savings Account:

18 years and above
Salaried employee earning min RM1500 monthly

Documents: Photocopy IC only. If you would like to open a PowerPay account I will be glad to assist you. 0 deposit, 0 charges for 1st issue of ATM card, no maintenance charges.

You can either advise your HR to credit your salary to SC, or you can online transfer your salary by yourself. Otherwise you can use PowerPay as your secondary account for savings purpose due to the high interest rate given (2.0% - 2.5% p.a). If you would like to find out more, don't hesitate to contact me.

This post has been edited by muddie: Dec 12 2010, 10:53 PM

Thank you. But i do not work at the moment. I am still a student. I just want to know about this account so i can tell my friends who have started working

Hello again,

Yesterday i tried buying some stuff from e-Bay using my Maybank Cherry Visa Debit Card...up untill to the payment screen, all seems to be ok and then suddenly pops up a screen saying that my card cannot be use for the transaction. Anyone knows why? ...or is it some of the eBay seller don't accept debit card through Paypal??

Did you have enough money inside your account ? Have you registered for Maybank MSOS ?


This is definitely not the problem. Because Paypal acts as the middle man to transfer the money to the seller. The seller doesn't care if the money comes from your debit card or credit card. That is Paypal's job.

@Miles
Yup, already registered MSOS, enough money sure is not the problem ..that's why i wonder

May be you can try again and make a screenshot from the beginning right to the point you get a message that your card is rejected ? So one of us may be able to help you out ?

Ok, will do

Dear Milesandmore,

You are most welcome. Please do recommend to your friends as our PowerPay Savings Account is giving one of the highest interest in the market. Also, one day when you start working, support me k?

Definitely ! I am always after this kind of high interest regular savings account

hi muddie, I'm interested with the PowerPay SA. Few questions:
1) Is it COMPULSORY to credit my salary into the account or initiate online transfer MONTHLY?
2) Does it come with an ATM/debit card or just ATM only?
3) The ATM/Debit card is free for life?
4) The cash rebate of 7% for petrol is applicable for the above ATM/Debit card until end of Jan 2011?
5) Must I also open the Saadiq $aver-i account at the same time?

I'm currently holding e$aver account and also JustOne. Sorry for so many questions.

Hye MilesAndMore,
yesterday i purchase something from clove.uk by maybank visa debit card...already registered wit MSOS n my card limit is no problem...
but how come when i check Pre-Authorisation Code at my maybank2u.com does not show any code?

this is screenshot of my maybank2u...
already call maybank helpline but they said to contact back to clove.uk because clove.uk that the one give this code while clove.uk send an email to check with my card issuer

This post has been edited by spikee7: Dec 14 2010, 10:19 PM

Why do you need the code, may i know ?

place that i buy(clove.uk) needed for security purpose...
but they give 2 option,1st get the Code or second give any ID for this security purpose...
i already give my ID but the said they still need this Code from my card issuer...

Sorry. Can't help.

Anyway, did you email them to ask where exactly you can find the code ? And have you told them you can't find the code in your online banking account ?